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GMS StudentPlan

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GMS StudentPlan – A Fit Travel Insurance Plan for Students

Studying outside your home province could be a thrilling experience. You get to explore other provinces and other parts of the world. You certainly have a lot to think about and to prepare for but one of the things that should rank high in your list of preferences is your health coverage. One important reason why you need StudentPlan is that your provincial plan may not be sufficient to meet your needs once you are outside your province.

With the StudentPlan, you and your family can feel safe while you focus on your education and things that matter most to you.

What are the benefits of having a GMS StudentPlan?

Because we know you need coverage that fits with your schoolyear, we let you choose your length of coverage – anywhere between four or 12 months. The plan is also available in single, couple or family rates and provides emergency medical coverage up to $2 million along with 17 comprehensive benefits including:

  • Mental health services
  • Road and air ambulance
  • Hospitalization


GMS StudentPlan Benefits

  • Hospitalization – Covers hospital room and board charges, up to semi-private, and charges for intensive and coronary care
  • Medical Services – Covers the cost of treatment by a physician or surgeon
  • Diagnostic Services – Covers the cost of x-rays and other diagnostic tests
  • Out-patient Treatment – Covers the cost of out-patient emergency room charges
  • Prescription Drugs – Covers the cost of prescription drugs and medication prescribed in an emergency situation up to $1,000
  • Road Ambulance – Covers the cost for use of a licensed road ambulance in an emergency situation
  • Air Ambulance – Covers the cost for the use an air ambulance or regularly scheduled airline to transport you back to your province of residence
  • Special Attendant – Reimbursement for the cost of one, return-trip airfare for a medical attendant to accompany you back to your province of residence
  • Return of Family Member – Reimbursement for the cost of one, one-way economy class airfare for an accompanying family member to return to your departure point.
  • Paramedical Services – Covers the cost for the use of an osteopath, physiotherapist, chiropractor, chiropodist, and/or podiatrist
  • Health Practitioners – Covers the cost for the services of a registered mental health professional ($300 maximum per person per year)
  • Accidental Dental – Covers the cost of repair or replacement of natural teeth or permanently attached artificial teeth or the relief of dental pain
  • Return of Remains – Covers the cost of preparation and transportation to the country of origin, or the cost of cremation or burial at the place of death
  • Family to Bedside – Reimbursement for the cost of one airfare for a family member to accompany you at your bedside
  • Coverage Continuation – If hospitalized and your plan expires, your coverage continues until seventy-two (72) hours after discharge from hospital
  • Out-of-Pocket Expenses – Covers accommodations, meals, phone calls and taxi or bus fares incurred by an accompanying family member in the event hospitalization continues after the policy expiry date.
  • 24-Hour Travel Assistance Services – Coordination of all medical care, transportation, and repatriation; telephone interpretation services in most languages; monitoring of progress during treatment and recovery by managed care
  • Sports Participation (extra coverage for Student Athletes) – Choose this for students playing official university sports teams; it includes coverage for medical expenses that are a result of participation in their sport.

Where can I get GMS StudentPlan coverage

Like GMS’s other personal insurance products, the GMS StudentPlan is available from most insurance brokers. Before you decide which health plan is right for you, take some time to consider your coverage options. You can also compare quotes in minutes direct to your inbox to view your options before making a purchase.

Other GMS Products

Learn more about GMS’s other insurance offerings.

  • BasicPlan Health Insurance

    BasicPlan is an affordable GMS health insurance product that is designed to cover for unexpected emergencies, including those fundamental health benefits not covered under your provincial health plan, such as ambulance services, preferred hospital rooms and in-hospital drugs. This plan is upgrade-able if ever you want to add prescription drug and dental coverage, and hospital cash to cover out-of-pocket expenses when you have an extended hospital stay.

  • OmniPlan Health Insurance

    OmniPlan is a superior GMS health insurance product that provides extensive health benefit coverage including health practitioner services like physiotherapy and massage therapy, vision care, and glasses. This plan is upgrade-able if ever you want to add prescription drug and dental coverage, and hospital cash to cover out-of-pocket expenses when you have an extended hospital stay.

  • PremierPlan Replacement Health Insurance

    PremierPlan is the most comprehensive GMS replacement health benefits package that is designed for Canadians who wants greater coverage for prescription drugs, dental, vision, physio, massage and travel emergency medical insurance for longer trips!

  • StudentPlan Travel Insurance

    StudentPlan is a GMS travel insurance product that is designed for Canadian students (available to under age 55) that want to study outside of their province of residence or country of residence. This plan can helps fill those gaps helping you and your family feel safe so you can focus on your education.

  • GMS Immigrants & Visitors to Canada Travel Insurance

    GMS Immigrants & Visitors to Canada is a GMS travel insurance product that is designed for Immigrants & Visitors to Canada that want to have a peace of mind during their entire stay in Canada. You can choose the amount of insurance coverage between $25,000, $50,000, $100,000 or $150,000 in total.

Additional resources

Read more about health insurance from these informative articles to help you decide in choosing the right plan for you.


Need a GMS StudentPlan Quote?

Insurdinary provides a comprehensive quotes comparison sends straight to your inbox so you can start comparing health coverage in minutes. See plans from several major Canadian insurers to choose the right option for you. Our customer health specialists are also available to address your questions and concerns.

For more information, you may contact us at 1-877-574-7475, or complete the form below.

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