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Surrey pet insurance

Learn about Surrey Pet Insurance

With the rapidly increasing Surrey population, you would expect a proportional increase in the pet population. An increasing number of Canadians own pets. There are various laws and requirements to consider when purchasing a pet. However, one of the things you need to put into consideration is getting the right Surrey pet insurance coverage.

The right Surrey pet insurance policy will be a great assistance in covering medical expenses related to your pet in Surrey. It will cover accidents, illnesses, surgery, emergency care, hospitalization, diagnostic tests, and prescriptions. If you want, you can also add optional coverage such as wellness coverage, depending on the insurer.

When taking out a Surrey pet insurance policy, it is important to research the insurance provider as well as the insurance policy. This will help you to find out what is covered and what is not covered by the policy as well as the waiting period, stipulations, limits, and exclusions. It is also necessary to find out about the coverage’s limits on benefit reimbursement and the conditions with respect to the pet’s age or breed.

No matter what considerations you need to make, it is important to get pet insurance Surrey as quickly as possible. Pets become prone to chronic illnesses as they age and once the pet is diagnosed with a condition, that condition will no longer be covered under the plan. This is why you need to take out the coverage before the pet grows old or before genetic diseases start to spring up.

To get a quote on Surrey pet insurance, click here.

Buy The Right Surrey Pet Insurance

When buying Surrey pet insurance, it is important to find out the coverage that serves your best interest. You might be able to get the best coverage by shopping around and comparing policy options. Make sure you stick to broad coverage rather than a specific one. The reason for getting an insurance policy is to cover the unexpected. The unexpected is not limited to a single condition; in fact, it could range from medical emergencies and accidents to illnesses and hereditary conditions.

A lot of pet insurers offer wellness coverage as additional or optional coverage. Although wellness coverage covers routine procedures such as vaccination and checkups, it is not a great option if you are looking for broad coverage. It is a preventative coverage.

Before taking out the Surrey pet insurance coverage, always make sure that it covers the following features:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

Surrey Pet Insurance and Animal Shelters

  • Surrey Animal Resource Centre – 17944 Colebrook Rd, Surrey, BC V3S 0L5 – (604) 574-6622
  • New Westminster Animal Shelter – 231 Ewen Ave, New Westminster, BC V3M 5B3 – (604) 519-2008
  • Urban Safari Rescue Society – 1395 176 St, Surrey, BC V3S 9S7 – (604) 531-1100
  • Surrey Education & Adoption Centre – 16748 50 Ave Surrey BC V3Z 1E2 – (604) 574-1711

To learn more about the Surrey pet insurance and animal service, click here.

Pet Insurance Terms

  • Co-insurance – This is the percentage of the claim the insured has to take care of. If the co-insurance is 30%, the insured is required to take care of 30% of the cost of the claim.
  • Deductible – This is an agreed amount of the claim that the insured has to pay before the insurance coverage can take effect. It may be charged per year or per claim.
  • Pre-existing condition – Any critical illness, genetic disease or condition that was diagnosed before the start date of the insurance policy is a pre-existing condition. Usually, pre-existing conditions are not covered by Surrey pet insurance policies.
  • Breed exclusion – The insurer may exclude some pet breeds from the insurance coverage or policy. This means that hereditary conditions related to the pet will not be covered.

To learn more about pet insurance, click here.

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Surrey Pet Insurance FAQs

Can I cancel my pet insurance at any time?

Yes. Surrey pet insurance providers do not usually place a restriction on when you can cancel your pet insurance policy. This means that you are free to do so any time you want.

What does pet insurance actually cover?

Pet insurance covers the essential cost of medical care in an emergency. The coverage specifics depend on the plan you choose. Depending on the plan, the coverage may help to pay for the pet’s treatment when ill and also routine procedures.

How soon does pet insurance take effect?

This depends on the waiting period of the pet insurance provider. The waiting period varies with the provider and it is usually around 14 days. It may be shorter for accidents.

Can I get pet insurance after diagnosis?

No pet insurance provider in Surrey covers pre-existing condition. These are conditions the pet is diagnosed with before the end of the waiting period. However, conditions diagnosed when the coverage is already effective will be covered.

To get a quote on Surrey pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

Before purchasing pet insurance coverage in Surrey, it is necessary to make well-informed choices and ask the right questions. Make sure you understand what works, what is covered in the policy and what is not covered before you make a claim.

Below are some important questions to ask before taking out Surrey pet insurance policy:

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Surrey pet insurance, click here.

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