Finding the Best Credit Card Simplified

Interest Rates:

Key Features:

• Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases) plus get 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0) (Offer ends April 30, 2023)
• $500 min. credit limit

Learn More:

• Scotiabank No Fee Credit Cards Review
• Best Scotiabank Cash Back Cards Review

Interest Rates:

Key Features:

• Best Credit Card  for Students also for Newcomers to Canada 2022 (NerdWallet)
• Best Entertainment Credit Card for Students 2022 (Ratehub)
• Earn 2x Scene+ points for each dollar charged to your account on all eligible purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà  by IGA, Voilà  by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry, Co-Op, Cineplex™ theatre and cineplex.com
• Earn 10,000 bonus Scene+™ points within your first year (Offer ends April 30, 2023)
• $500 min. credit limit

Learn More:

• Scotia Scene Visa Card Review
• Best Scotiabank Partner Credit Cards Review

Interest Rates:

Key Features:

• Earn 1 point per dollar you spend
• Earn up to 5,000 sign up bonus points
• 5% cash back on travel
• $5,000 min. credit limit

Learn More:

• Scotiabank Travel & Lifestyle Cards Review

Interest Rates:

Key Features:

• Best Credit Card for Cash Back Bonus Rewards 2022 (NerdWallet & GreedyRates)
• Best used for groceries and bills
• Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases) and no annual fee in the first year, including on supplementary cards (Offer ends April 30, 2023)
• 4% cash back on all grocery, bills & subscription fees, 2% on daily transit & 1% on everything else
• $5,000 min. credit limit
• 1%-4% cash back on all eligible spending

Learn More:

• Scotia Momentum Visa Infinite Card Review
• Best Scotiabank Cash Back Cards Review

Interest Rates:

Key Features:

• Best Low-Interest Credit Card 2022 (NerdWallet)
• Earn up to $2,250* in value in your first 14 months, including up to 70,000* bonus Scene+ points (Offer ends January 3, 2023)
• Earn 2x Scene+™ points for every $1 you spend on all your eligible purchases
• The only major bank that saves you 2.5% on foreign transaction fees
• No foreign transaction fees
• $10,000 minimum credit limit

Learn More:

• Scotiabank Travel & Lifestyle Cards Review

Interest Rates:

Key Features:

• 0.5%-1% cash back on all eligible spending
• $500 min. credit limit

Learn More:

• Scotiabank No Fee Credit Cards Review
• Best Scotiabank Cash Back Cards Review

Interest Rates:

Key Features:

• 1%-2% cash back on all eligible spending
• $500 min. credit limit
• Get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that) (Offer ends January 3, 2023)

Learn More:

• Best Scotiabank Cash Back Cards Review

Interest Rates:

Key Features:

• Get up to a 1% Moneyback reward
• Accelerated Moneyback rewards for students
• No credit history needed
• 20% savings when booking with Avis worldwide
• $500 min. credit limit

Interest Rates:

Key Features:

• Best no-fee low interest credit card
• $1,000 min. credit limit
• Earn 3x Scene+ points for each dollar charged to your account on all eligible purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op
• Earn up to 12,000 bonus Scene+™ points in your first year (that’s up to $120 towards travel) (Offer ends April 30, 2023)

Learn More:

• Scotiabank No Fee Credit Cards Review

Interest Rates:

Key Features:

• Best Balance Transfer Credit Card 2022 (NerdWallet & GreedyRates)
• 0% introductory interest rate on cash advances for the first 6 months (12.99% after that; annual fee $29) plus no annual fee for the first year (Offer ends April 30, 2023)
• Save up to hundreds of dollars a year on interest
• $500 min. credit limit

Learn More:

• Scotiabank Value® Visa Card Review

Interest Rates:

Key Features:

• Best for Bonus Rewards and No ForEx fees 2022 (NerdWallet)
• Best Travel Credit Card for Accelerated Rewards 2022 (GreedyRates)
• $5,000 min. credit limit
• Earn 6x Scene+™ points for each $1 CAD charged to your account on all eligible purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op
• Earn up to $850 in value in the first 12 months, including up to 45,000 bonus Scene+™ points and first year annual fee waived (Offer ends April 30, 2023)

Learn More:

• Scotiabank Travel & Lifestyle Cards Review

Interest Rates:

Key Features:

• Best Travel Credit Card for Everyday Spending 2022 (Our Pick)
• Best Travel Credit Card for Big Sign-Up Bonus 2022 (GreedyRates)
• Best No Foreign Exchange Fees Card 2022 (GreedyRates)
• Best for lounge access
• $5,000 min. credit limit
• Earn 3x Scene+™ points for each dollar charged to your account on all eligible purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés TradItIon, Rachelle Béry and Co-Op
• Earn up to $1300 in value in the first 12 months, including up to 40,000 bonus Scene+™ points and first year annual fee waived (Offer ends April 30, 2023)

Learn More:

• Scotiabank Travel & Lifestyle Cards Review