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What is
Pet Care Insurance?

Pet care insurance, otherwise known as pet health insurance, is insurance that covers a portion or all of the veterinary costs if your pet gets sick or injured. Having pet insurance can save you loads of money compared to paying out of pocket for your pet’s medical care.

Pet insurance helps protect you from financial stress in the chance that your pet needs to go to the vet or animal hospital.

How does pet insurance work?

Regular health insurance is for humans, pet insurance is for pets. Both types of insurance work in a similar way.

Rather than having to pay out of pocket for medical fees, surgery, or medicine, you simply pay a monthly fee to maintain insurance. Then, if your pet gets injured or falls ill, your insurance provider will cover a significant portion of the medical expenses. Not having insurance could result in thousands of dollars coming out of your own bank account if your pet falls ill or gets hurt.

How much is pet insurance?

The cost of your monthly pet insurance premium will depend on the amount of coverage you want and the provider you choose to go with. The best way to find the most affordable price for pet insurance is to compare rates and plans online.

Pet insurance can cost anywhere from $10 per month to higher than $100 per month. With Insurdinary, you are sure to find the lowest rates in all of Canada.

Is my pet eligible for coverage?

All animals deserve proper treatment and care. Whether you have a cat or a dog, you may be eligible to buy pet insurance. In most cases, if your cat or dog is under 14 years of age and lives in Canada, they are eligible for coverage.

Most providers cover cats and dogs of every size, color, shape, or breed. So no matter if Mr. Whiskers has a cold or Fido has a broken leg, with pet insurance you’ll have the coverage you need to ensure that they are taken care of.

Which medical conditions are covered?

As with human health insurance, not every condition is covered under insurance. This is especially the case for pre-existing conditions. Again, coverage depends on your exact plan and provider.

Some things that may not be covered by pet insurance include: grooming, pre-existing conditions, wellness checkups, preventative care, extra vet fees (like waste disposal), congenital abnormalities, developmental disorders, and more.

Do You and Your Furry Friend Need Pet Insurance?

As most pet owners, you know that your furry friends are more than just pets, they’re family. That’s why your pets deserve the best care and protection when it comes to their health.

Learn about different products and their benefits.

Insurdinary provides you with quotes from the leading providers in Canada.

Apply online and get the best rates. It’s fast, simple, and free!

Get the Lowest Pet Insurance Quotesand Compare Plans Online

Get the pet insurance coverage you need at an affordable price. Rest easy knowing that your pet is covered and you don’t have to worry about high out-of-pocket veterinary costs.

With Insurdinary, you get insurance quotes directly in your inbox so you can find the best option.

No upfront costs
No hidden fees
Pay only when you sign an insurance policy

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How to Get the Best Coverage
For Your Pet

Looking for an insurance that provides the best coverage for your furry friend at an affordable price? Here are some tips to help you in your search.

Get Multiple Quotes

You shouldn’t accept the first quote you get. Examine the pros and cons of multiple insurance quotes from different providers to make sure you find the best version for you and your pet.

Think Ahead

Your insurance premiums might increase as your pet grows older. Think ahead and plan accordingly. Cats usually live more than dogs, and indoor pets live more than those who live outdoors.

Go For Bundles

Insurance providers sometimes offer significant discounts if you sign up for insurance bundles. Bundle your health and pet insurance policies to receive a better price for both.

Ask For Discounts

Ask your insurance provider for a discount before you sign. Some providers might offer periodic discounts you’re not aware of.

Types Of Pet Insurance Coverage

Depending on how much coverage they offer, most pet insurances in Canada can be classified as:

Standard

Insurance policies that provide standard coverage usually cover the costs of accidents, surgery, emergency care, hospitalization, and sudden illness. They do not cover things like checkups, vaccinations, parasite prevention, and grooming.

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Intermediate

In addition to what’s included in the standard coverage, the intermediate one also covers the costs of things like vaccinations and checkups for a more expensive monthly premium.

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Advanced

Sometimes called a luxury plan, the advanced insurance coverage covers almost everything you can think about, except grooming.

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Find The Right Pet Insurance Coverage For You & Your Furry Friend

Not sure how much coverage you and your pet need? Don’t worry, we can help.

Insurdinary connects you to the top pet insurance providers in Canada and you get personalized insurance quotes directly in your inbox. Explore, examine, compare, and select the coverage you and your pet need.

Accidents

Medicines

Urinary Tract Infections

Emergency Care

Cuts

Broken Bones

Surgeries

Hospitalization

X-rays and Tests

Cancer

Specialty Treatments

And More...

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Pet Insurance
Frequently Asked Questions (FAQ)

Are still uncertain whether pet insurance is a good idea or not? Get all of your questions answered in our FAQ section below.

What Is Pet Insurance?

Pet insurance is a type of insurance that covers a portion or all of the medical expenses when your pet experiences an unexpected illness or injury. Pet insurance ensures that your pet can get the medical care they need without you having to pay thousands of dollars out of pocket for medical fees.

How Does Pet Insurance Work?

With a pet insurance plan, you pay a monthly premium to maintain coverage. Then, when your pet is injured or becomes ill, your insurance provider will cover some or all of the medical expenses from the vet or animal hospital. Without pet insurance, you would have to pay for these expenses out of your own funds, and this could cost hundreds of dollars or more.

What Does Pet Insurance Cover?

Pet insurance covers a wide range of services related to your pet’s unexpected illness or injury. While exact coverage may vary depending on your unique plan, pet insurance typically covers medicine, surgeries, hospitalization, broken bones, illnesses, and medical emergencies. Many pre-existing conditions may not be covered.

Is Pet Insurance Worth the Cost?

As with any time of insurance, pet insurance is an investment that protects you and your pet if and when the unexpected happens. While you may not see the need for insurance while your pet is healthy, you’ll be glad you have it if they ever become ill or get injured. Paying a monthly premium could save you hundreds or thousands of dollars in the long-run.

What Are the Best Pet Insurance Plans?

The best pet insurance plan is the one that provides the coverage your pet needs at a price you can afford. Coverage and rates vary from provider to provider, so it’s important to compare your options. Rather than hopping from website to website, you can compare multiple providers with Insurdinary all in one place.

How Much Should I Pay for Pet Care Insurance?

Pet insurance rates can range from $10 per month to over $100 per month. Typically, the more coverage you want, the higher your monthly premium will be. You should choose a plan that offers the most comprehensive coverage possible at a rate you can afford.

Does Pet Insurance Start Immediately?

Waiting periods for when pet insurance will take effect vary depending on the plan and provider. Speak to your chosen pet insurance provider in order to find out when your pet insurance coverage will start. The average waiting period is approximately 14 days.

My Pet Is Sick Right Now, Can They Still Get Covered?

If your pet is already sick, pet insurance will likely not cover their illness, as it is seen as a pre-existing condition. They will, however, be covered for future illnesses and injuries.

How Do You Get Pet Insurance?

There are many ways to get pet insurance. The easiest way is to use the Insurdinary portal to compare quotes from multiple insurance providers at once. You’ll get quotes sent directly to your inbox where you can compare plans and prices side-by-side. Then, all you have to do is sign up for the plan you like most.

Can I Get Pet Insurance in Alberta, Ontario, and Other Canadian Provinces?

Private pet insurance is available across all of Canada. As long as your cat or dog is under 14 years old and lives in Canada, you should be able to get coverage from nearly any Canadian pet insurance company. Try Insurdinary to get coverage in Ontario, British Columbia, Alberta, and beyond.

How Do I Save Money on Pet Insurance?

Insurdinary helps you save money on pet insurance by connecting you with the most affordable pet insurance quotes. We have partnered with countless Canadian insurance providers to match you with low rates based on the coverage you want for your pet.

Where Can I Compare Pet Insurance Online?

You can compare pet insurance online at Insurdinary.ca. Simply enter your info and get personalized quotes sent directly to your email inbox. Then, you can compare pet insurance plans and rates from Canada’s top providers in minutes.

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Insurdinary Blog

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Pet Insurance for Cats: Everything You Need to Know

Google Rating

4.9

Insurdinary

4.9

Lindsay Nelson

The service I received was amazing. Karen W. is good at what she does and really helped me out. She was able to provide me with a plan that suited my needs and helped ensure me that the medication and devices I needed were covered under the plan. I was very impressed with the service.

