Funeral Insurance Quotes from Canada’s Top Providers

Compare quotes and plans from and choose the best coverage and price for you.
GET STARTED
Woman Holding Flowers At Funeral

Funeral Insurance - 
How Does it Work?

Rather than have your loved ones pay out of pocket for your funeral after your passing, you can get a significant portion of the expenses covered with Funeral Insurance.

With funeral insurance, you pay a regular premium in order to maintain coverage until you pass away. When you pass, your insurance provider will either pay out a stipend to your family to cover funeral costs or compensate them for money spent on funeral costs. This could save your family thousands of dollars.

How much does a funeral cost?

Few families are prepared for the high costs of planning a funeral for their loved ones. Funeral costs like having a cremation, buying a casket, or planning a reception can add up to thousands of dollars.

Cremation
A cremation in Canada can cost anywhere from $500 to $5000. The average cost in Toronto is around $1500; $600 in Quebec.

Interment
A casket, the transport of the casket, and cemetery fees can equate to over $3000.

Funeral
A mid- to high-end funeral – including transport, cemetery fees, flowers, and a reception – can cost $10,000 or more

What does funeral insurance cover?

With funeral insurance, you’re preparing for your future and the future of your family. Here’s what may be covered under your policy:

  • Cremation
  • Caskets
  • Burial
  • Ceremony
  • Cemetery fees
  • Transport
  • Laboratory
  • Pall bearers
  • Flowers

With the right funeral insurance policy, a significant portion of the costs associated with your funeral or burial may be covered by your provider. Save money by signing up for funeral insurance today.

Does my life insurance policy cover funeral costs?

Many individuals and families assume that their life insurance benefits will cover funeral costs. Unfortunately, many life insurance policies do not cover funeral expenses.

Life Insurance and Funeral Costs
Life insurance typically pays out a sum of money in the event of death. This money can go toward making up for the loss in income and maintaining a standard of living for your family.

Without funeral insurance, the payout from the life insurance policy may not be enough to cover funeral costs and everything else you need, and may be difficult for beneficiaries to access.

Buy Affordable Funeral Insurance in Minutes!

If you need funeral insurance, you’ll want to find the plan with the best coverage at an affordable price. Insurdinary makes it easy to compare Canada’s top providers online in minutes.

Simply enter your information and get quotes sent directly to your inbox. You’ll be able to compare rates and plans from the best Canadian funeral insurance companies.
Icons Quote Estimate

Get Quotes Fast

Learn about different products and their benefits.
Icon Lowest Rate

Lowest Rates

Insurdinary provides you with quotes from the leading providers in Canada.
Icon Easy Signup

Easy Sign Up

Apply online and get the best rates. It’s fast, simple, and free!

Compare & Save - Try Insurdinary for Free

Is it time to consider funeral insurance for you or your family? It’s never too early to get prepared!

Try Insurdinary for free to get affordable funeral insurance quotes sent directly to your inbox. That way, you can compare rates and policies from the best providers in all of Canada. We’re committed to helping Canadians gain access to comprehensive, affordable coverage.

It’s completely free. Get quotes now and then select the best plan and provider for you!
Get Quotes Now!

Get Prepared with Funeral Insurance

Have one or more vehicles insure? Not sure how much coverage you need? We can help!

Insurdinary sends customized quotes sent straight to you all based on the unique coverage you need. Get coverage for your vehicle, your family’s vehicles, and new drivers. You can rest assured knowing you have the best, most affordable coverage, no matter what.
Relief from expensive funeral costs
Protect your family from financial hardship
Funds specifically for burial or cremation costs
Peace of mind by being prepared for the future
Save thousands of dollars or more
Low Monthly Rates
And More...
Compare funeral insurance online to get the coverage you and your family need.
COMPARE QUOTES

Funeral Insurance
Frequently Asked Questions (FAQ)

Whether you are later in years or are simply planning ahead, funeral insurance can safeguard your family from hefty funeral fees.

Want to learn more about funeral insurance? Get all of your important questions answered by checking out our Frequently Asked Questions section below.

What is funeral cover insurance?

Funeral cover insurance, or “funeral insurance”, is a type of insurance that covers the costs of your funeral after your passing. Instead of your family having to pay out of pocket for funeral expenses, your policy will cover a significant portion of the costs.

Do I need funeral and burial insurance?

Canadians of any age can benefit from having funeral insurance, as it helps protect your family from financial hardship in the event of your passing. The elderly and people with terminal illnesses are especially encouraged to get funeral insurance in order to prepare for the inevitable costs of a funeral, burial, or cremation.

How does funeral insurance work?

Rather than have your family pay out of pocket for funeral expenses, your funeral insurance policy will pay out a designated amount of money after your passing. All you have to do is sign up and pay your regular premium to maintain coverage. Your provider may pay out a lump sum or compensate your loved ones for funeral expenses.

What does funeral insurance cover?

Funeral insurance can cover some or all of the costs associated with one’s funeral after their passing. This can include laboratory fees, cemetery fees, a casket, cremation, a reception, transport of the deceased, and even flowers. What is covered will depend on your unique policy.

How much does funeral insurance cost?

The cost of your funeral insurance depends on the amount of coverage you want and how much you can afford. It is best to discuss your options with a trusted funeral insurance provider. They will determine the right plan and monthly premium for you.

What are the benefits of funeral insurance?

The benefits of getting funeral insurance include money saved on future funeral expenses (for your family), protection from stress and financial hardship, and peace of mind through knowing that you are prepared for the future.

Do life insurance policies cover funeral costs?

If you have life insurance, it may or may not cover funeral costs. Most life insurance policies cover expenses associated with a loss of income after your passing – helping your beneficiaries cover bills and maintain their preferred standard of living. Life insurance may not cover the additional costs of a funeral, burial or cremation, ceremony, or other fees.

How do I get a quote online?

Insurdinary has partnered with Canada’s top funeral illness insurance providers to provide you with affordable insurance quotes. Simply fill out a quick application to get custom quotes sent straight to your inbox.

How do I save money on funeral insurance?

To get the best price on funeral insurance, we recommend comparing quotes from various providers. You’ll be able to see which plans are available and then choose the plan with the most affordable rate for your needs.

Is funeral insurance worth it?

Buying insurance typically comes down to an “in case you need it” situation. Without it, you don’t have to pay a monthly premium, but you also run the risk of not being prepared when the unexpected happens. The potential costs of thousands of dollars in funeral fees likely outweigh the costs of paying for a monthly insurance plan. We always recommend being prepared.

How fast can I get my funeral insurance quotes?

When you request online insurance quotes from Insurdinary, you will receive quotes from top providers in as little as a few minutes. Simply enter your information and we will send you quotes straight to your inbox.

Get The Lowest Rates
On All Types Of Insurance

Need a different type of insurance coverage? Insurdinary can help.
Get quotes for all types of insurance in Canada.
Protect your family from financial hardship with Funeral Insurance today.
No deposit necessary  •  Only pay when you sign up for a policy  •  No added fees
Compare funeral insurance quotes for FREE!
GET QUOTES
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram