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What is
Pet Care Insurance?

Pet care insurance, otherwise known as pet health insurance, is insurance that covers a portion or all of the veterinary costs if your pet gets sick or injured. Having pet insurance can save you loads of money compared to paying out of pocket for your pet’s medical care.

Pet insurance helps protect you from financial stress in the chance that your pet needs to go to the vet or animal hospital.

How does pet insurance work?

Regular health insurance is for humans, pet insurance is for pets. Both types of insurance work in a similar way.

Rather than having to pay out of pocket for medical fees, surgery, or medicine, you simply pay a monthly fee to maintain insurance. Then, if your pet gets injured or falls ill, your insurance provider will cover a significant portion of the medical expenses. Not having insurance could result in thousands of dollars coming out of your own bank account if your pet falls ill or gets hurt.

How much is pet insurance?

The cost of your monthly pet insurance premium will depend on the amount of coverage you want and the provider you choose to go with. The best way to find the most affordable price for pet insurance is to compare rates and plans online.

Pet insurance can cost anywhere from $10 per month to higher than $100 per month. With Insurdinary, you are sure to find the lowest rates in all of Canada.

Is my pet eligible for coverage?

All animals deserve proper treatment and care. Whether you have a cat or a dog, you may be eligible to buy pet insurance. In most cases, if your cat or dog is under 14 years of age and lives in Canada, they are eligible for coverage.

Most providers cover cats and dogs of every size, color, shape, or breed. So no matter if Mr. Whiskers has a cold or Fido has a broken leg, with pet insurance you’ll have the coverage you need to ensure that they are taken care of.

Which medical conditions are covered?

As with human health insurance, not every condition is covered under insurance. This is especially the case for pre-existing conditions. Again, coverage depends on your exact plan and provider.

Some things that may not be covered by pet insurance include: grooming, pre-existing conditions, wellness checkups, preventative care, extra vet fees (like waste disposal), congenital abnormalities, developmental disorders, and more.

Do You and Your Furry Friend Need Pet Insurance?

As most pet owners, you know that your furry friends are more than just pets, they’re family. That’s why your pets deserve the best care and protection when it comes to their health.

Learn about different products and their benefits.

Insurdinary provides you with quotes from the leading providers in Canada.

Apply online and get the best rates. It’s fast, simple, and free!

Get the Lowest Pet Insurance Quotesand Compare Plans Online

Get the pet insurance coverage you need at an affordable price. Rest easy knowing that your pet is covered and you don’t have to worry about high out-of-pocket veterinary costs.

With Insurdinary, you get insurance quotes directly in your inbox so you can find the best option.

No upfront costs
No hidden fees
Pay only when you sign an insurance policy

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How to Get the Best Coverage
For Your Pet

Looking for an insurance that provides the best coverage for your furry friend at an affordable price? Here are some tips to help you in your search.

Get Multiple Quotes

You shouldn’t accept the first quote you get. Examine the pros and cons of multiple insurance quotes from different providers to make sure you find the best version for you and your pet.

Think Ahead

Your insurance premiums might increase as your pet grows older. Think ahead and plan accordingly. Cats usually live more than dogs, and indoor pets live more than those who live outdoors.

Go For Bundles

Insurance providers sometimes offer significant discounts if you sign up for insurance bundles. Bundle your health and pet insurance policies to receive a better price for both.

Ask For Discounts

Ask your insurance provider for a discount before you sign. Some providers might offer periodic discounts you’re not aware of.

Types Of Pet Insurance Coverage

Depending on how much coverage they offer, most pet insurances in Canada can be classified as:

Standard

Insurance policies that provide standard coverage usually cover the costs of accidents, surgery, emergency care, hospitalization, and sudden illness. They do not cover things like checkups, vaccinations, parasite prevention, and grooming.

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Intermediate

In addition to what’s included in the standard coverage, the intermediate one also covers the costs of things like vaccinations and checkups for a more expensive monthly premium.

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Advanced

Sometimes called a luxury plan, the advanced insurance coverage covers almost everything you can think about, except grooming.

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Find The Right Pet Insurance Coverage For You & Your Furry Friend

Not sure how much coverage you and your pet need? Don’t worry, we can help.

