Manulife FlexCare Health and Dental Insurance Plans

Affordable insurance coverage for yourself and your family with Manulife FlexCare Health and Dental Insurance plans.

With a Manulife FlexCare Plans you and your family can take advantage of the many health and dental plan options available.

Reduce what you pay out-of-pocket for many routine and unexpected health and dental care expenses with a flexible, affordable plan. You can choose the type and amount of coverage that fits you and your family’s needs with Flexcare Health and Dental Insurance.

These include the DrugPlus Plan, DentalPlus Plan and the ComboPlus Plan.

Your benefits can help pay for your family’s prescription drugs, dental services, prescription eyewear, hearing aids, chiropractic visits, massage therapy, orthotics and more.

Learn more about this Manulife plan

Manulife FlexCare Plans Comparison Table

Combo Plus

Drug Plus

Dental Plus

Quote & Apply

Approval Criteria

Guaranteed Issue Plan

Requires Medical Underwriting

Drug Coverage(expand for details)

Generic drugs vs. brand-name drugs

Generic

Brand-name or Generic

Shared Dispensing Fee (subject to applicable co-payment)

$6.50 maximum

Seniors’ Adjustments 65+

No maximum

Exclusions – Smoking cessation drugs, over-the-counter drugs, fertility drugs, birth control drugs, erectile dysfunction drugs and drugs not requiring a prescription

All

All except birth control drugs

Reimbursement of eligible prescription costs per year

70% of first $750

Seniors’ Adjustments 65+

100% of first $750

70% of first $750;
90% of next $4,972;

Seniors’ Adjustments 65+

100% of first $750;

90% of next $4,722

90% of first $2,222;

100% of next $8,000;

Seniors’ Adjustments 65+

100% of first $750;

90% of next $10,278;

Anniversary year maximums per person

$525

Seniors’ Adjustments 65+

$750

$5,000

Seniors’ Adjustments 65+

$5,000

$10,000

Seniors’ Adjustments 65+

$10,000

Dental Coverage(expand for details)

Coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitioners. Newfoundland & Labrador and Prince Edward Island: Dental coverage begins at the age when dental coverage under your provincial health insurance plan coverage ends.

Reimbursement (for ongoing maintenance services: fillings, cleanings, scalings, examinations, polishings, and select extractions) per year

70% of first $575

80% of first $400;
50% of next $860;

100% of first $500;
60% of next $700;

Anniversary year maximum for basic dental services

$400

$750

$920

Recall visits

9 months

6 months

Oral surgery, periodontics, endodontics (root canal)

Not covered

Year 1: 60%;

Year 2: 60%;

Year 3+: 80%;

Combined maximum for oral surgery, periodontics, endodontics and major restorative of $1,250 per 3 consecutive years, with a year 1 combined maximum of $400.

Major restorative (orthodontics, crowns, bridges, dentures) – benefits commence in year 2

Not covered

Year 1: 0%;

Year 2+: 60%;

Combined maximum for oral surgery, periodontics, endodontics and major restorative of $1,250 per 3 consecutive years, with a year 1 combined maximum of $400.

Vision Care(expand for details)

Covers the costs towards prescription lenses and frames, contact lenses and laser eye surgery. This benefit does not include industrial safety glasses.

$150 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

Extended Health Care Benefits(expand for details)

Lifetime maximum - Coverage Per Person $250,000; Seniors’ Adjustments 65+ $260,000

Registered Specialists and Therapists (Paramedical Services): Chiropractor ($35 chiropractic x-rays per year), Chiropodist, Osteopath, Naturopath, Podiatrist, Registered Massage Therapist, Acupuncturist, Dietitian (per person per anniversary year)

Dollar maximum $25/visit, maximum visits 20/specialist

Registered Psychologist / Psychotherapist / Clinical Counsellor (per person per anniversary year)

Maximum visits 10, First visit $80, Subsequent visits $65

Maximum visits 15, First visit $80, Subsequent visits $65

Registered Speech Pathologist/Therapist (per person per anniversary year)

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Registered Physiotherapist (per person per anniversary year)

$250 maximum

Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment Covers the services of registered health professionals including Registered Nurse, Registered Practical Nurse, Licensed Practical Nurse, Personal Support Worker, Occupational Therapist; includes surgical bandages and dressings and the purchase or rental of medically necessary equipment.
Payment will be coordinated where benefits are available through the Assistive Devices Program.

