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What is
Pet Care Insurance?

Pet care insurance, otherwise known as pet health insurance, is insurance that covers a portion or all of the veterinary costs if your pet gets sick or injured. Having pet insurance can save you loads of money compared to paying out of pocket for your pet’s medical care.

Pet insurance helps protect you from financial stress in the chance that your pet needs to go to the vet or animal hospital.

How does pet insurance work?

Regular health insurance is for humans, pet insurance is for pets. Both types of insurance work in a similar way.

Rather than having to pay out of pocket for medical fees, surgery, or medicine, you simply pay a monthly fee to maintain insurance. Then, if your pet gets injured or falls ill, your insurance provider will cover a significant portion of the medical expenses. Not having insurance could result in thousands of dollars coming out of your own bank account if your pet falls ill or gets hurt.

How much is pet insurance?

The cost of your monthly pet insurance premium will depend on the amount of coverage you want and the provider you choose to go with. The best way to find the most affordable price for pet insurance is to compare rates and plans online.

Pet insurance can cost anywhere from $10 per month to higher than $100 per month. With Insurdinary, you are sure to find the lowest rates in all of Canada.

Is my pet eligible for coverage?

All animals deserve proper treatment and care. Whether you have a cat or a dog, you may be eligible to buy pet insurance. In most cases, if your cat or dog is under 14 years of age and lives in Canada, they are eligible for coverage.

Most providers cover cats and dogs of every size, color, shape, or breed. So no matter if Mr. Whiskers has a cold or Fido has a broken leg, with pet insurance you’ll have the coverage you need to ensure that they are taken care of.

Which medical conditions are covered?

As with human health insurance, not every condition is covered under insurance. This is especially the case for pre-existing conditions. Again, coverage depends on your exact plan and provider.

Some things that may not be covered by pet insurance include: grooming, pre-existing conditions, wellness checkups, preventative care, extra vet fees (like waste disposal), congenital abnormalities, developmental disorders, and more.

Do You and Your Furry Friend Need Pet Insurance?

As most pet owners, you know that your furry friends are more than just pets, they’re family. That’s why your pets deserve the best care and protection when it comes to their health.

Learn about different products and their benefits.

Insurdinary provides you with quotes from the leading providers in Canada.

Apply online and get the best rates. It’s fast, simple, and free!

Get the Lowest Pet Insurance Quotesand Compare Plans Online

Get the pet insurance coverage you need at an affordable price. Rest easy knowing that your pet is covered and you don’t have to worry about high out-of-pocket veterinary costs.

With Insurdinary, you get insurance quotes directly in your inbox so you can find the best option.

No upfront costs
No hidden fees
Pay only when you sign an insurance policy

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How to Get the Best Coverage
For Your Pet

Looking for an insurance that provides the best coverage for your furry friend at an affordable price? Here are some tips to help you in your search.

Get Multiple Quotes

You shouldn’t accept the first quote you get. Examine the pros and cons of multiple insurance quotes from different providers to make sure you find the best version for you and your pet.

Think Ahead

Your insurance premiums might increase as your pet grows older. Think ahead and plan accordingly. Cats usually live more than dogs, and indoor pets live more than those who live outdoors.

Go For Bundles

Insurance providers sometimes offer significant discounts if you sign up for insurance bundles. Bundle your health and pet insurance policies to receive a better price for both.

Ask For Discounts

Ask your insurance provider for a discount before you sign. Some providers might offer periodic discounts you’re not aware of.

Types Of Pet Insurance Coverage

Depending on how much coverage they offer, most pet insurances in Canada can be classified as:

Standard

Insurance policies that provide standard coverage usually cover the costs of accidents, surgery, emergency care, hospitalization, and sudden illness. They do not cover things like checkups, vaccinations, parasite prevention, and grooming.

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Intermediate

In addition to what’s included in the standard coverage, the intermediate one also covers the costs of things like vaccinations and checkups for a more expensive monthly premium.