Insurdinary connects you to the top pet insurance providers in Canada and you get personalized insurance quotes directly in your inbox. Explore, examine, compare, and select the coverage you and your pet need.

Accidents

Medicines

Urinary Tract Infections

Emergency Care

Cuts

Broken Bones

Surgeries

Hospitalization

X-rays and Tests

Cancer

Specialty Treatments

And More...

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Pet Insurance
Frequently Asked Questions (FAQ)

Are still uncertain whether pet insurance is a good idea or not? Get all of your questions answered in our FAQ section below.

What Is Pet Insurance?

Pet insurance is a type of insurance that covers a portion or all of the medical expenses when your pet experiences an unexpected illness or injury. Pet insurance ensures that your pet can get the medical care they need without you having to pay thousands of dollars out of pocket for medical fees.

How Does Pet Insurance Work?

With a pet insurance plan, you pay a monthly premium to maintain coverage. Then, when your pet is injured or becomes ill, your insurance provider will cover some or all of the medical expenses from the vet or animal hospital. Without pet insurance, you would have to pay for these expenses out of your own funds, and this could cost hundreds of dollars or more.

What Does Pet Insurance Cover?

Pet insurance covers a wide range of services related to your pet’s unexpected illness or injury. While exact coverage may vary depending on your unique plan, pet insurance typically covers medicine, surgeries, hospitalization, broken bones, illnesses, and medical emergencies. Many pre-existing conditions may not be covered.

Is Pet Insurance Worth the Cost?

As with any time of insurance, pet insurance is an investment that protects you and your pet if and when the unexpected happens. While you may not see the need for insurance while your pet is healthy, you’ll be glad you have it if they ever become ill or get injured. Paying a monthly premium could save you hundreds or thousands of dollars in the long-run.

What Are the Best Pet Insurance Plans?

The best pet insurance plan is the one that provides the coverage your pet needs at a price you can afford. Coverage and rates vary from provider to provider, so it’s important to compare your options. Rather than hopping from website to website, you can compare multiple providers with Insurdinary all in one place.

How Much Should I Pay for Pet Care Insurance?

Pet insurance rates can range from $10 per month to over $100 per month. Typically, the more coverage you want, the higher your monthly premium will be. You should choose a plan that offers the most comprehensive coverage possible at a rate you can afford.

Does Pet Insurance Start Immediately?

Waiting periods for when pet insurance will take effect vary depending on the plan and provider. Speak to your chosen pet insurance provider in order to find out when your pet insurance coverage will start. The average waiting period is approximately 14 days.

My Pet Is Sick Right Now, Can They Still Get Covered?

If your pet is already sick, pet insurance will likely not cover their illness, as it is seen as a pre-existing condition. They will, however, be covered for future illnesses and injuries.

How Do You Get Pet Insurance?

There are many ways to get pet insurance. The easiest way is to use the Insurdinary portal to compare quotes from multiple insurance providers at once. You’ll get quotes sent directly to your inbox where you can compare plans and prices side-by-side. Then, all you have to do is sign up for the plan you like most.

Can I Get Pet Insurance in Alberta, Ontario, and Other Canadian Provinces?

Private pet insurance is available across all of Canada. As long as your cat or dog is under 14 years old and lives in Canada, you should be able to get coverage from nearly any Canadian pet insurance company. Try Insurdinary to get coverage in Ontario, British Columbia, Alberta, and beyond.

How Do I Save Money on Pet Insurance?

Insurdinary helps you save money on pet insurance by connecting you with the most affordable pet insurance quotes. We have partnered with countless Canadian insurance providers to match you with low rates based on the coverage you want for your pet.

Where Can I Compare Pet Insurance Online?

You can compare pet insurance online at Insurdinary.ca. Simply enter your info and get personalized quotes sent directly to your email inbox. Then, you can compare pet insurance plans and rates from Canada’s top providers in minutes.

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Pet Insurance Waiting Period: How Does It Work?

Google Rating

4.9

Insurdinary

4.9

Javier Fuentes

Jinny Love

I was helped by an agent named Keneil and she was absolutely wonderful.She was so sweet and explained everything in a way that was easy to understand. She was also very patient with me having to deal with my 11 month old playing loudly in the background. Overall she was great and made my experience that much better. Thank you so much again Keneil.