FERDOS COCKAR

Your Agent Dornaz is very knowledgeable and helped us with our Medical InsuranceThank YouDornaz

emma echemendia

Muy buena experience, sobre todo de la Sra Lourdes Chapli, todo fue muy rapido, con mucha eficiencias

Shellie Williams

Eric provided all the information I needed and was very patiient as well

Brock MacLachlan

the process was quick and comprehensive. which was much needed as I was having a busy day.

Andrea Prentice

Dornaz was very friendly and helpful when trying to find medical travel insurance!

Jessica Hue

Stefania was a sweet pleasant informational girl to talk too. Eric followed up with the next steps. Very Patient with me An over all great experience

Chris Edwards

Christine was very helpful with me and helped me get the best plan for me if I didn't understand something she explained it to me again

Kat Evers

Service was fine, but they lack insurance options for those who have mental health conditions. If you need insurance to see a therapist, they offer plans with only minimal coverage, $65 per visit. In Alberta, a psychologist costs $200/visit so it’s not worth it at all.

richard Swyston

Doranz was- knowledgeable, professional very patient, wonderful sense of humor. Easy to talk to. You are fortunate to have her.Give her a big raise in pay.

Frank Fahey

Emil provided excellent service. He was persistent but not aggressive in his approach to providing us with travel insurance

Grant fahlman

Eric was helpful, quick and concise

Kathryn Mcanulty

Mo and Eric were very helpful and accomedating to my schedule. Everything was made clear and well communicated.

Lisa B

I booked a holiday to Mexico on a Sunday afternoon, and e-mailed to get a quote for travel insurance. Eric replied early Monday morning and got everything sorted out asap.

Phil Tomlinson

My dealings with Emil Daniel were very courteous and professional. I would highly recommend him.

Robert Ferguson

Eric was name of the agent who called me. Very professional and polite. Everything was done easily over the phone ie: questionnaire and payment. After determining that I qualified for coverage he quoted me a very reasonable rate for a 10 day vacation.

Will Penner

Excellent service from my Representative Prell Wilkinson

Marcel Garnier

The person I dealt with on the phone was very knowledgeable and very helpful

Randy Bogdan

I found Emile to very helpful. I believe that he did his job effectively and efficiently!

Bea Shumey

Prell at Alliance offered me three quotes for my trip and they were all better than my local BCAA and Blue Cross quotes for travel medical insurance and trip cancellation insurance. prell was delightful to deal with and I will go back to her again.

Vince Mazzei

Very good experience Eric was very helpful.

Mona Lee Currie

Daniel is very easy to talk to and understood what I wanted. He found an amazingly good rate for travel insurance. I tried 4 different companies and 1 refused us because my husband is over 75, another because we took 6 or more prescription drugs and the other 2 had rates so exorbitant you would've had to be extremely wealthy to afford them. Thank you Daniel

Felipe Gonzalez

I dealt with Emil Daniel and he was great. Very patient and informative.

Lorraine Babineau

Theresa was excellent at her job and brief.

Joanne Boissonnault

Theresa was excellent! Friendly and knowledgeable. Made for an easy transaction. No pressure.

Ben m

Marnie Law

Michael Breen with Insurdinary provided excellent service, and responded to me in a timely manner. He also followed up later as he said he would and was generally knowledgeable and pleasant to deal with. I would definately purchase insurance from him again.

Del Materi

Good friendly service -Thanks Michael Breen!However, after receiving the policy medical wording after the above review that was 5 stars, I found out that Michael had included a part that was not there previously -he filled in a part that was not true as he made some assumptions. Manulife confirmed that this statement would increase the premiums that I had already paid. I was able to cancel the insurance and am now waiting a promised full refund. Michael made an error that I believe to be unintentional but serious never the less. Make sure you read over the wording carefully as errors are made sometimes!

ingrid folkins

Rena George

Dornaz has done an excellent job dealing with our medical insurance requirement . She has done a professional job by selecting the best option for us.RegardsRena

Nancy Dumbrell

Karin Eaton

While looking for travel insurance I found Alliance Income. Jessica followed up quickly and was extremely patient, helpful and quick to respond to all my questions.

Connie Anweiler

David Bratton

Dornaz contacted me regarding health, dental and drug coverage and she advised me of the costs involved for proper coverage. She also offered travel insurance but was a month too late so I will consider it late next year. She did an excellent job making me aware of my options.

John McNamee

Prell has given me absolutely tremendous, friendly service in arranging (what turned out to be) a complicated health insurance policy for my wife and I (due to my recent health issues)! I am very grateful for the time she spent with me on several long phone calls making sure she got everything right. I would highly recommend her to anyone needing this kind of insurance.

Terry Jesty

Very professional and documents received promptly.

Beth Bender

I requested a travel medical insurance quote. Michael Breen was able to give me immediate information and processed my request same day.

Noelle Taylor

Aneka Cleaver

Dave Earle

Hello, I recently retired and lost my health and dental coverages accordingly. I shopped around a little and was contacted directly by Eric Clementi. He was very helpful and patient with all my questions. He answered them all very clearly. He was a great help and now I have health and dental benefits beginning November 1, 2022. Happy day!

Gini Thompson

Really enjoyed dealing with Michael. I talked to several agents and I went with Michael, he was very informative, knew his stuff. He followed up but didn't hound me like some other agents.

Alecia Mcpherson

Eric was very detailed and helpful, he was very patient in giving me the information to complete this process!

Dale Aris

I contacted Insurdinary online and received a callback very quickly from Eric of Alliance. Eric provided a quote for Health and Dental benefits that was better than any other plan I was considering. The process to enroll was quick and easy.

Themadhatters Diane Turner

Helene Marchand

We had excellent service with Eric. You are lucky to have him as an employee. He was very patience with us ( we are seniors) and very helpful.

Klaas Van Wieren

Prell, was there the whole time, made time to get answers and work with me, detail after detail

nwyryha

Michael was extremely helpful and personable, presenting several options. Thanks so much

Elizabeth VanVolkenburg

Very happy with whole outcome...Jessica was very helpful and found the application quite simple to fill out

Heather Harris

Had very good service from Michael Breen of Insurdinary. He was very pleasand and efficient.

JASON PRICE

Rick Bernard

Eric was very professional and explained the application process very well

Marlene Seibold

Jessica was great! Made everything easy to understand.

Wendy Davidson

I spoke to Emil today. He was very personable and got me what I needed. Very happy with results!

Jackie Fredsberg

Very professional and quick!

eric polley

Very easy man to talk to,told him what was looking for he me a couple quotes ,now we ha e health Insurance and dental. Thank you

Volzar

I was helped by an agent named Eric, and he was super helpful! Answered all my questions about what I needed and gave me the best insurance plan based on my needs. Recommend

Rebecca Novak

Great customer service and insured I have the best plan!! Eric helped me out in this!!! Thanks for your help

Jan Fredrik Moe

I dealt with a very knowledgeable agent who not only made it a seamless experience, but who also saved me money.

Michelle Morrison

Friendly servicePrompt call backVery helpfulThanks

Debbie Dagenais

Very friendly and professional

Lynn McBride

I went online to find Emergency Medical coverage for my trip to Calgary and later on Mexico. I usually check out a few policies and pick the one that meets my needs.In this case I filled out the info required and was trying to find out cost etc and wasn’t able to complete it as I have poor wifi often. So I decided to leave it and come back to it another day. I then got a phone call message that Jessica was trying to connect. We spoke the other day and she was very knowledgeable and we were able to get coverage for both trips at a very reasonable price and I was very pleased with it all.Cheers Lynn McB

Jim Pangle

Roy Garner

Great Professional service met all our needs.

Karlee Chagnon

Sylvia Delios

I was extremely impressed by the professionalism and knowledge that Dornez gave me when applying for my travel insurance today. I am confident I can now enjoy my vacation with the right plan.

Ron Becker

Eric was very helpful and informative.

alisha bhatia

bayboy49

Laura Erlam

Carla Cranna

Prompt and efficient service from Theresa @ Alliance!

Elise Losier

Theresa was a very nice person to talk with. She explained very well the travel insurance that I wanted and I took it. Thank you very much for your professionalism.

Constance McCall

Eric was fantastic and had me set up in minutes. 5 stars!