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Advanced

Sometimes called a luxury plan, the advanced insurance coverage covers almost everything you can think about, except grooming.

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Find The Right Pet Insurance Coverage For You & Your Furry Friend

Not sure how much coverage you and your pet need? Don’t worry, we can help.

Insurdinary connects you to the top pet insurance providers in Canada and you get personalized insurance quotes directly in your inbox. Explore, examine, compare, and select the coverage you and your pet need.

Accidents

Medicines

Urinary Tract Infections

Emergency Care

Cuts

Broken Bones

Surgeries

Hospitalization

X-rays and Tests

Cancer

Specialty Treatments

And More...

Enter your information and get the best pet insurance quotes for you.

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Pet Insurance
Frequently Asked Questions (FAQ)

Are still uncertain whether pet insurance is a good idea or not? Get all of your questions answered in our FAQ section below.

What Is Pet Insurance?

Pet insurance is a type of insurance that covers a portion or all of the medical expenses when your pet experiences an unexpected illness or injury. Pet insurance ensures that your pet can get the medical care they need without you having to pay thousands of dollars out of pocket for medical fees.

How Does Pet Insurance Work?

With a pet insurance plan, you pay a monthly premium to maintain coverage. Then, when your pet is injured or becomes ill, your insurance provider will cover some or all of the medical expenses from the vet or animal hospital. Without pet insurance, you would have to pay for these expenses out of your own funds, and this could cost hundreds of dollars or more.

What Does Pet Insurance Cover?

Pet insurance covers a wide range of services related to your pet’s unexpected illness or injury. While exact coverage may vary depending on your unique plan, pet insurance typically covers medicine, surgeries, hospitalization, broken bones, illnesses, and medical emergencies. Many pre-existing conditions may not be covered.

Is Pet Insurance Worth the Cost?

As with any time of insurance, pet insurance is an investment that protects you and your pet if and when the unexpected happens. While you may not see the need for insurance while your pet is healthy, you’ll be glad you have it if they ever become ill or get injured. Paying a monthly premium could save you hundreds or thousands of dollars in the long-run.

What Are the Best Pet Insurance Plans?

The best pet insurance plan is the one that provides the coverage your pet needs at a price you can afford. Coverage and rates vary from provider to provider, so it’s important to compare your options. Rather than hopping from website to website, you can compare multiple providers with Insurdinary all in one place.

How Much Should I Pay for Pet Care Insurance?

Pet insurance rates can range from $10 per month to over $100 per month. Typically, the more coverage you want, the higher your monthly premium will be. You should choose a plan that offers the most comprehensive coverage possible at a rate you can afford.

Does Pet Insurance Start Immediately?

Waiting periods for when pet insurance will take effect vary depending on the plan and provider. Speak to your chosen pet insurance provider in order to find out when your pet insurance coverage will start. The average waiting period is approximately 14 days.

My Pet Is Sick Right Now, Can They Still Get Covered?

If your pet is already sick, pet insurance will likely not cover their illness, as it is seen as a pre-existing condition. They will, however, be covered for future illnesses and injuries.

How Do You Get Pet Insurance?

There are many ways to get pet insurance. The easiest way is to use the Insurdinary portal to compare quotes from multiple insurance providers at once. You’ll get quotes sent directly to your inbox where you can compare plans and prices side-by-side. Then, all you have to do is sign up for the plan you like most.

Can I Get Pet Insurance in Alberta, Ontario, and Other Canadian Provinces?

Private pet insurance is available across all of Canada. As long as your cat or dog is under 14 years old and lives in Canada, you should be able to get coverage from nearly any Canadian pet insurance company. Try Insurdinary to get coverage in Ontario, British Columbia, Alberta, and beyond.

How Do I Save Money on Pet Insurance?

