The Basic Blue Choice Plan offers comprehensive health insurance coverage at a lower monthly rate and is available to anyone under 75 years of age. The plan provides coverage for the following essential services:
Best of all, the Basic Blue Choice Plan is a guaranteed issue life insurance product, meaning that you will receive coverage regardless of your health status. Your medical history will not be scrutinized when you apply, nor will you have to pass a health exam.
The Blue Cross Blue Choice Plan provides basic insurance coverage. However, you can customize your plan to suit your needs with a number of useful add-ons, as described below.
The Blue Cross Assistance Program, which is a recent addition to the Blue Cross Basic Plan. As a Blue Cross member, you will be granted access to the following services which are available 24 hours a day, seven days a week:
When you receive your plan, you will also be guaranteed an extended health benefit of up to $100,000 overall lifetime maximum and an annual accidental dental care benefits of up to $2,000 with full compensation. You will also receive the following extended benefits, which are reimbursed at 80% up to a predetermined maximum:
If you or a covered family member require paramedical services, your benefits payments will be reimbursed at 100% of the cost per person2 for the following services in the table below.
|Type of specialist||Cost per visit
||Max. no. of visits
|Podiatrist / Chiropodist||$15||15|
A must if you are planning a vacation outside your province, Blue Cross’s Annual Travel Insurance provides you with emergency medical coverage when you need it the most. This benefit provides full compensation in addition to:
Prescription drugs are one of the most common health-related expenses. If you require multiple drugs to help treat an illness, the costs can add up quickly. Blue Cross’s coverage helps you down the road to recovery with the following benefits:
Note: This benefit is available only up to age 64.
If you require basic or major dental procedures, the Blue Cross Basic Plan has you covered. Your dental coverage includes:
Blue Cross offers an accidental death benefit with the following maximum payouts:
Hospitalization is sometimes a necessary part of the recovery process, but an extended stay can get expensive quickly. Blue Cross’s hospital benefits help you pay for your stay with the following benefits:
Note: This benefit is only available to people aged 74 or younger.
Learn more about your health insurance options from these informative articles.