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Edmonton pet insurance

Learn about Edmonton Pet Insurance

Pets, just like any other animal, can fall sick and when they do, you might need help to take care of the associated medical cost. This is why you definitely need pet insurance in Edmonton. Edmonton pet insurance should cover surgery, emergency care, diagnostic tests, illnesses, accidents, hospitalization and prescription. Some plans may also cover checkups and vaccinations by offering general wellness coverage.

As a pet parent, you need to dedicate enough time to research a pet insurance company before choosing their service. You should also find out what is included in the coverage as well as the waiting periods, stipulations, limits, and exclusions. Limits might even be imposed on the benefits reimbursements and the pet’s age and breed may be considered in the coverage.

Pets are prone to chronic health conditions as they age. Genetic diseases may manifest easily in dogs from 7 to 8 years old. Most pet insurers will not cover pre-existing conditions, however, if the pet is not diagnosed with the condition before the policy’s start date, the condition will still be covered even if it shows up earlier. This is why you need to get pet insurance as soon as you can.

To get a quote on Edmonton pet insurance, click here.

Buy The Right Edmonton Pet Insurance

When choosing the right coverage for your pet, it pays to go for broad coverage with few exclusions rather than a narrow one. The reason is that you don’t know when the unexpected may occur and you don’t even know the unexpected medical condition your pet may develop. With broad coverage, you will be able to protect your pet no matter the condition.

A lot of plans include wellness coverage which is preventative care that covers routine procedures like checkups and vaccinations. Although wellness coverage sounds like a great offer, they are not broad coverage and may not be great for your pet.

Always ensure that your Edmonton pet insurance covers the following:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

Edmonton Pet Insurance and Animal Shelters

  • Edmonton Humane Society – 13620 163 St NW, Edmonton, AB T5V 0B2 – (780) 471-1774
  • Infinite Woofs Animal Rescue -16716 113 Ave NW, Edmonton, AB T5M 3P9 – (780) 452-2951
  • Alberta SPCA – 17904 118 Ave NW, Edmonton, AB T5S 2W3 – (780) 447-3600
  • Animal Care & Control Centre – 13550 163 St NW, Edmonton, AB T5V 0B5 – (780) 442-5311
  • Take Care Home & Pet Watch – 3604 21 Ave NW, Edmonton, AB T6L 3E3 – (780) 463-8010

To learn more about the Edmonton pet insurance and animal service, click here.

Pet Insurance Terms

  • Co-insurance – This is a type of insurance whereby the insured pays a part of the payment made against the claim. For example, if the co-insurance is 20%, the insured will pay 20% of the cost of the claim.
  • Deductible – This is a specified amount of money the insured has to pay before the insurer will make a payment for the claim. This may be charged annually or per claim.
  • Pre-existing condition – These are serious medical conditions your pet was diagnosed with before the policy’s start date. Pet insurers in Edmonton do not cover pre-existing conditions.
  • Breed exclusion – Depending on the insurer, certain breeds of pets may be excluded from the coverage. This means that hereditary conditions related to that breed may not be covered.

To learn more about pet insurance, click here.

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Edmonton Pet Insurance FAQs

Does pet insurance go up if you claim?

The amount of premium you will pay in the future may likely increase if you make a claim. This is because most Edmonton pet insurance companies will assume that you will likely make another claim if you made a claim in the past.

Does pet insurance Edmonton cover regular vet visits?

If the pet insurance policy includes a wellness plan, it may cover the cost of regular visits to the vet office. This will include coverage for preventive care and exams.

Do vets accept pet insurance?

Yes. In fact, with pet insurance, you can visit any licensed veterinarian.

How long do pet insurance claims take?

Pet insurance claims are easy and straightforward to process and you should be able to get payment in 10 to 20 working days. You can call your insurer to know the estimated date for the payout.

To get a quote on Edmonton pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

It is important to make the right choices as a pet parent when purchasing Edmonton pet insurance. Find out what is and what is not covered by the policy before you make a claim.

Ask the following questions before you purchase pet insurance Edmonton.

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Edmonton pet insurance, click here.

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