Wendy Roberts

Satish Patel

Curtis Gowler

Dilshan Karunanayaka

WILLIAM FARRAGE

Prompt, courteous service. Agent Erick was professional, courteous, friendly and helpful. Obtained a policy at a reasonable price from a major insurance company.

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Bilal Siddiqui

Emil was very professional yet accommodating and considerate for our family needs.Had great knowledge. Clear communication. Respectful.Thank you Emil you deserve recognition !

Oma

Dornaz my agent from Insurdinary was very helpful with arranging my trip insurance saving me time with price comparison and answering my questions. Will definitely call again.

Amanda Williams

Jenna Kaplan

Gena Kolson

Jessica was amazing. Thorough without being pushy, she walked me through several options, and helped me choose the best travel insurance policy for my needs.

Larry Smith

Janet Orlanski

George Medwid

Richard Butler

Jenna Scheidegger

Jan Williams

Prell Wilkinson was very detailed oriented in helping us get the right coverage for our 3 month 25th anniversary trip to Europe.Thank you Prell.Jan

Jeremy Potter

I dealt with Jessica Munro who was very courteous, informative, and timely.She made the process clear and easy.

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Laureen Balzer

I had questions, and I got the answers quickly and explained fully!

Krysten Everett

Amanda Robinson

Eric was fantastic! He found the perfect plan for me, and he took the time to make sure I understood everything. I am so glad I got to work with him. thanks, Eric!

Michelle Landry

Shari-lynn Williams

Karen Jodhan

Usha,, wonderful service! Explained my policy in detail. Did not pressure meto buy more than needed at this time. . Wonderful personality!

Walli Haslam

Very pleasant, efficient quote received from Jessica. Would definitely use this Jessica/company again.

Heather Smallman

Drasti Nawab

Usha yadav was really helpful and she helped me in getting health and dental insurance. She was very kind and patient, also clear all my doubts regarding insurance and guided me on right path. Her response to e-mails and calls are very quick which I appreciate a lot.

Melissa McEleney

Dornaz was great. She answered all my questions and was flexible with communication. Highly recommend!

Catherine Moir

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Luanne Marchand

Jessica M made this process so easy from beginning to end. I was so impressed with her professionalism and knowledge. We will use her for all our travel insurance going forward.

Stephen Corey

Audrey H.

Jutta Prem-Stein

So far, so good. With luck, I will never have to rate the efficacy of the coverage. But, the sales and info process was seamless. Efficient, timely, think I got as good a deal as I was likely to. Found Prell Wilkinson, at the company end of the line, to be very very good at her job; efficient, informative, responsive, and very pleasant.

Burt McCaffrey

My consultant Eric was a great help. I would recommend him highly.

Michelle Jaster

Jessica was Amazing, she was very informative and she was patient with me and my schedule for work, 10 stars!

Hafsa Osman

Gary Sheffield

Usha was very helpful. She answered many questions during the whole process.

Steve Walton

Karry Crosbie

tanysha carr

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Jeremy Williamson

Very helpful and efficient.Thanks

Dona Dorash

Rosalind Keyes

Jennifer Andrade

Usha was so helpful and very patient great customer service such a wonderful person.

Claire Crowell

Eric was so helpful and knowledgeable. Quick and easy process.I’ll definitely use Alliance when planning future travel.

William Hassett

Prell Wilkinson was really helpful guiding me through the complexities of travel insurance. Enjoyed her sense of humour and her patience. I certainly enjoyed that She answered my calls or if I left a message, the call was returned quickly.Good job.

Thomas Kutarna

Firas Ghazouani

I am very satisfied by the quantity of service and the kindness of the advisor Christine Augustus who succeeded to complete our policy in the same day and after closing of the business.

mike egeland

Denise Picard

Adreanna Zukiwsi

Crystal Gill

Jessica Clark

Desmond Chin

Great agents and advisors. Very friendly and easy to speak to and understand.

MJ VAN DEN BRINK

Deanna Neufeld

Excellent service from Therese at Alliance. Thank you.