Insurdinary helps you save money on pet insurance by connecting you with the most affordable pet insurance quotes. We have partnered with countless Canadian insurance providers to match you with low rates based on the coverage you want for your pet.

Where Can I Compare Pet Insurance Online?

You can compare pet insurance online at Insurdinary.ca. Simply enter your info and get personalized quotes sent directly to your email inbox. Then, you can compare pet insurance plans and rates from Canada’s top providers in minutes.

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Insurdinary Blog

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Pet Insurance for Cats: Everything You Need to Know

Google Rating

4.9

Insurdinary

4.9

Noelle Taylor

Aneka Cleaver

Dave Earle

Hello, I recently retired and lost my health and dental coverages accordingly. I shopped around a little and was contacted directly by Eric Clementi. He was very helpful and patient with all my questions. He answered them all very clearly. He was a great help and now I have health and dental benefits beginning November 1, 2022. Happy day!

Gini Thompson

Really enjoyed dealing with Michael. I talked to several agents and I went with Michael, he was very informative, knew his stuff. He followed up but didn't hound me like some other agents.

Alecia Mcpherson

Eric was very detailed and helpful, he was very patient in giving me the information to complete this process!

Dale Aris

I contacted Insurdinary online and received a callback very quickly from Eric of Alliance. Eric provided a quote for Health and Dental benefits that was better than any other plan I was considering. The process to enroll was quick and easy.

Themadhatters Diane Turner

Helene Marchand

We had excellent service with Eric. You are lucky to have him as an employee. He was very patience with us ( we are seniors) and very helpful.

Klaas Van Wieren

Prell, was there the whole time, made time to get answers and work with me, detail after detail

nwyryha

Michael was extremely helpful and personable, presenting several options. Thanks so much

Elizabeth VanVolkenburg

Very happy with whole outcome...Jessica was very helpful and found the application quite simple to fill out

Heather Harris

Had very good service from Michael Breen of Insurdinary. He was very pleasand and efficient.

JASON PRICE

Rick Bernard

Eric was very professional and explained the application process very well

Marlene Seibold

Jessica was great! Made everything easy to understand.

Wendy Davidson

I spoke to Emil today. He was very personable and got me what I needed. Very happy with results!

Jackie Fredsberg

Very professional and quick!

eric polley

Very easy man to talk to,told him what was looking for he me a couple quotes ,now we ha e health Insurance and dental. Thank you

Volzar

I was helped by an agent named Eric, and he was super helpful! Answered all my questions about what I needed and gave me the best insurance plan based on my needs. Recommend

Rebecca Novak

Great customer service and insured I have the best plan!! Eric helped me out in this!!! Thanks for your help

Jan Fredrik Moe

I dealt with a very knowledgeable agent who not only made it a seamless experience, but who also saved me money.

Michelle Morrison

Friendly servicePrompt call backVery helpfulThanks

Debbie Dagenais

Very friendly and professional

Lynn McBride

I went online to find Emergency Medical coverage for my trip to Calgary and later on Mexico. I usually check out a few policies and pick the one that meets my needs.In this case I filled out the info required and was trying to find out cost etc and wasn’t able to complete it as I have poor wifi often. So I decided to leave it and come back to it another day. I then got a phone call message that Jessica was trying to connect. We spoke the other day and she was very knowledgeable and we were able to get coverage for both trips at a very reasonable price and I was very pleased with it all.Cheers Lynn McB

Jim Pangle

Roy Garner

Great Professional service met all our needs.

Karlee Chagnon

Sylvia Delios

I was extremely impressed by the professionalism and knowledge that Dornez gave me when applying for my travel insurance today. I am confident I can now enjoy my vacation with the right plan.

Ron Becker

Eric was very helpful and informative.

alisha bhatia

bayboy49

Laura Erlam

Carla Cranna

Prompt and efficient service from Theresa @ Alliance!

Elise Losier

Theresa was a very nice person to talk with. She explained very well the travel insurance that I wanted and I took it. Thank you very much for your professionalism.

