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What is
Pet Care Insurance?

Pet care insurance, otherwise known as pet health insurance, is insurance that covers a portion or all of the veterinary costs if your pet gets sick or injured. Having pet insurance can save you loads of money compared to paying out of pocket for your pet’s medical care.

Pet insurance helps protect you from financial stress in the chance that your pet needs to go to the vet or animal hospital.

How does pet insurance work?

Regular health insurance is for humans, pet insurance is for pets. Both types of insurance work in a similar way.

Rather than having to pay out of pocket for medical fees, surgery, or medicine, you simply pay a monthly fee to maintain insurance. Then, if your pet gets injured or falls ill, your insurance provider will cover a significant portion of the medical expenses. Not having insurance could result in thousands of dollars coming out of your own bank account if your pet falls ill or gets hurt.

How much is pet insurance?

The cost of your monthly pet insurance premium will depend on the amount of coverage you want and the provider you choose to go with. The best way to find the most affordable price for pet insurance is to compare rates and plans online.

Pet insurance can cost anywhere from $10 per month to higher than $100 per month. With Insurdinary, you are sure to find the lowest rates in all of Canada.

Is my pet eligible for coverage?

All animals deserve proper treatment and care. Whether you have a cat or a dog, you may be eligible to buy pet insurance. In most cases, if your cat or dog is under 14 years of age and lives in Canada, they are eligible for coverage.

Most providers cover cats and dogs of every size, color, shape, or breed. So no matter if Mr. Whiskers has a cold or Fido has a broken leg, with pet insurance you’ll have the coverage you need to ensure that they are taken care of.

Which medical conditions are covered?

As with human health insurance, not every condition is covered under insurance. This is especially the case for pre-existing conditions. Again, coverage depends on your exact plan and provider.

Some things that may not be covered by pet insurance include: grooming, pre-existing conditions, wellness checkups, preventative care, extra vet fees (like waste disposal), congenital abnormalities, developmental disorders, and more.

Do You and Your Furry Friend Need Pet Insurance?

As most pet owners, you know that your furry friends are more than just pets, they’re family. That’s why your pets deserve the best care and protection when it comes to their health.

Learn about different products and their benefits.

Insurdinary provides you with quotes from the leading providers in Canada.

Apply online and get the best rates. It’s fast, simple, and free!

Get the Lowest Pet Insurance Quotesand Compare Plans Online

Get the pet insurance coverage you need at an affordable price. Rest easy knowing that your pet is covered and you don’t have to worry about high out-of-pocket veterinary costs.

With Insurdinary, you get insurance quotes directly in your inbox so you can find the best option.

No upfront costs
No hidden fees
Pay only when you sign an insurance policy

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How to Get the Best Coverage
For Your Pet

Looking for an insurance that provides the best coverage for your furry friend at an affordable price? Here are some tips to help you in your search.

Get Multiple Quotes

You shouldn’t accept the first quote you get. Examine the pros and cons of multiple insurance quotes from different providers to make sure you find the best version for you and your pet.

Think Ahead

Your insurance premiums might increase as your pet grows older. Think ahead and plan accordingly. Cats usually live more than dogs, and indoor pets live more than those who live outdoors.

Go For Bundles

Insurance providers sometimes offer significant discounts if you sign up for insurance bundles. Bundle your health and pet insurance policies to receive a better price for both.

Ask For Discounts

Ask your insurance provider for a discount before you sign. Some providers might offer periodic discounts you’re not aware of.

Types Of Pet Insurance Coverage

Depending on how much coverage they offer, most pet insurances in Canada can be classified as:

Standard

Insurance policies that provide standard coverage usually cover the costs of accidents, surgery, emergency care, hospitalization, and sudden illness. They do not cover things like checkups, vaccinations, parasite prevention, and grooming.

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Intermediate

In addition to what’s included in the standard coverage, the intermediate one also covers the costs of things like vaccinations and checkups for a more expensive monthly premium.

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Advanced

Sometimes called a luxury plan, the advanced insurance coverage covers almost everything you can think about, except grooming.

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Find The Right Pet Insurance Coverage For You & Your Furry Friend

Not sure how much coverage you and your pet need? Don’t worry, we can help.

Insurdinary connects you to the top pet insurance providers in Canada and you get personalized insurance quotes directly in your inbox. Explore, examine, compare, and select the coverage you and your pet need.

Accidents

Medicines

Urinary Tract Infections

Emergency Care

Cuts

Broken Bones

Surgeries

Hospitalization

X-rays and Tests

Cancer

Specialty Treatments

And More...