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

Year 1: $1,000; Year 2: $1,300;
Year 3: $1,500; Year 4: $1,700;
Year 5+: $3,000

Seniors’ Adjustments 65+

Year 1: $1,100; Year 2: $1,500; Year 3: $1,700;
Year 4: $2,000; Year 5+: $3,500

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

$4,000 maximum per person,
per anniversary year

Seniors’ Adjustments 65+

$4,500 maximum per person,
per anniversary year

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

$4,000 maximum per person,
per anniversary year

Seniors’ Adjustments 65+

$4,500 maximum per person,
per anniversary year

Custom-Made Orthotics Covers charges for the purchase of custom-made orthotics (plaster or computer topography).

$225 per year

Lifeline® Personal Response Service** Coverage towards a 24/7 home monitoring service for you, your family and your extended family (parents, grandparents and in-laws) when dealing with medical problems.

6 months per person, per 3 anniversary years

Accidental Dental Covers dental treatment required as a result of an accidental blow to the head or mouth. Treatment must be sought within the 90-day period following the accident.

$2,000 maximum per person, per anniversary year

Ambulance Services Unlimited ground and air transportation.

Included

Hearing Aids Covers the costs to purchase and/or repair up to the allowed maximum.

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

Travel Coverage (to age 70) $5,000,000 emergency health coverage per person for trips lasting a maximum of 9 days. (A $100 deductible applies per claim.)

Additional coverage for either 8 or 21 days can be purchased as an Add-On.

Included

Accidental Death and Dismemberment Payment for accidental death or dismemberment resulting from an accident, occurring within one year of the date of the accident. Additional coverage can be purchased as an Add-On.

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Survivor Benefit Provides for continuous coverage for 1 year, following the death of an adult insured.

Available 1 year after policy effective date

Included

Healthcare Online** 24/7 access to healthcare professionals (including physicians and nurse practitioners) online, through the app or over the phone.

Preferred Pricing Available

Included

Quote & Apply

Approval Criteria

Requires Medical Underwriting

Drug Coverage(expand for details)

Generic drugs vs. brand-name drugs

Generic

Brand-name or Generic

Shared Dispensing Fee (subject to applicable co-payment)

No maximum

Exclusions – Smoking cessation drugs, over-the-counter drugs, fertility drugs, birth control drugs, erectile dysfunction drugs and drugs not requiring a prescription

All

All except birth control drugs

Reimbursement of eligible prescription costs per year

70% of first $750;
90% of next $4,972;

Seniors’ Adjustments 65+

100% of first $750;

90% of next $4,722

90% of first $2,222;

100% of next $8,000;

Seniors’ Adjustments 65+

100% of first $750;

90% of next $10,278;

Anniversary year maximums per person

$5,000

Seniors’ Adjustments 65+

$5,000

$10,000

Seniors’ Adjustments 65+

$10,000

Vision Care(expand for details)

Covers the costs towards prescription lenses and frames, contact lenses and laser eye surgery. This benefit does not include industrial safety glasses.