Constance McCall

Eric was fantastic and had me set up in minutes. 5 stars!

Krista Horton

Very patient with me. Answered all my questions fully. Bought trip cancellation/interruption insurance. Hopefully all goes well. Eric Clementi was out agent. Easy to reach and work with. Very knowledgeable and thorough.

john petersen

Tina Basnett

Gayle Ventures Caga

It was a great experience on the phone with Eric. He was patient and understanding of my needs re: insurance. He speaks clearly, and I felt like he wanted to make sure that I understood the policy. He sent me details about the plan and I’m looking forward to using my insurance soon, hoping there will be no problems with it.

Ashley Goltz

Jessica Munro was Very helpful and made it a very pleasant experience

Lyle Pickering

I enjoyed speaking with Dott . Her sincere discussion of product made my decision easy.

Gerald Moquin

Calvin Isaacs

Patrick Forbes

Rhea Abayan

Kim Boudens

Sheri Trampuh

Jessica was super helpful and quick to answer all of our questions.

Darilyn Engels

Jan Taylor

Dornaz was very pleasant and helpful. She responded quickly to my many questions and helped co-ordinate 3 different policies, each catered to our individual needs. It was a great experience.

elizabeth bard

Thank you Michael for helping me. You were a pleasure to deal with and made me feel that you really wanted me to have the best plan

Lin Prokopiuk

I talked on the phone to Eric who was very nice and helpful but when I phoned back I talked to a lady with a french accent who was very rude ! She was upset that I didn't have my contract number and yelled at me , so I hung up on her . I didn't get her name as she said it so quiet .

Bernard Ginette

Je suis très satisfaite des conseils obtenus par Theresa Heuser. J’ai obtenu un excellent service en français. Theresa est efficace et a patiemment répondu à toutes mes questions. Merci

walter zorzi

Spoke to Donaz in regards to insurance for my wife and myself, Donaz was very helpful in explaining the different plans and recommending what our needs were. Thank you Donaz job well done.

Matija McLean

Eileen Canning

Jaeda Thurber

Eric was very helpful as it was my first time applying for insurance and he made the process seamless

Jonathan Slade

Had a great experience with Insurdinary and with Dornaz who was super helpful in finding me the best plan and the best coverage for my needs. Awesome service, quick responses, and answered all my questions and then some. Highly recommended.

Bryson Mitchell

Beverley Evans

Great service,Tomas was very helpful.

Gursel Aslan

Alisa Cheung

Eric was very helpful and informative! He sent me the health insurance policy and gave me time to decide. He also provided me with many different options for insurance. The rates I felt were fairly priced. Better to have insurance and not need it than need insurance and not have it (and end up paying an arm and a leg!!!) Medical emergencies are often unexpected! Thanks for making this a seamless process, Eric!

Susan Ping

Wayne Kolt

Thersa was very professional in her handling of our travel insurance needs.

Susan Hood

Jessica's helped to buy insurance fast and easy..don't think twice on this great investment

Priti Mackinnon

Maria Simova

The customer service was fast and friendly.

azadeh mortazavi

So disappointed, wasting few hours on the phone, having told its confirmed and I can use the benefits from August 01st, also received the confirmation email as well and booked few appointments for August.On August 3rd, they called me again, said my file did not processed or something, 1more hour on the phone repeating everything and then they said now you’ll have your benefits starting on September 1st!!!If this is how they treat their clients on the first day, how would they treat them after one year???

Gary Saamanen

Happy with the service an options presented. Dornaz was very friendly and accommodating.

Judy Beyeler

I dealt with Jessica Munro and am very pleased with the product knowledge she offered. As well, she arranged our quote in a timely manner. I am very happy to have dealt with her and her company.

Huda Mustaffar

Sue Sage

Jessica was so helpful and patient with all the questions I had.

trina whipple

Very fast and efficient service very nice personality

c white

Eric was polite,professional,prompt and answered every question.

Kathryn Spiwak

We got our travel insurance thu Michael at Alliance. He was a great help…we had many concerns about getting proper COVID related cancellation/interruption insurance for our international travel next January. All is taken care of…we can relax now. Thanks Michael.

Shai Wein

Was helped out by Emil.Very efficient service.All of my questions and concerns were answered.

Don Burns

Excellent rep. Thanks.

David Watson

Emil was prompt, courteous and professional in all my dealings with him.

Alden Sharp

My service agent was Eric and he spoke clearly and was easy to understand. He was efficient and explained the details well.

Cheryl Insley

Pyarsingh More

Tim Vaters

Ken Forbes

Eric Clementi Was superb! He was extremely informative and answered all of my questions in a way I could understand them fully. This world needs more Eric’s! Thank you Eric Clementi for all of your help!

Laura Duque

Amazing service, very friendly and knowledgeable. Received the information I needed to decide on plan. Thank you so very much. I will definitely extend my plan later on with you as well, thanks again :)

Merril Allardyce

Explained thoroughly.Courteous. Prompt replies.

Taleathahh Livingstone

Bonnie Appleby

Ejaz Bugti

Susan Fiedler

John Cannemeyer

Eric was most helpful in selling me travel insurance that I required for my travel next. Thank you again for your quick and knowledgeable effort.

Joe Hack

Eric was a huge help in deciding what the option for my family was.

micheal telford

Lloyd Herd

Good day Christine how are you doing?hope that all is well with you and your family,I just wanted to thank you for for taking the time out to help me with my insurance it was a pleasure talking to you have yourself a wonderful day!

Henry Liang

Our Club

Jessica was very helpful and knowledgeable and a pleasure to deal with

Mary Roy

Emil was helpful with my travel insurance needs. He answered all my questions. Feel comfortable going on vacation knowing my travel needs are taken care of.

Nick Daku

Erik was great and quite helpful!

ALEX Robertson

Prell Wilkinson was great. Very knowledgeable and helpful

steve Butler

Jay Arr

Viet Bui Phan Trac

Emil is helpful and thoughtful. Im grateful for his support.

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Compare Pet Insurance Quotes Online

What isPet Care Insurance?

How does pet insurance work?

How much is pet insurance?

Is my pet eligible for coverage?

Which medical conditions are covered?

Do You and Your Furry Friend Need Pet Insurance?

Get Quotes Fast

Lowest Rates

Easy Sign Up

Get the Lowest Pet Insurance Quotesand Compare Plans Online

How to Get the Best CoverageFor Your Pet

Get Multiple Quotes

Think Ahead

Go For Bundles

Ask For Discounts

Types Of Pet Insurance Coverage

Standard

Intermediate

Advanced

Find The Right Pet Insurance Coverage For You & Your Furry Friend

Pet InsuranceFrequently Asked Questions (FAQ)

What Is Pet Insurance?

How Does Pet Insurance Work?

What Does Pet Insurance Cover?

Is Pet Insurance Worth the Cost?

What Are the Best Pet Insurance Plans?

How Much Should I Pay for Pet Care Insurance?

Does Pet Insurance Start Immediately?

My Pet Is Sick Right Now, Can They Still Get Covered?

How Do You Get Pet Insurance?

Can I Get Pet Insurance in Alberta, Ontario, and Other Canadian Provinces?

How Do I Save Money on Pet Insurance?

Where Can I Compare Pet Insurance Online?

Get The Lowest Rateson All Types of Insurance

Find the BestPet Insurance in Canada

Speak to An Expert

Insurdinary Blog

What is
Pet Care Insurance?

How to Get the Best Coverage
For Your Pet

Pet Insurance
Frequently Asked Questions (FAQ)

Get The Lowest Rates
on All Types of Insurance

Find the Best
Pet Insurance in Canada