Manulife FlexCare Health and Dental Insurance Plans

Affordable insurance coverage for yourself and your family with Manulife FlexCare Health and Dental Insurance plans.

With a Manulife FlexCare Plans you and your family can take advantage of the many health and dental plan options available.

Reduce what you pay out-of-pocket for many routine and unexpected health and dental care expenses with a flexible, affordable plan. You can choose the type and amount of coverage that fits you and your family’s needs with Flexcare Health and Dental Insurance.

These include the DrugPlus Plan, DentalPlus Plan and the ComboPlus Plan.

Your benefits can help pay for your family’s prescription drugs, dental services, prescription eyewear, hearing aids, chiropractic visits, massage therapy, orthotics and more.

Learn more about this Manulife plan

Manulife FlexCare Plans Comparison Table

Combo Plus

Drug Plus

Dental Plus

Quote & Apply

Approval Criteria

Guaranteed Issue Plan

Requires Medical Underwriting

Drug Coverage(expand for details)

Generic drugs vs. brand-name drugs

Generic

Brand-name or Generic

Shared Dispensing Fee (subject to applicable co-payment)

$6.50 maximum

Seniors’ Adjustments 65+

No maximum

Exclusions – Smoking cessation drugs, over-the-counter drugs, fertility drugs, birth control drugs, erectile dysfunction drugs and drugs not requiring a prescription

All

All except birth control drugs

Reimbursement of eligible prescription costs per year

70% of first $750

Seniors’ Adjustments 65+

100% of first $750

70% of first $750;
90% of next $4,972;

Seniors’ Adjustments 65+

100% of first $750;

90% of next $4,722

90% of first $2,222;

100% of next $8,000;

Seniors’ Adjustments 65+

100% of first $750;

90% of next $10,278;

Anniversary year maximums per person

$525

Seniors’ Adjustments 65+

$750

$5,000

Seniors’ Adjustments 65+

$5,000

$10,000

Seniors’ Adjustments 65+

$10,000

Dental Coverage(expand for details)

Coverages are designed to coincide with the current provincial Dental Association Fee Guide for General Practitioners. Newfoundland & Labrador and Prince Edward Island: Dental coverage begins at the age when dental coverage under your provincial health insurance plan coverage ends.

Reimbursement (for ongoing maintenance services: fillings, cleanings, scalings, examinations, polishings, and select extractions) per year

70% of first $575

80% of first $400;
50% of next $860;

100% of first $500;
60% of next $700;

Anniversary year maximum for basic dental services

$400

$750

$920

Recall visits

9 months

6 months

Oral surgery, periodontics, endodontics (root canal)

Not covered

Year 1: 60%;

Year 2: 60%;

Year 3+: 80%;

Combined maximum for oral surgery, periodontics, endodontics and major restorative of $1,250 per 3 consecutive years, with a year 1 combined maximum of $400.

Major restorative (orthodontics, crowns, bridges, dentures) – benefits commence in year 2

Not covered

Year 1: 0%;

Year 2+: 60%;

Combined maximum for oral surgery, periodontics, endodontics and major restorative of $1,250 per 3 consecutive years, with a year 1 combined maximum of $400.

Vision Care(expand for details)

Covers the costs towards prescription lenses and frames, contact lenses and laser eye surgery. This benefit does not include industrial safety glasses.

$150 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

Extended Health Care Benefits(expand for details)

Lifetime maximum - Coverage Per Person $250,000; Seniors’ Adjustments 65+ $260,000

Registered Specialists and Therapists (Paramedical Services): Chiropractor ($35 chiropractic x-rays per year), Chiropodist, Osteopath, Naturopath, Podiatrist, Registered Massage Therapist, Acupuncturist, Dietitian (per person per anniversary year)

Dollar maximum $25/visit, maximum visits 20/specialist

Registered Psychologist / Psychotherapist / Clinical Counsellor (per person per anniversary year)

Maximum visits 10, First visit $80, Subsequent visits $65

Maximum visits 15, First visit $80, Subsequent visits $65

Registered Speech Pathologist/Therapist (per person per anniversary year)

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Registered Physiotherapist (per person per anniversary year)

$250 maximum

Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment Covers the services of registered health professionals including Registered Nurse, Registered Practical Nurse, Licensed Practical Nurse, Personal Support Worker, Occupational Therapist; includes surgical bandages and dressings and the purchase or rental of medically necessary equipment.
Payment will be coordinated where benefits are available through the Assistive Devices Program.

