GMS Immigrants & Visitors Insurance

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The Right Travel Coverage When Migrating or Visiting Canada

When migrating or visiting Canada, you need appropriate insurance protection and coverage all through your stay in Canada. Emergency medical needs could shake you up if you do not have the right coverage; worst still, appropriate insurance is even required from all Super Visa applicants.

What is included in this coverage?

Luckily for you, because we know you need extra more coverage, GMS Immigrants & Visitors to Canada insurance provides you with the right coverage all through your stay in Canada that includes:

  • Seamless online application process
  • No waiting period if you apply before arriving in Canada or are replacing an existing emergency medical plan issued by a Canadian insurer.
  • Choice of deductible – $0, $100, $500 or $1,000.
  • Choice of insurance amount – $25,000, $50,000, $100,000 or $150,000.
  • No medical questions if you’re under 55 years of age.
  • Travel benefits that extend to side-trips of up to 30 days to any other country, as long as the majority of your trip are spent in Canada.
  • 24/7 travel assistance service provided in a number of different languages.
  • Direct billing with many health providers, so you can keep your money in your pocket.

GMS Immigrants & Visitors Benefits

  • Hospitalization - Covers hospital room and board charges, up to semi-private, unless specified by a physician (if medically necessary, charges for intensive and coronary care units are included)
  • Medical Services - Covers the cost of treatment by a physician or surgeon
  • Diagnostic Services - Covers the cost of x-rays and other diagnostic tests
  • Out-patient Medical Treatment - Covers the cost of out-patient emergency room charges
  • In-Hospital Prescription Drugs - Covers the cost of prescription drugs and medication prescribed by a physician (to a maximum of a 30-day prescription)
  • Road Ambulance - Covers 100% of the cost for emergency transport to a hospital
  • Paramedical Services - Covers up to $300 toward the cost of emergency services of an osteopath, physiotherapist, chiropractor, chiropodist, and/or podiatrist
  • Accidental Dental - Covers up to $2,000 per person and up to $250 for the relief of dental pain
  • Return of Remains - Covers the cost for preparation and transportation to your country of origin, a destination in Canada, or the cost of cremation or burial at the place of death
  • Child Care - Covers the cost for licensed child care for a dependant traveling with you if you are hospitalized (up to $500)
  • Repatriation - Up to $5,000 to transport you home for further medical treatment with pre-approval by GMS
  • Out-of-Pocket Expenses - Covers the cost of accommodations, meals, phone calls and taxi or bus fares incurred by an accompanying family member in the event hospitalization continues after the policy expiry date
  • 24-Hour Travel Assistance Services - Coordination of all medical care, transportation, and repatriation; telephone interpretation services in most languages; monitoring of progress during treatment and recovery by managed care
  • Sports Participation (extra coverage for Student Athletes) - Choose this for students playing official university sports teams; it includes coverage for medical expenses that are a result of participation in their sport.

Travel Benefits Outside of Canada

Benefits apply to side-trips outside of Canada of up to 30 days each, excluding visits to your country of origin

  • Air Ambulance - Charges to transport you back to your destination in Canada or your country of origin.
  • Special Attendant - reimbursement of a one-way trip economy airfare ticket for a medical attendant to accompany you back to your destination in Canada or country of origin for further in-hospital treatment
  • Escort of Insured Children - reimbursement of the cost of a one-way trip economy airfare to return an accompanying child or children and escort, when necessary, back to your original point of departure

Where can I get this plan?

Like GMS's other travel insurance products, the GMS Immigrants & Visitors plan is available from most insurance brokers. Before you decide which travel plan is right for you, take some time to consider your coverage options. You can also compare travel quotes in minutes direct to your inbox to view your options before making a purchase.


Similar GMS Insurance Insurance Products

  • Travel & Lifestyle


Additional resources

Learn more about travel insurance from these informative articles to help you decide on choosing the best plan for you.

Insurdinary provides a comprehensive quotes comparison sends straight to your inbox so you can start comparing health coverage in minutes. See plans from several major Canadian insurers to choose the right option for you. Our customer health specialists are also available to address your questions and concerns.

For more information, you may contact us at 1-877-574-7475, or complete the form below.

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