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Pet Insurance
Frequently Asked Questions (FAQ)

Are still uncertain whether pet insurance is a good idea or not? Get all of your questions answered in our FAQ section below.

What Is Pet Insurance?

Pet insurance is a type of insurance that covers a portion or all of the medical expenses when your pet experiences an unexpected illness or injury. Pet insurance ensures that your pet can get the medical care they need without you having to pay thousands of dollars out of pocket for medical fees.

How Does Pet Insurance Work?

With a pet insurance plan, you pay a monthly premium to maintain coverage. Then, when your pet is injured or becomes ill, your insurance provider will cover some or all of the medical expenses from the vet or animal hospital. Without pet insurance, you would have to pay for these expenses out of your own funds, and this could cost hundreds of dollars or more.

What Does Pet Insurance Cover?

Pet insurance covers a wide range of services related to your pet’s unexpected illness or injury. While exact coverage may vary depending on your unique plan, pet insurance typically covers medicine, surgeries, hospitalization, broken bones, illnesses, and medical emergencies. Many pre-existing conditions may not be covered.

Is Pet Insurance Worth the Cost?

As with any time of insurance, pet insurance is an investment that protects you and your pet if and when the unexpected happens. While you may not see the need for insurance while your pet is healthy, you’ll be glad you have it if they ever become ill or get injured. Paying a monthly premium could save you hundreds or thousands of dollars in the long-run.

What Are the Best Pet Insurance Plans?

The best pet insurance plan is the one that provides the coverage your pet needs at a price you can afford. Coverage and rates vary from provider to provider, so it’s important to compare your options. Rather than hopping from website to website, you can compare multiple providers with Insurdinary all in one place.

How Much Should I Pay for Pet Care Insurance?

Pet insurance rates can range from $10 per month to over $100 per month. Typically, the more coverage you want, the higher your monthly premium will be. You should choose a plan that offers the most comprehensive coverage possible at a rate you can afford.

Does Pet Insurance Start Immediately?

Waiting periods for when pet insurance will take effect vary depending on the plan and provider. Speak to your chosen pet insurance provider in order to find out when your pet insurance coverage will start. The average waiting period is approximately 14 days.

My Pet Is Sick Right Now, Can They Still Get Covered?

If your pet is already sick, pet insurance will likely not cover their illness, as it is seen as a pre-existing condition. They will, however, be covered for future illnesses and injuries.

How Do You Get Pet Insurance?

There are many ways to get pet insurance. The easiest way is to use the Insurdinary portal to compare quotes from multiple insurance providers at once. You’ll get quotes sent directly to your inbox where you can compare plans and prices side-by-side. Then, all you have to do is sign up for the plan you like most.

Can I Get Pet Insurance in Alberta, Ontario, and Other Canadian Provinces?

Private pet insurance is available across all of Canada. As long as your cat or dog is under 14 years old and lives in Canada, you should be able to get coverage from nearly any Canadian pet insurance company. Try Insurdinary to get coverage in Ontario, British Columbia, Alberta, and beyond.

How Do I Save Money on Pet Insurance?

Insurdinary helps you save money on pet insurance by connecting you with the most affordable pet insurance quotes. We have partnered with countless Canadian insurance providers to match you with low rates based on the coverage you want for your pet.

Where Can I Compare Pet Insurance Online?

You can compare pet insurance online at Insurdinary.ca. Simply enter your info and get personalized quotes sent directly to your email inbox. Then, you can compare pet insurance plans and rates from Canada’s top providers in minutes.

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I was contacted right away by Theresa. She went over all my options that best suited what I was looking for. Theresa found me the best price with even more then I hoped for. I am really happy with Theresa, the company and my plan. Best thing I have done for myself. Thank you Theresa.

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CHRIS MAGAFAS from Aliiance Income Corp delivered an exceptional customer service. He was very thorough and explained to me the plan benefit in details. I was comfortable in deciding to go with the plan that's best for me.

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My experience dealing with Chris Magafas at Alliance Income was very helpful. Chris has the knowledge & answered all the questions. His patience & following up with me in a timely manner showed that he understood my needs & give me the best policy suited for me & knowing my beneficiary will be well taken care of. I will recommend Chris to all & anyone wanting a Term Life/Permanent Insurance.

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I spoke with Alex Charles and it was such a smooth experience! He kept it very clear and professional + extremely helpful with all of my inquiries about dental coverage; the service couldn’t have been better. Definitely recommending Alliance to others, thank you!