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

Extended Health Care Benefits(expand for details)

Lifetime maximum - Coverage Per Person $250,000; Seniors’ Adjustments 65+ $260,000

Dollar maximum $25/visit, maximum visits 20/specialist

Registered Psychologist / Psychotherapist / Clinical Counsellor (per person per anniversary year)

Maximum visits 15, First visit $80, Subsequent visits $65

Registered Speech Pathologist/Therapist (per person per anniversary year)

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Registered Physiotherapist (per person per anniversary year)

$250 maximum

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

$4,000 maximum per person,
per anniversary year

Seniors’ Adjustments 65+

$4,500 maximum per person,
per anniversary year

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

$4,000 maximum per person,
per anniversary year

Seniors’ Adjustments 65+

$4,500 maximum per person,
per anniversary year

Custom-Made Orthotics Covers charges for the purchase of custom-made orthotics (plaster or computer topography).

$225 per year

6 months per person, per 3 anniversary years

Accidental Dental Covers dental treatment required as a result of an accidental blow to the head or mouth. Treatment must be sought within the 90-day period following the accident.

$2,000 maximum per person, per anniversary year

Ambulance Services Unlimited ground and air transportation.

Included

Hearing Aids Covers the costs to purchase and/or repair up to the allowed maximum.

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

Travel Coverage (to age 70) $5,000,000 emergency health coverage per person for trips lasting a maximum of 9 days. (A $100 deductible applies per claim.)

Additional coverage for either 8 or 21 days can be purchased as an Add-On.

Included

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Survivor Benefit Provides for continuous coverage for 1 year, following the death of an adult insured.

Included

Healthcare Online** 24/7 access to healthcare professionals (including physicians and nurse practitioners) online, through the app or over the phone.

Preferred Pricing Available

Included

Quote & Apply

Approval Criteria

Guaranteed Issue Plan

Dental Coverage(expand for details)

Provides Dental coverage for services such as fillings, cleanings, scaling, examinations, polishing and select extractions:

Year 1: 50% payment of the first $1,150 (anniversary year maximum of $575)

Year 2+: 80% of the first $400 and 50% of the next $860 (anniversary year maximum of $750)

Year 1: 70% payment of the first $1,200 (anniversary year maximum of $840)

Year 2+: 100% of the first $500 and 60% of the next $700 (anniversary year maximum of $920)

Recall visits

every 9 months

every 6 months

Oral surgery, periodontics, endodontics (root canal)

Not covered

Year 1: 0%;

Year 2: 60%;

Year 3: 80%;

The following dental services have a combined maximum of $1,250 per person per 3-year period

Orthodontics, crowns, bridges, dentures

Not covered

Year 1: 0%;

Year 2+: 60%;

The following dental services have a combined maximum of $1,250 per person per 3-year period

Vision Care(expand for details)

Covers the costs towards prescription lenses and frames, contact lenses and laser eye surgery. This benefit does not include industrial safety glasses.

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

Extended Health Care Benefits(expand for details)

Lifetime maximum - Coverage Per Person $250,000; Seniors’ Adjustments 65+ $260,000

Dollar maximum $25/visit, maximum visits 20/specialist

Registered Psychologist / Psychotherapist / Clinical Counsellor (per person per anniversary year)

Maximum visits 10, First visit $80, Subsequent visits $65

Registered Speech Pathologist/Therapist (per person per anniversary year)

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Registered Physiotherapist (per person per anniversary year)

$250 maximum

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

Year 1: $1,000; Year 2: $1,300;
Year 3: $1,500; Year 4: $1,700;
Year 5+: $3,000

Seniors’ Adjustments 65+

Year 1: $1,100; Year 2: $1,500; Year 3: $1,700;
Year 4: $2,000; Year 5+: $3,500

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

Year 1: $1,000; Year 2: $1,300;
Year 3: $1,500; Year 4: $1,700;
Year 5+: $3,000

Seniors’ Adjustments 65+

Year 1: $1,100; Year 2: $1,500; Year 3: $1,700;
Year 4: $2,000; Year 5+: $3,500

Custom-Made Orthotics Covers charges for the purchase of custom-made orthotics (plaster or computer topography).