Bryan Dmyterko

Eric was great gave all the information I needed.Thanks

Candace Parkin

Eric was the one that helped me with my plan and he was amazing and informative and I would recommend him to anyone that asks

Judi Vanmeter

We were looking for travel nsurance and Eric was very good at explaining our options before we purchased. He was very knowledgeable and courteous

Steff

David was thorough and very quick to help with everything. The application was smooth and coverage begins without a lengthy waiting period.

Peter / Parviz Khorsand

Michael and Theresa provided an excellant service to me regarding my medical insurance needs.

Kathy Goguen

Eric was great to deal with.

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Sandra Stevenson

Very friendly and effective service.Was willing to take care of all my questions and was very helpful.

Shantel Anderson

Christine was a big help with helping me find the best benefit that will suit me and my family during these hard times. Thank you for being patient and kind

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Ada Williston

Delnnis Gray

Julia was amazing! Very to the point and she answered all my questions efficiently. Great service! Will use her services again in the future.

Missy Ray

Eric was very helpful

Ben Holmes

Eric was very helpful and answered all my questions to my satisfaction.

Robert Jones

The insurance brokers name is Emil... and you made purchasing insurance coverage a very painless experience. He was informative very thorough and explained the policies on a blue collar level. Definitely made my choice easy

Stella Johnston

Theresa was awesome. Very helpful and very pleasant to work with. We would highly recommend calling her for future trips.

Keyen Ryan1

Super nice lady

Ravi Sapra

Julia Moscuzza at Insurdinary was very quick in understanding my concerns and providing the best solution and it was very helpful!

Amanda Gilhooly

Wendy Johnson

Cathy Chaisson

Theresa was very informative and professional, she helped me understand the differences in the insurance packages. Theresa was very polite and patient.After speaking with Theresa I would recommend this company to all my friends or family in need of health insurance.Thank You

Brenda Carter

Cheryl Swanson

tammy ringler

Jessica Munro was very helpful and went through all information regarding the plan I was interested. very knowledgeable and friendlyThank you Jessica I am covered.

Karen Pecush

Shantastically Shanny

Usha was fabulous! She was kind, concise and attentive! We got through the process of securing dental benefits quickly and efficiently (something I valued very much!) Thank you Usha for your assistance and making yourself available to us for questions / concerns going forward!

Jack Ouellette

Amanda Glendinning

Theresa was wonderful, she helped me find the best plan for my family. Very friendly and knowledgeable.

Marcy Monette

Brittney Anderson

Dean Scaletta

Theresa very efficiently took all of the required information and quoted a very reasonable premium for the coverage that we required. One initial phone call for the quote, and a follow-up to deal with a few changes we needed, was all took. Very pleased with the service.

Cameron Weiss

Chris Brown

Chrissy Lee

Christine was very patient and helpful in finding me the perfect plan. I would reckon this service to anyone without benefits.

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Cindy Hammerstedt

Dave Shannon Music

I have been shopping around for LIFE INSURANCE off on for the past several years. It has been somewhat challenging being over 60 and having a couple of medical conditions. Today George helped me out. He was concise, easy to understand and simplified the entire process for me. I want to take a moment to thank George for his professional ability to help me solve a major problem that’s been bugging me for a while. Great work. Thank you so much!

Debbie Hudspeth

Donna Dwyer

Cassidy Wannamaker

Was one of the best and quickest experience I’ve had over the phone because Theresa was very helpful and knowledgeable in explaining different options for me. Didn’t pressure me into a bunch of things I didn’t need, and found the best plan for my needs. Thank you again!

Kelly Staruch

Sent in the request around midnight and received a phone call within 12 hours, was an extremely quick service and the representative was thorough, listened to my concerns and set me up with the best plan for what I needed. Overall a really great experience!

Steve Hannah

Gisele Duval

Teresa and Jenn are both thorough with their explanations

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Thank you Christine for such hood advice and giving me good insurance. And for bring so kind love your services I really recommend 👌 😊

Roxie O'Brien

Great service! Went through the options and very friendly!