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George Solomonv was thorough, transparent, and tactful. A well-versed broker who sees the sale through with no pressure. Thanks George!

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Eric was very helpful in explaining my options, and with talking me through the application process. The information about the different coverages available was very clear, easy to read and simple to understand. I'm looking forward to using my new insurance.

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Friendly to talk to.explained everything in depth..very knowledgable..would recomend...

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Upon my phone conversation with Christine I was quite pleased.She explained everything well, she was friendly and ready to answer all my questions.

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Very knowledgeable and helpful

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Chris was well informed and guided me to what was best for my needs at the time . I will be doing more with him I’m sure in the future .

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Gautum helped my partner and I get a really great deal on Insurance! We're really glad we got a quote and Alliance called us immediately. Without a proper quote, we would have paid $92 more per month if we went on about it without speaking to them first! Thank you so much :)

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Gautam Kholsa is the man!! I came to him with very specific insurance needs, I needed a plan with lots of psych benefits, and he found me the perfect plan, with up to 15 sessions per year offering coverage. That benefits package was 27/mo overall, and he was able to extend the coverage to my partner as well. That felt so good, and came at the right time, as my work benefits were ending.

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Chris

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Tristan was such a great help today, very knowledgeable and gave me his honest opinion with making the right choice!

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Sourabh Rathour was the agent who helped me with my questions regarding the insurance. He was knowledgeable and clarified all my queries patiently. His advice was very helpful and guided me to choose the right insurance for myself and my wife. Thank you Sourabh.

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Insurdinary was professional and answered all my questions. They got the best rate and met my needs.

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Myself and my wife purchased extended health insurance from Alliance.Manish Chung ,health insurance adviser ,was extremely helpful and was very professional and very knowledgeable .Every time we called him with our questions he answered them immediately.We were very pleased with his costumer service .Thank you .S&R Kazan.

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Polite,reliable,honest

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I felt that the customer service representative answered my questions and concerns professionally and promptly and explained the plan in pretty good details and the process was virtually minimal time consuming to go through the application and pricing, etc. Insurdinary would be a company I probably would be quite likely to recommend to friends/family if they needed a plan. Thank you for your assistance. It was a very good experience overall.

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Chris was very knowledgable about insurance. He also explains everything clearly to me in order for me to make a good decision on what suits me best great experience

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My broker was Eric. He was great! Explained my options. Quick and efficient!

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My broker was Eric. He was very helpful and cordial. Eric guided me through the process and helped me choose the right package. He even called back at the designated time. I enjoyed the experience... who can say that when buying insurance!

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The agent was very knowledgeable and helpful, I would recommend Christine to my family and friends. Ratings 10/10. Thank you Christine 😊 Latoya

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Our contact, Gautham was knowledgeable with the different health plans. He simplified our choice by asking our current needs and he was detailed with explanations on the different options.Thank you Gautam.

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Compare Pet Insurance Quotes Online

What isPet Care Insurance?

How does pet insurance work?

How much is pet insurance?

Is my pet eligible for coverage?

Which medical conditions are covered?

Do You and Your Furry Friend Need Pet Insurance?

Get Quotes Fast

Lowest Rates

Easy Sign Up

Get the Lowest Pet Insurance Quotesand Compare Plans Online

How to Get the Best CoverageFor Your Pet

Get Multiple Quotes

Think Ahead

Go For Bundles

Ask For Discounts

Types Of Pet Insurance Coverage

Standard

Intermediate

Advanced

Find The Right Pet Insurance Coverage For You & Your Furry Friend

Pet InsuranceFrequently Asked Questions (FAQ)

What Is Pet Insurance?

How Does Pet Insurance Work?

What Does Pet Insurance Cover?

Is Pet Insurance Worth the Cost?

What Are the Best Pet Insurance Plans?

How Much Should I Pay for Pet Care Insurance?

Does Pet Insurance Start Immediately?

My Pet Is Sick Right Now, Can They Still Get Covered?

How Do You Get Pet Insurance?

Can I Get Pet Insurance in Alberta, Ontario, and Other Canadian Provinces?

How Do I Save Money on Pet Insurance?

Where Can I Compare Pet Insurance Online?

Get The Lowest RatesOn All Types Of Insurance

Find the BestPet Insurance in Canada

Speak to An Expert

Insurdinary Blog

What is
Pet Care Insurance?

How to Get the Best Coverage
For Your Pet

Pet Insurance
Frequently Asked Questions (FAQ)

Get The Lowest Rates
On All Types Of Insurance

Find the Best
Pet Insurance in Canada