$225 per year

6 months per person, per 3 anniversary years

Accidental Dental Covers dental treatment required as a result of an accidental blow to the head or mouth. Treatment must be sought within the 90-day period following the accident.

$2,000 maximum per person, per anniversary year

Ambulance Services Unlimited ground and air transportation.

Included

Hearing Aids Covers the costs to purchase and/or repair up to the allowed maximum.

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

Travel Coverage (to age 70) $5,000,000 emergency health coverage per person for trips lasting a maximum of 9 days. (A $100 deductible applies per claim.)

Additional coverage for either 8 or 21 days can be purchased as an Add-On.

Included

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Survivor Benefit Provides for continuous coverage for 1 year, following the death of an adult insured.

Available 1 year after policy effective date

Healthcare Online** 24/7 access to healthcare professionals (including physicians and nurse practitioners) online, through the app or over the phone.

Preferred Pricing Available

† Prescription drug coverage applies to costs not covered by your provincial prescription drug insurance plan, up to the maximums stated above.

†† Prescription drug coverage is based on Calendar Year for residents of British Columbia and Saskatchewan. For all other provinces, coverage is based on Anniversary Year.

*Generic Drug – A generally less expensive alternative to an interchangeable brand-name drug product. Please note: Not all drugs have a generic equivalent. If a non-generic drug cost is purchased, payment will be based on the lowest generic drug cost equivalent, if applicable. If no generic brand exists, payment of the brand-name price will be made at the co-payment level of your plan.

**Benefits are only payable after yearly maximums allowed under your provincial health insurance plan have been reached, if applicable.

Google Rating

4.9

Insurdinary

4.9

Brienne Hicks

CHRISTINE was by far the best and easiest insurance rep I have dealt with. Her customer service was incredible. She made the process so easy and I can't praise her enough! Thank you Christine.

Дмитрий Машул

Detailed, patient and polite service.

Justin Wallace

Jessica was incredibly helpful and friendly. She took the time to make all sorts of comparisons and even laughed at my ridiculous jokes like she actually thought it was funny. Highly recommend these professionals if you're shopping for benefits.

Wendy Easson

Jo Vanloo

Eric was very professional

Sarah Bouthillette

Christine was great! Very polite and so helpful in setting up my plan. I am very pleased with my service!

Heidi W.

Theresa was extremely helpful with all of our travel insurance needs, providing excellent customer service!

John Adams

Roberta Bailey

Traci Dumas

Rick Mahler

Deborah Ransome

Eric at customer service was amazing. He was kind, patient and generally worked to solve all issues as I have recently retired and have always had benefits. Eric gave the best policy for me at my time of life. I can not rave enough about this young man. Good job Eric.Deborah Ransome

Kristina Prasad

Mani Tm

It was great experience talking to Christine. She answered all my questions in detail and took care my needs very well. She gave me a good plan suitable to my needs. I appreciate it.

Tall Tree

I don't who are. Are you a Canadian co?

Deepak Mehta

vicki alm

Christine was incredibly helpful and very genuine .Answered all of my questions very willingly ( I had alot of them !) . The plan is very affordable.

Jenn Hrehoruk

maleishia wylie

David Wild

Theresa was very professional and helpful through the whole process

tara kiani tari

chen yc

Erin Lynch

Taylor Gang

Aubrey Lindo

Judy Vanhorne

Braxton Hawkes

krickette McCormick

Lisa Myers

Overall this was a good experience. The first person I spoke to didn't explain things in terms that I was understanding, especially about the banking. Make sure you always ask questions to clarify. The second person I talked to was a manager, and he gave me two different options, put me on hold twice, and sadly that left me feeling confused about what my decision should be. The third person I talked to the next day was excellent. I am very happy with the application process. I haven't used any of the insurance products as of yet so I can't give a review on those. Summary: Great products here. (And I researched many companies.)

Barry Hollywood

Eric was extremely helpful and very knowledgeable of the products available and what would be the best plan for me. He is excellent with customer service.