Emelie Monroy

christine was very sweet and give me exactly what i was looking for. Thank you very much .

shelley Adams

gary sloman

stephan yeung

Trekking Todd's

Theresa was excellent to deal with. She was efficient and friendly and knew her product well. Would highly recommend dealing with this company.

megn mcastocker

Jesse Younger

Phongsri Nilkamhaeng

Polina Pechenkina

Jessica did a great job helping me choose the best policy and answering all my questions.

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Arsalan Khan

Sandie Logan was great and very helpful. Guided me to buy the best health insurance

randall s

Eric was very helpful the entire experience. Great place to deal with.

Mary Morganelli

Yvette Blanchette

Ricah “Aurymn”

Eric Clementini's explanation was clear and precise. He wasn't pushy and I really liked that. Great service.

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Lillian Klebanowski

Teresa was very helpful in helping us to understand and provide us with information and answers our questions we had.

Shaukat Khan

Gary McAllan

Joy Keeler

Thank you for the professional and painless application process!

Laurie Simpson

Philip was extremely pleasant and professional to deal with from beginning to end. He explained everything in an easy way for me to understand and that was extremely important to me. He was not only extremely polite but was courteous to my individual needs.

Michael Fisher

Jessica was great to deal with.

Rowena Andrade

Chantel Thompson

Vivian Cline

Julia Stokes

We dealt with Jessica who was a pleasure to work with. She was very professional and informative on each plan.

Roy Mcarthur

We were fortunate to get Prell for our consultant for purchasing travel medical insurance. She was professional, courteous, and personable.She was very prompt getting back to us.

Morgan Pletz

Karen Wells

Vicki Giovannini

Shaya And Kyle

Ray Silvius

Travel Insurance agent Terisa, provided prompt and very pleasant service on my recent Insurance purchase with Tugo. She was very helpful and answered all my questions.

Lee-Lee G.

I was in contact with Jessica Munro for a couple of weeks. She is super helpful and very kind. She helped me tremendously throughout the whole process to obtain the insurance I needed. Thank you, Jessica! 😊

Mathieu Benoit

Great service and my hopes is that the services continues to be great.

Jaydon Pruden

Theresa Was an amazing help, she made sure I understood everything and made me feel welcomed

Dorothy H

kim heath

Jessica was knowledgeable and very helpful in setting us up with travel insurance.

A Robertson

Theresa was great. She answered all my questions and helped me find the best plan. The company that I work for does not provide benefits, so having an option like this is great. Thank you Theresa for all your help!!

Teresa Boucher

Ritwik Basak

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Compare Pet Insurance Quotes Online

What isPet Care Insurance?

How does pet insurance work?

How much is pet insurance?

Is my pet eligible for coverage?

Which medical conditions are covered?

Do You and Your Furry Friend Need Pet Insurance?

Get Quotes Fast

Lowest Rates

Easy Sign Up

Get the Lowest Pet Insurance Quotesand Compare Plans Online

How to Get the Best CoverageFor Your Pet

Get Multiple Quotes

Think Ahead

Go For Bundles

Ask For Discounts

Types Of Pet Insurance Coverage

Standard

Intermediate

Advanced

Find The Right Pet Insurance Coverage For You & Your Furry Friend

Pet InsuranceFrequently Asked Questions (FAQ)

What Is Pet Insurance?

How Does Pet Insurance Work?

What Does Pet Insurance Cover?

Is Pet Insurance Worth the Cost?

What Are the Best Pet Insurance Plans?

How Much Should I Pay for Pet Care Insurance?

Does Pet Insurance Start Immediately?

My Pet Is Sick Right Now, Can They Still Get Covered?

How Do You Get Pet Insurance?

Can I Get Pet Insurance in Alberta, Ontario, and Other Canadian Provinces?

How Do I Save Money on Pet Insurance?

Where Can I Compare Pet Insurance Online?

Get The Lowest RatesOn All Types Of Insurance

Find the BestPet Insurance in Canada

Speak to An Expert

Insurdinary Blog

What is
Pet Care Insurance?

How to Get the Best Coverage
For Your Pet

Pet Insurance
Frequently Asked Questions (FAQ)

Get The Lowest Rates
On All Types Of Insurance

Find the Best
Pet Insurance in Canada