Krista Horton

Very patient with me. Answered all my questions fully. Bought trip cancellation/interruption insurance. Hopefully all goes well. Eric Clementi was out agent. Easy to reach and work with. Very knowledgeable and thorough.

john petersen

Tina Basnett

Gayle Ventures Caga

It was a great experience on the phone with Eric. He was patient and understanding of my needs re: insurance. He speaks clearly, and I felt like he wanted to make sure that I understood the policy. He sent me details about the plan and I’m looking forward to using my insurance soon, hoping there will be no problems with it.

Ashley Goltz

Jessica Munro was Very helpful and made it a very pleasant experience

Lyle Pickering

I enjoyed speaking with Dott . Her sincere discussion of product made my decision easy.

Gerald Moquin

Calvin Isaacs

Patrick Forbes

Rhea Abayan

Kim Boudens

Sheri Trampuh

Jessica was super helpful and quick to answer all of our questions.

Darilyn Engels

DIY Framing Team

Dornaz was very pleasant and helpful. She responded quickly to my many questions and helped co-ordinate 3 different policies, each catered to our individual needs. It was a great experience.

elizabeth bard

Thank you Michael for helping me. You were a pleasure to deal with and made me feel that you really wanted me to have the best plan

Lin Prokopiuk

I talked on the phone to Eric who was very nice and helpful but when I phoned back I talked to a lady with a french accent who was very rude ! She was upset that I didn't have my contract number and yelled at me , so I hung up on her . I didn't get her name as she said it so quiet .

Bernard Ginette

Je suis très satisfaite des conseils obtenus par Theresa Heuser. J’ai obtenu un excellent service en français. Theresa est efficace et a patiemment répondu à toutes mes questions. Merci

walter zorzi

Spoke to Donaz in regards to insurance for my wife and myself, Donaz was very helpful in explaining the different plans and recommending what our needs were. Thank you Donaz job well done.

Matija McLean

Eileen Canning

Jaeda Thurber

Eric was very helpful as it was my first time applying for insurance and he made the process seamless

Jonathan Slade

Had a great experience with Insurdinary and with Dornaz who was super helpful in finding me the best plan and the best coverage for my needs. Awesome service, quick responses, and answered all my questions and then some. Highly recommended.

Bryson Mitchell

Beverley Evans

Great service,Tomas was very helpful.

Gursel Aslan

Alisa Cheung

Eric was very helpful and informative! He sent me the health insurance policy and gave me time to decide. He also provided me with many different options for insurance. The rates I felt were fairly priced. Better to have insurance and not need it than need insurance and not have it (and end up paying an arm and a leg!!!) Medical emergencies are often unexpected! Thanks for making this a seamless process, Eric!

Susan Ping

Wayne Kolt

Thersa was very professional in her handling of our travel insurance needs.

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Compare Pet Insurance Quotes Online

What isPet Care Insurance?

How does pet insurance work?

How much is pet insurance?

Is my pet eligible for coverage?

Which medical conditions are covered?

Do You and Your Furry Friend Need Pet Insurance?

Get Quotes Fast

Lowest Rates

Easy Sign Up

Get the Lowest Pet Insurance Quotesand Compare Plans Online

How to Get the Best CoverageFor Your Pet

Get Multiple Quotes

Think Ahead

Go For Bundles

Ask For Discounts

Types Of Pet Insurance Coverage

Standard

Intermediate

Advanced

Find The Right Pet Insurance Coverage For You & Your Furry Friend

Pet InsuranceFrequently Asked Questions (FAQ)

What Is Pet Insurance?

How Does Pet Insurance Work?

What Does Pet Insurance Cover?

Is Pet Insurance Worth the Cost?

What Are the Best Pet Insurance Plans?

How Much Should I Pay for Pet Care Insurance?

Does Pet Insurance Start Immediately?

My Pet Is Sick Right Now, Can They Still Get Covered?

How Do You Get Pet Insurance?

Can I Get Pet Insurance in Alberta, Ontario, and Other Canadian Provinces?

How Do I Save Money on Pet Insurance?

Where Can I Compare Pet Insurance Online?

Get The Lowest Rateson All Types of Insurance

Find the BestPet Insurance in Canada

Speak to An Expert

Insurdinary Blog

What is
Pet Care Insurance?

How to Get the Best Coverage
For Your Pet

Pet Insurance
Frequently Asked Questions (FAQ)

Get The Lowest Rates
on All Types of Insurance

Find the Best
Pet Insurance in Canada