It is an affordable Health and Dental Insurance coverage customized for you and your family.To say that life is unpredictable would be no understatement. Sometimes, we think we have everything arranged and figured out, only for unforeseen circumstances to occur. When you find yourself in a situation like this, you need an insurance product that provides you with fast and efficient emergency coverage that helps to reduce costs. The Manulife FlexCare plan is specially designed to help you deal with unexpected medical and dental expenses not traditionally covered by provincial healthcare plans in Canada. The product can easily be tailored to suit your family’s needs and is available to all Canadians aged 18 and older who already have provincial health insurance coverage.
Take your coverage with you, even if you change jobs or if your health changes in the future.
If you are looking for a health and dental insurance product that covers all the bases, the Manulife Flexcare plan may be the product for you. The product is divided into several plans, which provide you with access to the services you need.
There are separate plans that feature coverage for prescription drugs and dental services, in addition to a plan that provides coverage for both prescription drugs and dental services. You can further enhance your coverage with several add-ons, such as vision care and travel insurance, just to name a few.
The Manulife Flexcare plan allows you to save money on out-of-pocket costs associated with routine and unexpected health and dental care procedures. You can also carry your coverage with you if you ever change jobs or if your health changes in the future.
One of the best things about this plan is its built-in flexibility. You have the freedom to choose the amount and type of insurance coverage that aligns with you and your family’s needs.
Like many insurance products, the cost for Manulife’s Flexcare varies based on the number of people being covered, your age and the type of coverage you purchased. For example, a single person purchasing a plan for just themselves would pay less than a married person with a plan covering a spouse and one or more children.
Manulife’s Flexcare plans allow you the convenience of submitting your claim online or on paper through standard mail. In some cases, the service provider may submit a claim for you because many dentists, pharmacies and medical institutions can send claims directly to Manulife for processing. If submitted this way, there is no paperwork for you to complete and you will only be responsible for covering the portion not covered by your plan. If the service provider did not submit a claim on your behalf, you must submit it yourself.
If you’re wondering how to cancel Manulife Flexcare coverage, here is how.
If you are dissatisfied with your coverage and wish to cancel it, you must send a written notice with your signature to Manulife indicating your intention to cancel. Once Manulife receives the letter, your coverage will cease on the day your payment is due on the date following Manulife’s reception of the letter.
When you receive the policy or Certificate of Insurance, you can return them, along with a written and signed cancellation letter to Manulife within 30 days for a full refund of your premium(s). If you choose to return to Manulife after your cancellation, you must reapply and subsequently requalify for the medical requirements as if you were a new client.
Learn more about your Manulife FlexCare insurance options from these informative articles.