Ron Buis

Great service and fast at getting back to me about questions that I had. I am very pleased.

Wendell mccue

Scammers.. don't deal with this agency

Mario Pancino

Coco Abraham

Eric helped me to find the best health coverage for my needs.He clearly understood my situation, found and explained a very well fitting product to me and never in the process pressured me to sign. Also no attempt of up selling me onto a higher cost plan. Great experience overall!

Gerard Grady

Sean Kim

CHRIS MAGAFAS was really helpful and professional. He let me know the benefits clearly and that is exactly what I need. He was very efficiency, so I decided to buy this insurance from him.

Serena Lamb

Julia Goldberg

Eric Clementi Was great, quick, helpful and he was on time when I requested him to call me back at a specific time. Thank you !

Mary Skinner

Vicki Barrett

We had a fantastic experience with George! He is knowledgeable and friendly. We had a smooth and easy pp

Maria Van Straten

Roger Van Vlack

Neema V

trent glanz

Theresa was a delight to deal with , answered all my questions and more .

joshua croteau

Polina Tertyshnaya

Chris was great in explaining all the different options for me for health & dental, critical illness and disability insurance. He spent a lot of time with me through the application process and was very patient answering my questions.

Matt Norlock

Hazel Clark Jordan

I had the most patient and friendly and knowledgeable help in Christine when signing up for health insurance. I would recommend her service to anyone! Thank you Christine!Hazel

Dianne Warnick

It was quick, it was easy, the customer service woman was polite, knowledgeable and personable.I recommend it to all

Alan Edmonds

I was very satisfied with our service from George. He found us a policy that was right for us, and was sure that options were explained to us.

Deborah Raymond

I had a great experience getting my personal insurance through Alliance Income. Theresa Heuser was very helpful in providing me the health insurance I wanted and needed.

Nihilated

Alex was a huge help. Very informative as well as patient. 10/10

Barrett Bilcowski

Christine is professional. She led me to the solutions I was looking for. Thank you!

Shelley Gruntz

Hi just spoke to Alex who put my mind at ease what a great rep he took the time to go through what would work for me very pleased with the conversation and very excited about the package. Was so worried because I lost mine plan from work so after all that worry I feel so much stress freeThanks Alex

john mckinnon

Eric Clementi did an excellent job of explaining our options and handled the signup process efficiently.

Nancy MacKneson

Eric was very helpful in finding just the right coverage for us. The information he provided was clear and complete. He was also readily available to answer any questions.

Neil Liedeman

Tristain provided the information I needed to make a decision on a medical/dental plan. He also provided advice on the most competitive provider which was very helpful. Great quick and easy process to get enrolled and good follow up.

Deanne Jarvis

Excellent experience with Alliance!! I dealt with Manish, who was absolutely amazing! he was so helpful and knowledgeable and found the perfect insurance for our family. He answered every single question i had without any hesitation and was compassionate, caring and understanding. Definitely recommend him☺️

Amanda D'Souza

Working with Theresa has been a pleasure from beginning to end. In addition to having extensive industry knowledge, she was empathetic, approachable, transparent, and patient. She foresaw and addressed any misunderstandings I had and she communicated in a positive and clear manner. Theresa was always friendly and professional as she worked with me to come up with an innovative solution to my (not so standard) situation. I am grateful that I had Theresa's expertise to guide me through the process of choosing the right health insurance to meet my needs. It was also very evident that this company puts people above profit as they seemed to work as a team in order to ensure the best outcome for me, as a client.

Daphne Darlow

We just recently were in need of health and dental benefits. Gautam contacted us rapidly and sent us our options to choose from. He explained the plans well and answered any questions we had. Recommend using them.

