Tangible Plan: Disability Insurance

Tangible Plan: Disability Insurance logo

A Disability Insurance for Long-Term Purpose

Disability, injury, and accidents can displace you from work. This could throw you off balance if you are not prepared for such a situation. However, with disability insurance, you can get yourself protected financially in case of such unforeseen conditions. The tangible plan is a disability insurance plan designed to serve as an income replacement option if you are unable to work due to illness or accident. This is a very flexible plan. Tangible disability – hybrid plan would provide you up to $10,000 in coverage for each month, depending on your age, type of work and your present health condition. In addition, the plan has a number of features like the Regular Occupation benefit. This feature makes it very easy for you to customize your insurance plan to suit your coverage needs and budgets.

Features and Benefits

Disability can make you lose your independence. If you lose your independence due to a total or permanent disability and are able to survive the waiting period, Blue Cross will pay you the amount of insurance you choose. The coverage is divided into different occupational categories, namely, category 4A, category 3A, category 2A, category A, and category B.

  • With this plan, you can have disability coverage during your retirement and on your employment years.
  • The coverage makes it super-easy to easily change your disability coverage to long-term care coverage.
  • Tangible Disability Plan can provide you up to $10,000 in coverage each month depending on your age, type of occupation, and your present health condition.
  • The coverage has several features and options. A good example of such features includes the Regular Occupation benefit.
  • It is easy to tailor your coverage to suit your needs and budget. The Regular Occupation benefit makes this possible.
  • The plan is available for five occupational categories, namely, category 4A, category 3A, category 2A, category A, and category B.
  • You are also guaranteed return-to-work bonus to help you adjust, return to an active lifestyle, or return to your work environment. This benefit includes a lump sum equal to a multiple of your monthly benefit. It varies with age. If the insured is aged 24 -59, his bonus will be 3 times his monthly benefit and if the insured is 60 and above, his bonus will be 6 times the monthly benefit.



Additional resources

Learn more about your disability insurance options from these informative articles.

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