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Coquitlam pet insurance

Learn about Coquitlam Pet Insurance

As one of the fastest growing cities in B.C., Coquitlam also has a rapidly increasing pet population. Pet owners in Coquitlam need to have the right Coquitlam pet insurance coverage to protect their pets against pet-related medical expenses and medical emergencies. The right pet insurance policy should cover accidents, illnesses, diagnostic tests, surgery, emergency care, prescription and so forth. You may even add optional coverage such as general wellness coverage to cover routine procedures such as vaccination and checkups.

Before purchasing pet insurance coverage in Coquitlam, you need to research the pet insurer as well as the insurance policy. Make sure you understand the policy’s stipulations, limits, exclusions and waiting periods before taking out the coverage. The provider may also have different requirements for different ages and breeds of pets; you should be sure you understand the policy before purchasing the coverage.

It is also important to take out coverage as early as possible. Pets may develop medical conditions as they age and if the medical condition occurs before you take out pet insurance coverage, it will be excluded from the coverage. However, conditions diagnosed after the policy’s start date will be covered by the policy.

To get a quote on Coquitlam pet insurance, click here.

Buy The Right Coquitlam Pet Insurance

The insurance plans and services offered by Coquitlam pet insurance providers vary. Before buying pet insurance, you need to determine the plan that is best for you in terms of features and benefits. You should also consider your budget, your pet’s age, and breed before choosing pet insurance Coquitlam.

When choosing pet insurance coverage, it is important to go for broad coverage. Broad coverage covers any condition that your pet might develop from accident and illness to hospitalization and hereditary condition. The main reason why you took out pet insurance is to cover unexpected events and broad coverage is exactly what you need to do that. General wellness coverage is usually added as optional coverage to most plans. While it may sound like a great coverage, wellness coverage is not a broad coverage.

Before you choose the Coquitlam pet insurance coverage, you should ensure that it covers the following:

  • Accidents and illnesses
  • Emergency care
  • Prescription medication
  • Hereditary, congenital and chronic conditions
  • Hospitalization
  • Specialist care, and
  • Surgery

To learn more about pet insurance click here.

Coquitlam Pet Insurance and Animal Shelters

  • Coquitlam Animal Shelter – 500 Mariner Way, Coquitlam, BC V3K 7B6 – (604) 927-7386
  • BC SPCA Tri-Cities Education & Adoption Centre – 1- 2565 Barnet Hwy, Coquitlam, BC V3H 4E2 – (604) 468-4044
  • Katie’s Place – 10255 Jackson Rd, Maple Ridge, BC V2W 1G5 – (604) 463-7917
  • A.R.E.S. Cat Shelter – 20015 Langley Bypass, Langley City, BC V3A 8R6 – (604) 532-5632

To learn more about the Coquitlam pet insurance and animal service, click here.

Pet Insurance Terms

  • Co-insurance – The part of the claim that the insured is expected to pay, after taking out the deductible is co-insurance.
  • Deductible – This is the amount of the insurance claim that the insured has to pay before accessing the insurance payout. The deductible may be paid per claim or per year.
  • Pre-existing condition – Medical conditions that the pet was diagnosed with before the start date of the pet insurance policy is a pre-existing condition. No pet insurance provider in Coquitlam covers pre-existing conditions.
  • Breed exclusion – Depending on the pet insurer, certain pet breeds might be excluded from the pet insurance policy. This means that hereditary conditions related to those breeds will not be covered by the policy.

To learn more about pet insurance, click here.


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Coquitlam Pet Insurance FAQs

Does pet insurance go up if you claim?

Your Coquitlam pet insurance premium may or may not go up when you make a claim. While several pet insurance providers increase premium due to claim, some other insurers do not. It should be noted that pet insurance premium is generally increasing due to the increasing cost of veterinary treatment.

Can I get pet insurance for older pets?

The risk of chronic illness increases as pets age. This is why older pets up to 7 or 8 years may not be covered by some pet insurance providers in Coquitlam. However, some insurers may provide coverage to older pets but the cost of insurance may be higher.

How long after taking pet insurance can I make a claim?

The waiting period of pet insurance companies differ. For most pet insurance companies, the waiting period is 14 days but for some others, it is different. For accidents, the waiting period may be shorter.

How much does pet insurance cost for a dog per month?

Insurance premium charged by pet insurance companies depends on several factors. However, the monthly premium charged by most pet insurers ranges from $10 to $100.

To get a quote on Coquitlam pet insurance, click here.

What to Ask Before Purchasing Pet Insurance

Before taking out pet insurance coverage in Coquitlam, it is important to make informed choices and ask the right questions. You need to understand what is covered in the policy and what is not covered as well as what works and what does not work before taking out the policy.

Here are some questions to ask before taking out Coquitlam pet insurance:

  • What is covered and what is not?
  • What illnesses and injuries are covered in the insurance?
  • What makes up an accident?
  • Does the policy include out-of-country or province coverage for my pet?
  • Are there breed-specific exclusions?
  • Is there any benefit or effect on my plan if I enroll multiple pets?
  • How long does it take to process a claim?
  • Is there any waiting period before I can make my first claim?
  • Will my premium change over time or as my pet ages? Will it increase if I make a claim?
  • How do I make a claim? Do I have to pay the veterinary upfront?

To learn more about Coquitlam pet insurance, click here.

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