L King

Amazing

Jane Field

Chris Wilson

Alice Sech

Chris at Insurdinary was a big help in my time of need. He took the time to understand my circumstance and found me the perfect coverage plan for my family and I. He saved me a lot of time from doing endless research and comparing all the plans out there. Highly recommend him!

ali avci

Chris Mitchell

Chinda Vilaisavanh

joan buchanan

Eric Clementi was very helpful and answered my questions.

Slime gang

Cathy Scollon

Very friendly, helpful and knowledgeable. I was going to decline the insurance, he talked me into it.

Ernesto Rivas

Subham singh

Sabrina Shaikh

Jaswinder Rathor

Crissy Clark

What a great experience. The agent was extremely knowledgeable, I know nothing about any kind of insurance. He took his time explaining everything to me to make sure I understood exactly what I needed. I feel extremely confident in recommending this company! I never felt like I was being rushed nor did I feel any pressure to purchase.

Jeffrey Giroux

Laurent Mpiana

Amazing Experience and Alexzander was a great help! His professionalism and product knowledge was the main reason I signed up as soon as I did!Thanks

Norene Crosier

Theresa was very helpful and informative.

Merideth Lew

I had the pleasure with speaking with Alexzander who answered all my questions fully. Alexzander was also very patient with me when I was having trouble understanding somethings we discussed, and helped me understand all my troubles. I am now fully satisfied with my health and dental insurance and feel very confident with my choices. Thank you so much for providing me such a smooth experience.

Andrea Mulder

Sancho-chilli

jestacio2001

Kapil Tyagi

GEORGE was really professional and prompt, willingness to answer all question with patience.

Shawan Greater

mysticpt

delano irwin

Alicia Samad

kat skot

Dealing with Chris was a great experience. He explained things thoroughly, he helped me pick out the plan that would be best for me and my needs. It was quick and easy. And no waiting period for when you can begin to use your benefits. I would definitely recommend.

Sandy Magnus

Katherine Boddington

I was contacted right away by Theresa. She went over all my options that best suited what I was looking for. Theresa found me the best price with even more then I hoped for. I am really happy with Theresa, the company and my plan. Best thing I have done for myself. Thank you Theresa.

Reg Kerr

Deb Send

CHRIS MAGAFAS from Aliiance Income Corp delivered an exceptional customer service. He was very thorough and explained to me the plan benefit in details. I was comfortable in deciding to go with the plan that's best for me.

Steve Ramcharitar

My experience dealing with Chris Magafas at Alliance Income was very helpful. Chris has the knowledge & answered all the questions. His patience & following up with me in a timely manner showed that he understood my needs & give me the best policy suited for me & knowing my beneficiary will be well taken care of. I will recommend Chris to all & anyone wanting a Term Life/Permanent Insurance.

Chelsea Sugrim

I spoke with Alex Charles and it was such a smooth experience! He kept it very clear and professional + extremely helpful with all of my inquiries about dental coverage; the service couldn’t have been better. Definitely recommending Alliance to others, thank you!

Barbie Arsenault

George Solomonv was thorough, transparent, and tactful. A well-versed broker who sees the sale through with no pressure. Thanks George!

shavonne holder

Eric was very helpful in explaining my options, and with talking me through the application process. The information about the different coverages available was very clear, easy to read and simple to understand. I'm looking forward to using my new insurance.

Dave Konowalchuk

Friendly to talk to.explained everything in depth..very knowledgable..would recomend...

Michelle LaFrance

Joana Maite

Hussain Al-Jibory

Chris was great! Very professional and easy to work with.

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Manulife FlexCare Health and Dental Insurance Plans

Manulife FlexCare Plans Comparison Table

Drug Coverage(expand for details)

Dental Coverage(expand for details)

Vision Care(expand for details)

Extended Health Care Benefits(expand for details)

Drug Coverage(expand for details)

Vision Care(expand for details)

Extended Health Care Benefits(expand for details)

Dental Coverage(expand for details)

Vision Care(expand for details)

Extended Health Care Benefits(expand for details)