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Quebec City pet insurance

Learn about Quebec City Pet Insurance

The Canadian dog and cat populations have been increasing over the years. Most Quebecers adopt a pet to get a lifetime companion. Pets are a wonderful friend and that is why a lot of Canadians have them. Before purchasing a pet, you need to consider getting the right pet insurance. Pet insurance will assist you in covering pet-related medical expenses in Quebec City.

Quebec City pet insurance policies cover accidents, illnesses, emergency care, diagnostic tests, hospitalization, and surgery. Some policies include optional coverage such as wellness coverage that covers routine procedures such as checkups and vaccination.

Before taking out a Quebec City pet insurance policy, it is necessary to research the insurance provider and also the pet insurance coverage. You need to find out about the coverage’s limit, waiting periods, stipulations and exclusions before purchasing insurance coverage. It is also necessary to know about the policy’s requirements as regards the pet’s breed or pet and the limits on benefits reimbursement.

As a pet parent, you should take out a Quebec City pet insurance policy as soon as possible. Older pets are prone to chronic illnesses and genetic diseases can easily manifest themselves. If the condition is diagnosed before the policy’s start date, it will be excluded from the coverage, otherwise, it will be covered. Taking out a pet insurance policy as early as possible can help you to ensure that every condition is covered.

To get a quote on Quebec City pet insurance, click here.

Buy The Right Quebec City Pet Insurance

For efficient and effective Quebec City pet insurance coverage, you need to get the right coverage. Pet insurers in Quebec City offer various kinds of coverages. When searching for suitable coverage, it is necessary to go for a coverage that is broad enough to cover any unexpected condition your pet might develop. Broad coverages are always better because they can cover any medical emergency, unexpected medical conditions, accidents and hospitalization, and of course, the essence of insurance is to cover the unexpected.

One of the common coverages most people take out is wellness coverage. Wellness coverage is preventative care that covers routine procedures like vaccination and checkups. Unfortunately, wellness coverage is not a comprehensive or broad coverage. In other words, they will not cover unexpected conditions, accidents, hospitalization, and medical emergencies.

Make sure that the policy covers the following before taking out a Quebec City pet insurance coverage:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

Quebec City Pet Insurance and Animal Shelters

  • Les Fidèles Moustachus – 11110 Boulevard de l’Ormière, Québec, QC G2B 3L7 – (418) 840-1000
  • Les Fidèles Moustachus – 990 Rue Paradis, Quebec City, QC G1N 4E4 – (418) 641-6198
  • SPA de Québec – 1130 Avenue Galilée, Québec, QC G1P 4B7 – (418) 527-9104
  • Leterrarium – 155 Rue des Chênes O, Québec, QC G1L 1K6
  • Éducazoo Québec – 421c QC-138, Saint-Augustin-de-Desmaures, QC G3A 2S7 – (418) 998-5295

To learn more about the Quebec City pet insurance and animal service, click here.

Pet Insurance Terms

  • Co-insurance – This includes the part of the claim (expressed in percentage) that the insured is responsible for. If the co-insurance is 20%, it means that the insured is responsible for the 20% of the cost of the claim.
  • Deductible – This is the agreed amount of the claim that the insured has to pay before the insurance coverage takes effect. This may be charged per year or per claim.
  • Pre-existing condition – Chronic medical conditions diagnosed before the start date of the policy is a pre-existing condition. Most Quebec City pet insurance providers do not cover pre-existing conditions.
  • Breed exclusion – Depending on the insurance provider, certain pet breeds might be excluded from the coverage; this means that hereditary conditions related to that breed will not be covered by the policy.

To learn more about pet insurance, click here.


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Quebec City Pet Insurance FAQs

Does pet insurance go up if you claim?

Yes, the pet insurance premium is likely to go up when you claim. This is because pet insurance providers assume that you will likely claim again in the future if you already claimed in the past.

Is pet insurance worth it for an indoor pet?

A pet can still develop common pet illnesses even when indoors, so, it is also important to protect your indoor pet.

How long after taking pet insurance can I make a claim?

The waiting period of a pet insurance policy determines the length of time you have to wait before making a claim. For most insurance policies, the waiting period is 14 days. This means that you have to wait for 14 days before making a claim.

How much does pet insurance cost for a dog per month?

The cost of Quebec City pet insurance depends on several factors. However, most pet insurance policies cost from $10 to $100 every month.

To get a quote on Quebec City pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

It is necessary to make a well-informed choice before taking out a pet insurance policy in Quebec City. As a pet parent, you need to understand everything about the pet insurance policy, how it works, what is covered and what is not covered before making a claim.

You need to ask the following questions before taking out pet insurance Quebec City:

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Quebec City pet insurance, click here.

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