Free Renters Insurance Quote Online

See what’s covered, get an estimate of your monthly premium and sign up for a policy in just a few minutes!
Secure your home, for less.
Townhouse Condo Apartments

What is
Renters Insurance?

Renters insurance is a type of insurance that covers the big things (floods, burst pipes, etc.) that can occur, and as well as any personal liabilities that may happen. With coverage, your provider will pay for a portion or all of these costs on your behalf – potentially saving you thousands of dollars when unfortunate events happen.

A Statistics Canada study found that less than half of renters in Canada have renters insurance. This means that many renters are not protected if their home is damaged or if someone is injured on their property.

Why is renters insurance important?

Many tenants believe that they don’t need renters insurance, assuming that they are covered under their landlord’s policy. In actuality, you are responsible for your own unit. If there is a disaster, you will be on the hook for damages. If someone is injured at your unit, you may have to pay for medical or legal fees. Renters insurance works as a “just in case” and protects you from financial hardship if any of these situations were to occur.

  • Peace of Mind
  • Save Money on Repairs
  • Get Compensated for Damaged Belongings
  • Protect Yourself from High Legal or Medical Fees
  • Keep Your Home in Livable Condition

Is renters insurance required in Canada?

Many landlords will require that tenants get renters insurance before moving into an apartment or home. You should check your lease agreement to confirm whether or not it is required for your particular property.

Even if it is not required, it is highly recommended to get it to protect yourself from financial setbacks in case something unfortunate happens to your property.

How much does renters insurance cost?

The cost of renters insurance will vary based on the provider, your overall budget, and how much coverage you want/need. The most affordable plan for you should come down to a balance between the amount of coverage you want at a price that fits your budget.

The best way to get an accurate estimate of the cost of your renters insurance is to request free quotes online. You can get multiple plans and rates side-by-side, without ever having to pick up the phone.

Looking for Affordable Renters Insurance in Canada?

Insurdinary can help you get connected with affordable renters insurance to ensure that you and your home are covered. Don’t pay for expensive repairs out-of-pocket. Get covered with Renters Insurance today.
Icons Quote Estimate

Get Quotes Fast

Learn about different products and their benefits.
arrow pointing to next step
Icon Lowest Rate

Lowest Rates

Insurdinary provides you with quotes from the leading providers in Canada.
arrow pointing to next step
Icon Easy Signup

Easy Sign Up

Apply online and get the best rates. It’s fast, simple, and free!

Get Affordable Renters Insuranceand Secure Your Home

Protect your property and offset potential hefty off-pocket costs by being pre-emptive.

Get the coverage you need for your unique loan situation, all for a low monthly premium.
Insurdinary insurance representative smiling

What to Know Before Buying
Renters Insurance

If you are buying renters insurance for the first time, you may find the process to be a bit confusing. Here are some tips for how to find the best, most affordable policy.
Illustration Home Protected By Umbrella
Here are some tips to help you save on your renters insurance.

Gather Your Information

Have all of your background and property information before searching for providers online - including past renters insurance claims, if applicable.

Shop Around

You shouldn’t sign up for the first plan you find online. It’s best to compare plans and rates from multiple providers before making a decision.

Sign Up with a Reputable Company

We only recommend companies that have a strong reputation and provide amazing service to their customers.

Compare Reviews

Consider company reviews, how helpful their customer service is, and what their claims process is like.

Get Coverage for Stolen or Damaged Belongings

This coverage can protect things like furniture, electronics, and clothing from damage or theft.

Be Prepared with Liability Coverage

If someone is injured at your rental home or unit, you may be required to pay for medical expenses, and even any loss of income.

What Does A Rental Insurance Cover?

Renters insurance offers financial compensation to cover a renter’s damaged belongings or property as a result of fire, theft, vandalism, or other emergencies. It also covers your liability in the event that someone visiting your home is injured on your property.

Renters insurance can also provide money to help you find living arrangements if your home is uninhabitable.
Most renters insurance policies include coverage for:
Damaged or Stolen Furniture, Electronics, or Clothing
Personal Liability (including medical and legal fees)
Damage from Extreme Weather
Smoke and Fire Damage
Burst Pipes
Home Repairs
And More...
Get a FREE renters insurance online and protect your home in minutes.

Renters Insurance
Frequently Asked Questions (FAQ)

Get all of your pressing renters insurance questions answered in our FAQ section below.

How Does Renters Insurance Work?

Like most types of insurance, when you sign up for a renters insurance plan you will be required to pay a premium to maintain coverage. This means that if your residence or belongings get damaged, your insurance provider will cover a portion or all of the expenses on your behalf. You’re typically required to pay by the month and the amount of coverage may vary.

Where Can I Get Quotes for Renters Insurance?

If you are looking for Canada renters insurance, it’s best to start your search at We help renters get connected with the lowest rates on renters insurance, fast. Just sign up on our website to get free quotes sent straight to your inbox.

How Do I Save Money on Renters Insurance?

The best way to save money on renters insurance is to compare plans from multiple insurance providers. Insurdinary makes this simple by sending you quotes from Canada’s top insurance companies, all at once. You can compare plans side by side to help you choose the most comprehensive plan for you.

Does My Landlord's Insurance Protect Me?

Your landlord’s insurance likely does not protect you if someone is injured on your property.
Many renters assume that this is covered under the landlord’s insurance policy, but this typically isn’t the case, as their policy likely only covers the common areas in the apartment building or condo. Since you may be found liable, it’s best to have an insurance policy in place that covers injuries on your property.

Having renters insurance is the best way to prevent significant financial strain in the event that something unexpected happens at your rental home or apartment.

Get The Lowest Rates
on All Types of Insurance

Need a different type of insurance coverage? Insurdinary can help.
Get quotes for all types of insurance in Canada.
illustration of a stethoscope
illustration of a home
illustration of elipses
Insurdinary makes it simple to compare different insurance plans and prices online. Just enter your information and get quotes from Canada’s top providers sent straight to in minutes.
No deposit necessary  •  Only pay when you sign up for a policy  •  No added fees
Get a renters insurance quote for FREE!
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram