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What is
Pet Care Insurance?

Pet care insurance, otherwise known as pet health insurance, is insurance that covers a portion or all of the veterinary costs if your pet gets sick or injured. Having pet insurance can save you loads of money compared to paying out of pocket for your pet’s medical care.

Pet insurance helps protect you from financial stress in the chance that your pet needs to go to the vet or animal hospital.

How does pet insurance work?

Regular health insurance is for humans, pet insurance is for pets. Both types of insurance work in a similar way.

Rather than having to pay out of pocket for medical fees, surgery, or medicine, you simply pay a monthly fee to maintain insurance. Then, if your pet gets injured or falls ill, your insurance provider will cover a significant portion of the medical expenses. Not having insurance could result in thousands of dollars coming out of your own bank account if your pet falls ill or gets hurt.

How much is pet insurance?

The cost of your monthly pet insurance premium will depend on the amount of coverage you want and the provider you choose to go with. The best way to find the most affordable price for pet insurance is to compare rates and plans online.

Pet insurance can cost anywhere from $10 per month to higher than $100 per month. With Insurdinary, you are sure to find the lowest rates in all of Canada.

Is my pet eligible for coverage?

All animals deserve proper treatment and care. Whether you have a cat or a dog, you may be eligible to buy pet insurance. In most cases, if your cat or dog is under 14 years of age and lives in Canada, they are eligible for coverage.

Most providers cover cats and dogs of every size, color, shape, or breed. So no matter if Mr. Whiskers has a cold or Fido has a broken leg, with pet insurance you’ll have the coverage you need to ensure that they are taken care of.

Which medical conditions are covered?

As with human health insurance, not every condition is covered under insurance. This is especially the case for pre-existing conditions. Again, coverage depends on your exact plan and provider.

Some things that may not be covered by pet insurance include: grooming, pre-existing conditions, wellness checkups, preventative care, extra vet fees (like waste disposal), congenital abnormalities, developmental disorders, and more.

Do You and Your Furry Friend Need Pet Insurance?

As most pet owners, you know that your furry friends are more than just pets, they’re family. That’s why your pets deserve the best care and protection when it comes to their health.

Learn about different products and their benefits.

Insurdinary provides you with quotes from the leading providers in Canada.

Apply online and get the best rates. It’s fast, simple, and free!

Get the Lowest Pet Insurance Quotesand Compare Plans Online

Get the pet insurance coverage you need at an affordable price. Rest easy knowing that your pet is covered and you don’t have to worry about high out-of-pocket veterinary costs.

With Insurdinary, you get insurance quotes directly in your inbox so you can find the best option.

No upfront costs
No hidden fees
Pay only when you sign an insurance policy

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How to Get the Best Coverage
For Your Pet

Looking for an insurance that provides the best coverage for your furry friend at an affordable price? Here are some tips to help you in your search.

Get Multiple Quotes

You shouldn’t accept the first quote you get. Examine the pros and cons of multiple insurance quotes from different providers to make sure you find the best version for you and your pet.

Think Ahead

Your insurance premiums might increase as your pet grows older. Think ahead and plan accordingly. Cats usually live more than dogs, and indoor pets live more than those who live outdoors.

Go For Bundles

Insurance providers sometimes offer significant discounts if you sign up for insurance bundles. Bundle your health and pet insurance policies to receive a better price for both.

Ask For Discounts

Ask your insurance provider for a discount before you sign. Some providers might offer periodic discounts you’re not aware of.

Types Of Pet Insurance Coverage

Depending on how much coverage they offer, most pet insurances in Canada can be classified as:

Standard

Insurance policies that provide standard coverage usually cover the costs of accidents, surgery, emergency care, hospitalization, and sudden illness. They do not cover things like checkups, vaccinations, parasite prevention, and grooming.

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Intermediate

In addition to what’s included in the standard coverage, the intermediate one also covers the costs of things like vaccinations and checkups for a more expensive monthly premium.

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Advanced

Sometimes called a luxury plan, the advanced insurance coverage covers almost everything you can think about, except grooming.

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Find The Right Pet Insurance Coverage For You & Your Furry Friend

Not sure how much coverage you and your pet need? Don’t worry, we can help.

Insurdinary connects you to the top pet insurance providers in Canada and you get personalized insurance quotes directly in your inbox. Explore, examine, compare, and select the coverage you and your pet need.

Accidents

Medicines

Urinary Tract Infections

Emergency Care

Cuts

Broken Bones

Surgeries

Hospitalization

X-rays and Tests

Cancer

Specialty Treatments

And More...

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Pet Insurance
Frequently Asked Questions (FAQ)

Are still uncertain whether pet insurance is a good idea or not? Get all of your questions answered in our FAQ section below.

What Is Pet Insurance?

Pet insurance is a type of insurance that covers a portion or all of the medical expenses when your pet experiences an unexpected illness or injury. Pet insurance ensures that your pet can get the medical care they need without you having to pay thousands of dollars out of pocket for medical fees.

How Does Pet Insurance Work?

With a pet insurance plan, you pay a monthly premium to maintain coverage. Then, when your pet is injured or becomes ill, your insurance provider will cover some or all of the medical expenses from the vet or animal hospital. Without pet insurance, you would have to pay for these expenses out of your own funds, and this could cost hundreds of dollars or more.

What Does Pet Insurance Cover?

Pet insurance covers a wide range of services related to your pet’s unexpected illness or injury. While exact coverage may vary depending on your unique plan, pet insurance typically covers medicine, surgeries, hospitalization, broken bones, illnesses, and medical emergencies. Many pre-existing conditions may not be covered.

Is Pet Insurance Worth the Cost?

As with any time of insurance, pet insurance is an investment that protects you and your pet if and when the unexpected happens. While you may not see the need for insurance while your pet is healthy, you’ll be glad you have it if they ever become ill or get injured. Paying a monthly premium could save you hundreds or thousands of dollars in the long-run.

What Are the Best Pet Insurance Plans?

The best pet insurance plan is the one that provides the coverage your pet needs at a price you can afford. Coverage and rates vary from provider to provider, so it’s important to compare your options. Rather than hopping from website to website, you can compare multiple providers with Insurdinary all in one place.

How Much Should I Pay for Pet Care Insurance?

Pet insurance rates can range from $10 per month to over $100 per month. Typically, the more coverage you want, the higher your monthly premium will be. You should choose a plan that offers the most comprehensive coverage possible at a rate you can afford.

Does Pet Insurance Start Immediately?

Waiting periods for when pet insurance will take effect vary depending on the plan and provider. Speak to your chosen pet insurance provider in order to find out when your pet insurance coverage will start. The average waiting period is approximately 14 days.

My Pet Is Sick Right Now, Can They Still Get Covered?

If your pet is already sick, pet insurance will likely not cover their illness, as it is seen as a pre-existing condition. They will, however, be covered for future illnesses and injuries.

How Do You Get Pet Insurance?

There are many ways to get pet insurance. The easiest way is to use the Insurdinary portal to compare quotes from multiple insurance providers at once. You’ll get quotes sent directly to your inbox where you can compare plans and prices side-by-side. Then, all you have to do is sign up for the plan you like most.

Can I Get Pet Insurance in Alberta, Ontario, and Other Canadian Provinces?

Private pet insurance is available across all of Canada. As long as your cat or dog is under 14 years old and lives in Canada, you should be able to get coverage from nearly any Canadian pet insurance company. Try Insurdinary to get coverage in Ontario, British Columbia, Alberta, and beyond.

How Do I Save Money on Pet Insurance?

Insurdinary helps you save money on pet insurance by connecting you with the most affordable pet insurance quotes. We have partnered with countless Canadian insurance providers to match you with low rates based on the coverage you want for your pet.

Where Can I Compare Pet Insurance Online?

You can compare pet insurance online at Insurdinary.ca. Simply enter your info and get personalized quotes sent directly to your email inbox. Then, you can compare pet insurance plans and rates from Canada’s top providers in minutes.

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Pet Insurance Waiting Period: How Does It Work?

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Insurdinary

4.9

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Lisa Myers

Overall this was a good experience. The first person I spoke to didn't explain things in terms that I was understanding, especially about the banking. Make sure you always ask questions to clarify. The second person I talked to was a manager, and he gave me two different options, put me on hold twice, and sadly that left me feeling confused about what my decision should be. The third person I talked to the next day was excellent. I am very happy with the application process. I haven't used any of the insurance products as of yet so I can't give a review on those. Summary: Great products here. (And I researched many companies.)

Barry Hollywood

Eric was extremely helpful and very knowledgeable of the products available and what would be the best plan for me. He is excellent with customer service.

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Great service and fast at getting back to me about questions that I had. I am very pleased.

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Scammers.. don't deal with this agency

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Eric helped me to find the best health coverage for my needs.He clearly understood my situation, found and explained a very well fitting product to me and never in the process pressured me to sign. Also no attempt of up selling me onto a higher cost plan. Great experience overall!

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CHRIS MAGAFAS was really helpful and professional. He let me know the benefits clearly and that is exactly what I need. He was very efficiency, so I decided to buy this insurance from him.

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Eric Clementi Was great, quick, helpful and he was on time when I requested him to call me back at a specific time. Thank you !

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Theresa was a delight to deal with , answered all my questions and more .

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Chris was great in explaining all the different options for me for health & dental, critical illness and disability insurance. He spent a lot of time with me through the application process and was very patient answering my questions.

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I had the most patient and friendly and knowledgeable help in Christine when signing up for health insurance. I would recommend her service to anyone! Thank you Christine!Hazel

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It was quick, it was easy, the customer service woman was polite, knowledgeable and personable.I recommend it to all

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I was very satisfied with our service from George. He found us a policy that was right for us, and was sure that options were explained to us.

Deborah Raymond

I had a great experience getting my personal insurance through Alliance Income. Theresa Heuser was very helpful in providing me the health insurance I wanted and needed.

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Alex was a huge help. Very informative as well as patient. 10/10

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Christine is professional. She led me to the solutions I was looking for. Thank you!

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Hi just spoke to Alex who put my mind at ease what a great rep he took the time to go through what would work for me very pleased with the conversation and very excited about the package. Was so worried because I lost mine plan from work so after all that worry I feel so much stress freeThanks Alex

john mckinnon

Eric Clementi did an excellent job of explaining our options and handled the signup process efficiently.

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Eric was very helpful in finding just the right coverage for us. The information he provided was clear and complete. He was also readily available to answer any questions.

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Tristain provided the information I needed to make a decision on a medical/dental plan. He also provided advice on the most competitive provider which was very helpful. Great quick and easy process to get enrolled and good follow up.

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Excellent experience with Alliance!! I dealt with Manish, who was absolutely amazing! he was so helpful and knowledgeable and found the perfect insurance for our family. He answered every single question i had without any hesitation and was compassionate, caring and understanding. Definitely recommend him☺️

Amanda D'Souza

Working with Theresa has been a pleasure from beginning to end. In addition to having extensive industry knowledge, she was empathetic, approachable, transparent, and patient. She foresaw and addressed any misunderstandings I had and she communicated in a positive and clear manner. Theresa was always friendly and professional as she worked with me to come up with an innovative solution to my (not so standard) situation. I am grateful that I had Theresa's expertise to guide me through the process of choosing the right health insurance to meet my needs. It was also very evident that this company puts people above profit as they seemed to work as a team in order to ensure the best outcome for me, as a client.

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We just recently were in need of health and dental benefits. Gautam contacted us rapidly and sent us our options to choose from. He explained the plans well and answered any questions we had. Recommend using them.

L King

Amazing

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Chris at Insurdinary was a big help in my time of need. He took the time to understand my circumstance and found me the perfect coverage plan for my family and I. He saved me a lot of time from doing endless research and comparing all the plans out there. Highly recommend him!

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Eric Clementi was very helpful and answered my questions.

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Very friendly, helpful and knowledgeable. I was going to decline the insurance, he talked me into it.

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What a great experience. The agent was extremely knowledgeable, I know nothing about any kind of insurance. He took his time explaining everything to me to make sure I understood exactly what I needed. I feel extremely confident in recommending this company! I never felt like I was being rushed nor did I feel any pressure to purchase.

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Amazing Experience and Alexzander was a great help! His professionalism and product knowledge was the main reason I signed up as soon as I did!Thanks

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Theresa was very helpful and informative.

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I had the pleasure with speaking with Alexzander who answered all my questions fully. Alexzander was also very patient with me when I was having trouble understanding somethings we discussed, and helped me understand all my troubles. I am now fully satisfied with my health and dental insurance and feel very confident with my choices. Thank you so much for providing me such a smooth experience.

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I was contacted right away by Theresa. She went over all my options that best suited what I was looking for. Theresa found me the best price with even more then I hoped for. I am really happy with Theresa, the company and my plan. Best thing I have done for myself. Thank you Theresa.

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CHRIS MAGAFAS from Aliiance Income Corp delivered an exceptional customer service. He was very thorough and explained to me the plan benefit in details. I was comfortable in deciding to go with the plan that's best for me.

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My experience dealing with Chris Magafas at Alliance Income was very helpful. Chris has the knowledge & answered all the questions. His patience & following up with me in a timely manner showed that he understood my needs & give me the best policy suited for me & knowing my beneficiary will be well taken care of. I will recommend Chris to all & anyone wanting a Term Life/Permanent Insurance.

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I spoke with Alex Charles and it was such a smooth experience! He kept it very clear and professional + extremely helpful with all of my inquiries about dental coverage; the service couldn’t have been better. Definitely recommending Alliance to others, thank you!

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George Solomonv was thorough, transparent, and tactful. A well-versed broker who sees the sale through with no pressure. Thanks George!

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Eric was very helpful in explaining my options, and with talking me through the application process. The information about the different coverages available was very clear, easy to read and simple to understand. I'm looking forward to using my new insurance.

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Friendly to talk to.explained everything in depth..very knowledgable..would recomend...

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Chris Magafas was very professional and knowledgeable and was very easy to work with for our new insurance.

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Chris Magafas is my advisor and he is very helpful and so patient with me.and well recommended if you do need any type of insurance he willGuide you well and explain all the stuff you need and find you a good rate for all the insurance you need . He is very friendly also.

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Upon my phone conversation with Christine I was quite pleased.She explained everything well, she was friendly and ready to answer all my questions.

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Thank you very much for helping me out

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Very knowledgeable and helpful

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Chris was well informed and guided me to what was best for my needs at the time . I will be doing more with him I’m sure in the future .

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Excellent service, pleasant representative, simple enrollment process.

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Gautum helped my partner and I get a really great deal on Insurance! We're really glad we got a quote and Alliance called us immediately. Without a proper quote, we would have paid $92 more per month if we went on about it without speaking to them first! Thank you so much :)

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Gautam Kholsa is the man!! I came to him with very specific insurance needs, I needed a plan with lots of psych benefits, and he found me the perfect plan, with up to 15 sessions per year offering coverage. That benefits package was 27/mo overall, and he was able to extend the coverage to my partner as well. That felt so good, and came at the right time, as my work benefits were ending.

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Great service from Chris ! He found the best plan that was most suitable for me .Thank you

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Tristan was such a great help today, very knowledgeable and gave me his honest opinion with making the right choice!

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Sourabh Rathour was the agent who helped me with my questions regarding the insurance. He was knowledgeable and clarified all my queries patiently. His advice was very helpful and guided me to choose the right insurance for myself and my wife. Thank you Sourabh.

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Myself and my wife purchased extended health insurance from Alliance.Manish Chung ,health insurance adviser ,was extremely helpful and was very professional and very knowledgeable .Every time we called him with our questions he answered them immediately.We were very pleased with his costumer service .Thank you .S&R Kazan.

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4.9

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Anderson Clinton

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Kenneth Schock

To ensure continued confidence that our long term health needs will be maintained.

Angie Mena

Christine helped me over the phone and was amazing and respectful

Steve Kriston

It was convenient and easy. Chris couldn’t have treated us better if he’d been sitting right beside us. Great experience!

Karen Roberts

The application process was easy and they were able to get me a great rate! The customer service was excellent!

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Very quick and formative.

Robert McLean

He was so nice to me told so much about it thanks so much

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Gautam was very helpful in making my decision about which insurance to purchase. I would recommend this insurance company

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George was friendly and knowledgeable, highly recommend.