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

Year 1: $1,000; Year 2: $1,300;
Year 3: $1,500; Year 4: $1,700;
Year 5+: $3,000

Seniors’ Adjustments 65+

Year 1: $1,100; Year 2: $1,500; Year 3: $1,700;
Year 4: $2,000; Year 5+: $3,500

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

$4,000 maximum per person,
per anniversary year

Seniors’ Adjustments 65+

$4,500 maximum per person,
per anniversary year

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

$4,000 maximum per person,
per anniversary year

Seniors’ Adjustments 65+

$4,500 maximum per person,
per anniversary year

Custom-Made Orthotics Covers charges for the purchase of custom-made orthotics (plaster or computer topography).

$225 per year

Lifeline® Personal Response Service** Coverage towards a 24/7 home monitoring service for you, your family and your extended family (parents, grandparents and in-laws) when dealing with medical problems.

6 months per person, per 3 anniversary years

Accidental Dental Covers dental treatment required as a result of an accidental blow to the head or mouth. Treatment must be sought within the 90-day period following the accident.

$2,000 maximum per person, per anniversary year

Ambulance Services Unlimited ground and air transportation.

Included

Hearing Aids Covers the costs to purchase and/or repair up to the allowed maximum.

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

Travel Coverage (to age 70) $5,000,000 emergency health coverage per person for trips lasting a maximum of 9 days. (A $100 deductible applies per claim.)

Additional coverage for either 8 or 21 days can be purchased as an Add-On.

Included

Accidental Death and Dismemberment Payment for accidental death or dismemberment resulting from an accident, occurring within one year of the date of the accident. Additional coverage can be purchased as an Add-On.

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Survivor Benefit Provides for continuous coverage for 1 year, following the death of an adult insured.

Available 1 year after policy effective date

Included

Healthcare Online** 24/7 access to healthcare professionals (including physicians and nurse practitioners) online, through the app or over the phone.

Preferred Pricing Available

Included

Quote & Apply

Approval Criteria

Requires Medical Underwriting

Drug Coverage(expand for details)

Generic drugs vs. brand-name drugs

Generic

Brand-name or Generic

Shared Dispensing Fee (subject to applicable co-payment)

No maximum

Exclusions – Smoking cessation drugs, over-the-counter drugs, fertility drugs, birth control drugs, erectile dysfunction drugs and drugs not requiring a prescription

All

All except birth control drugs

Reimbursement of eligible prescription costs per year

70% of first $750;
90% of next $4,972;

Seniors’ Adjustments 65+

100% of first $750;

90% of next $4,722

90% of first $2,222;

100% of next $8,000;

Seniors’ Adjustments 65+

100% of first $750;

90% of next $10,278;

Anniversary year maximums per person

$5,000

Seniors’ Adjustments 65+

$5,000

$10,000

Seniors’ Adjustments 65+

$10,000

Vision Care(expand for details)

Covers the costs towards prescription lenses and frames, contact lenses and laser eye surgery. This benefit does not include industrial safety glasses.

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

Extended Health Care Benefits(expand for details)

Lifetime maximum - Coverage Per Person $250,000; Seniors’ Adjustments 65+ $260,000

Dollar maximum $25/visit, maximum visits 20/specialist

Registered Psychologist / Psychotherapist / Clinical Counsellor (per person per anniversary year)

Maximum visits 15, First visit $80, Subsequent visits $65

Registered Speech Pathologist/Therapist (per person per anniversary year)

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Registered Physiotherapist (per person per anniversary year)

$250 maximum

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

$4,000 maximum per person,
per anniversary year

Seniors’ Adjustments 65+

$4,500 maximum per person,
per anniversary year

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

$4,000 maximum per person,
per anniversary year

Seniors’ Adjustments 65+

$4,500 maximum per person,
per anniversary year

Custom-Made Orthotics Covers charges for the purchase of custom-made orthotics (plaster or computer topography).

$225 per year

6 months per person, per 3 anniversary years

Accidental Dental Covers dental treatment required as a result of an accidental blow to the head or mouth. Treatment must be sought within the 90-day period following the accident.

$2,000 maximum per person, per anniversary year

Ambulance Services Unlimited ground and air transportation.

Included

Hearing Aids Covers the costs to purchase and/or repair up to the allowed maximum.

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

Travel Coverage (to age 70) $5,000,000 emergency health coverage per person for trips lasting a maximum of 9 days. (A $100 deductible applies per claim.)

Additional coverage for either 8 or 21 days can be purchased as an Add-On.

Included

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Survivor Benefit Provides for continuous coverage for 1 year, following the death of an adult insured.

Included

Healthcare Online** 24/7 access to healthcare professionals (including physicians and nurse practitioners) online, through the app or over the phone.

