You've planned for months, maybe even years, for the trip of a lifetime. You've scrimped and saved, planned and dreamed. Then, disaster hits.
Maybe you fall and break your leg while out of the country. Perhaps you pick up malaria or another horrible foreign virus and end up hospitalized.
Whatever may happen, the stress of having to pay medical bills when gone from home will inhibit your ability to get well.
This is when you need travel insurance. TuGo Insurance one of the best insurance companies in Canada for travel insurance. Keep reading to learn how to file a TuGo insurance claim and how to navigate the details of this process.
Filing a claim with TuGo takes minutes but saves you thousands of dollars in unexpected travel expenses. You can redeem some of that hard-earned cash that you saved for the trip with the right insurance policy. But you need to file the claim to see it back.
There are a few different ways you can file your claim. You can file it online, over the phone or in-person with a TuGo agent. Here are the details.
To submit a TuGo claim online, you have to follow a few simple steps. You will need a good internet connection and a device connected to it.
If you opt to email your documents, send them to firstname.lastname@example.org. If you mail them, send them to this address:
Claims at TuGo
6081 No.3 Road
Richmond, BC V6Y 2B2
If you've really had a hard time with this trip and need to fill out different claims, you will need to download a claim form for each claim type. So if you get sick on the trip or injure yourself and need a medical claim, you will need a single claim form for those problems. If you lose your baggage, you'll need a separate claim form for that.
Do not neglect any necessary forms. Have the following information on hand if it applies to your case:
Proper documentation will ensure that TuGo processes your claim quickly and thoroughly. It will also prove that you truly endured the experience that you endured or that you missed out on a great vacation.
You do not have to have the internet to submit a TuGo claim. You can claim the phone just as easily as online.
Make sure you have your policy number handy so you can provide it to the associate that handles your case. Then call the Claims department at 1-800-663-0399.
The associate who handles your case will ask for the proper documentation and information, so have all of the necessary paperwork ready. Have receipts and confirmation numbers handy that are relevant to your claim. So, for example, if you lost out on an airline ticket, have your confirmation number and other relevant ticket information at your side.
On March 16, 2020, Claims at TuGo offices closed due to Covid-19.
Before this time, you could walk down to a TuGo office and make a claim in person. You could visit Claims at TuGo any time between 9:00 am and 5:00 pm from Monday to Friday.
When you went to visit the office, you would need to bring proper documentation just like what you'd need if you were making a claim online or on the phone. You would need itemized receipts as well as confirmation numbers and documents.
Check with your preferred branch if offices have reopened before attempting to make a claim in person.
You may initially look at the price of travel insurance and wonder if you really need it. The Canadian government does not require its citizens to have travel insurance, but it strongly encourages them to have it. Here are a few reasons why travel insurance makes sense:
In short, you can find yourself seriously injured or sick and unable to get help if you do not have travel insurance like what TuGo offers.
You probably won't get sick or injured when you're gone from home. Few people do. But if you do, you want the security of knowing you have the travel insurance to cover you.
Then you can focus on staying well or on recouping the trip of a lifetime. You need only to file your TuGo insurance claim to make sure you receive the proper compensation.
Do you need insurance? Are you shopping around? Get a quote today from us.