The accidental fracture insurance covers 17 fractures and it covers you and your spouse. The fractures covered by the plan include the skull, spinal column, pelvis, femur, fibula, tibia, kneecap, ulna, humerus and so forth. You can either choose the single-parent plan or a family plan. In case of fracture, your child will receive a lump sum equivalent to 50% of the lump sum you specified.
Learn more about your health insurance options from these informative articles.