RBC Insurance Employee Benefit Plan

RBC offers three basic group benefits to give your employees and their families the protection they deserve. These include group life and AD&D insurance, group disability insurance, and group health and dental insurance.

The group life and AD&D insurance include basic life insurance, optional life insurance for employees who want more than the basic coverage, and accidental death and dismemberment insurance.

The group disability insurance covers short-term disability insurance, short-term disability advice to pay, and long-term disability insurance, while the group health and dental insurance cover prescription drug coverage, healthcare benefits, dental benefits, health spending account (HSA), survivor benefits and cost plus.

The healthcare benefits cover paramedic services, semi-private or private hospital room, private-duty nursing services, accidental dental coverage, medical supplies and services, eye exams and an optional vision care benefit, and out-of-province or country emergency medical travel insurance benefit.

Dental benefits cover recall exams, x-rays, scaling, filings, orthodontic services and major restorative services such as crowns, dentures, inlays, and veneers.

Furthermore, plan members can access Best Doctors Services, employee assistance program, wellness program, and discount programs. Plan administrators can take advantage of the HR support center, wellness toolkit, easy-to-implement digital wellness program.

To learn more about RBC employee benefit, click here.

Employee Benefit News

RBC Insurance launched a digital solution to help group benefit solutions clients to take better care of their employees. The new solution is offered free of charge to group benefits clients with health coverage. It can be accessed through the My Benefits app or through the online group benefits portal.

Employees can gain access to a personal health management dashboard through the digital solution. Features such as health risk assessments, personalized content in a newsfeed, peer-to-peer recognition, and personal and corporate challenges are available in the dashboard. These are all intended to encourage employees to maintain an active and healthy lifestyle.

Julie Gaudry, the RBC Insurance senior director of group insurance said that the company understands the importance of employee wellbeing and how an effective wellness program will increase productivity and shape the workplace culture. She added that there are real obstacles for employers to implement and run a wellness program.

“Our wellness program makes it easy for employers to support their employees’ wellbeing by providing users with customized contents they are interested in, challenging them, informing them and rewarding them to make healthier choices”, Julie says.

In addition, the Wellness Program provides rewards and incentives to employees who meet their health-based goals. The rewards include cash back as well as discounts for purchases from up to a hundred different retailers.

To learn more about Canadian RBC Insurance employee benefit, click here.