Adam Diamond

George was helpful quick and knowledgeable with helping me find something suitable and that worked best at that. I definitely recommend Insurdinary for all of your insurance needs. Thanks George!

Holly Hanna

Very polite and courteous! Def a thumbs up ☺️

Kathy Jackson

Make it possible to contact a CSR who doesn't transfer me around 7 times before telling me they can't find their own policy issued to a customer - a policy number taken from their own letterhead!! I will tell everyone I know, in every way, to avoid your company at all costs. If I have to, I will contact CBC W5 or Marketplace. Manulife, you have messed with the wrong estate executor!!

Dee Garrett Van Erp

We had an excellent experience with Insurdinary. We strongly recommend them for insurance. Very pleasant to speak with. Fast and easy. We will be telling our family and friends all about it. Give them a call.

Edward Fayer

The easiest way to find an insurance plan that works for you!

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Get Quotes and Compare the lowest and best insurance rates now!

Riko Rikondjerua Karamatha

Insurdinary is just awesome !!! Quick easy and friendly service . Thank you for providing insurance for me and my family.

Widya Febrina

Thank you so much George for your help , you so quick to respond me back and help me lots everything done so quickly. The best services ever. I will recommend to all my friends . Thank you so much I do really appreciated it..

Love Maria

Very helpful very easy....good job.

Vicky Green

It was a pleasure talking with George He was very polite
.

Louise Smook

It was a pleasure speaking with you today:) Answered all my questions and found the best plan for me to meet my needs at the best price. Thanks again , George!

Emma Woodhouse

It was a pleasure to work with this team. They have answered all of my questions; provided me great quotes which addressed all my needs. Thank you.

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It was super easy to get a quote online. Amazing people work there providing you with the best option and customer service.

Gabi Fish

Thanks George for a great policy:)) I will definitely recommend you guys to my friends.

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Joseph Agronov

Was a great pleasure working with George! He was able to get my client home insurance, and provided several different quotes with different options for them. Extremely patient and helpful! Was a fantastic experience and my client was very happy. Thanks again will definitely continue to work together!

Roman Ch

Great user experience navigating Insurdinary. Received a quick quote and I will be looking to purchase insurance thanks to their help.

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George was very helpful, friendly and patient! He took the time to answer my questions, when I asked for a quote , I get an ema right away with the information , always willing to follow up. Overall good experience

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got a quote and applied online in minutes!
Got myself a saving of 400$, good stuff!

Bardhyl Sk

... Yes ... I am pretty happy and will recommend the people to come with this insurance website ...

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Compare Pet Insurance Quotes Online

What isPet Care Insurance?

How does pet insurance work?

How much is pet insurance?

Is my pet eligible for coverage?

Which medical conditions are covered?

Do You and Your Furry Friend Need Pet Insurance?

Get Quotes Fast

Lowest Rates

Easy Sign Up

Get the Lowest Pet Insurance Quotesand Compare Plans Online

How to Get the Best CoverageFor Your Pet

Get Multiple Quotes

Think Ahead

Go For Bundles

Ask For Discounts

Types Of Pet Insurance Coverage

Standard

Intermediate

Advanced

Find The Right Pet Insurance Coverage For You & Your Furry Friend

Pet InsuranceFrequently Asked Questions (FAQ)

What Is Pet Insurance?

How Does Pet Insurance Work?

What Does Pet Insurance Cover?

Is Pet Insurance Worth the Cost?

What Are the Best Pet Insurance Plans?

How Much Should I Pay for Pet Care Insurance?

Does Pet Insurance Start Immediately?

My Pet Is Sick Right Now, Can They Still Get Covered?

How Do You Get Pet Insurance?

Can I Get Pet Insurance in Alberta, Ontario, and Other Canadian Provinces?

How Do I Save Money on Pet Insurance?

Where Can I Compare Pet Insurance Online?

Get The Lowest RatesOn All Types Of Insurance

Find the BestPet Insurance in Canada

Speak to An Expert

Insurdinary Blog

What is
Pet Care Insurance?

How to Get the Best Coverage
For Your Pet

Pet Insurance
Frequently Asked Questions (FAQ)

Get The Lowest Rates
On All Types Of Insurance

Find the Best
Pet Insurance in Canada