Preferred Pricing Available

Included

Quote & Apply

Approval Criteria

Guaranteed Issue Plan

Dental Coverage(expand for details)

Provides Dental coverage for services such as fillings, cleanings, scaling, examinations, polishing and select extractions:

Year 1: 50% payment of the first $1,150 (anniversary year maximum of $575)

Year 2+: 80% of the first $400 and 50% of the next $860 (anniversary year maximum of $750)

Year 1: 70% payment of the first $1,200 (anniversary year maximum of $840)

Year 2+: 100% of the first $500 and 60% of the next $700 (anniversary year maximum of $920)

Recall visits

every 9 months

every 6 months

Oral surgery, periodontics, endodontics (root canal)

Not covered

Year 1: 0%;

Year 2: 60%;

Year 3: 80%;

The following dental services have a combined maximum of $1,250 per person per 3-year period

Orthodontics, crowns, bridges, dentures

Not covered

Year 1: 0%;

Year 2+: 60%;

The following dental services have a combined maximum of $1,250 per person per 3-year period

Vision Care(expand for details)

Covers the costs towards prescription lenses and frames, contact lenses and laser eye surgery. This benefit does not include industrial safety glasses.

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

$250 maximum per 2 consecutive benefit years;

$70 maximum for optometrist visit per 2 consecutive benefit years;

Extended Health Care Benefits(expand for details)

Lifetime maximum - Coverage Per Person $250,000; Seniors’ Adjustments 65+ $260,000

Dollar maximum $25/visit, maximum visits 20/specialist

Registered Psychologist / Psychotherapist / Clinical Counsellor (per person per anniversary year)

Maximum visits 10, First visit $80, Subsequent visits $65

Registered Speech Pathologist/Therapist (per person per anniversary year)

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Maximum visits 10, First visit $65, Subsequent visits $45

Seniors’ Adjustments 65+

Maximum Visits 15

Registered Physiotherapist (per person per anniversary year)

$250 maximum

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

Year 1: $1,000; Year 2: $1,300;
Year 3: $1,500; Year 4: $1,700;
Year 5+: $3,000

Seniors’ Adjustments 65+

Year 1: $1,100; Year 2: $1,500; Year 3: $1,700;
Year 4: $2,000; Year 5+: $3,500

For each of Homecare & Nursing, Prosthetic Appliances and Durable Medical Equipment:

Year 1: $1,000; Year 2: $1,300;
Year 3: $1,500; Year 4: $1,700;
Year 5+: $3,000

Seniors’ Adjustments 65+

Year 1: $1,100; Year 2: $1,500; Year 3: $1,700;
Year 4: $2,000; Year 5+: $3,500

Custom-Made Orthotics Covers charges for the purchase of custom-made orthotics (plaster or computer topography).

$225 per year

6 months per person, per 3 anniversary years

Accidental Dental Covers dental treatment required as a result of an accidental blow to the head or mouth. Treatment must be sought within the 90-day period following the accident.

$2,000 maximum per person, per anniversary year

Ambulance Services Unlimited ground and air transportation.

Included

Hearing Aids Covers the costs to purchase and/or repair up to the allowed maximum.

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

$400 maximum per person,
per 4 consecutive benefit years

Seniors’ Adjustments 65+

$500 maximum per person,
per 4 consecutive benefit years

Travel Coverage (to age 70) $5,000,000 emergency health coverage per person for trips lasting a maximum of 9 days. (A $100 deductible applies per claim.)

Additional coverage for either 8 or 21 days can be purchased as an Add-On.

Included

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Up to $25,000 for an adult under 65

Up to $10,000 for an adult 65 and over or child

Survivor Benefit Provides for continuous coverage for 1 year, following the death of an adult insured.

Available 1 year after policy effective date

Healthcare Online** 24/7 access to healthcare professionals (including physicians and nurse practitioners) online, through the app or over the phone.

Preferred Pricing Available

† Prescription drug coverage applies to costs not covered by your provincial prescription drug insurance plan, up to the maximums stated above.

†† Prescription drug coverage is based on Calendar Year for residents of British Columbia and Saskatchewan. For all other provinces, coverage is based on Anniversary Year.

*Generic Drug – A generally less expensive alternative to an interchangeable brand-name drug product. Please note: Not all drugs have a generic equivalent. If a non-generic drug cost is purchased, payment will be based on the lowest generic drug cost equivalent, if applicable. If no generic brand exists, payment of the brand-name price will be made at the co-payment level of your plan.

**Benefits are only payable after yearly maximums allowed under your provincial health insurance plan have been reached, if applicable.

Google Rating

4.9

Insurdinary

4.9

Manfred Nietsch

Very good experience. Very Helpfull

CRAIG CAMPBELL

Michael Breen at alliance income was most helpful. I won't hesitate to use Insurdinary in the future.

Lindsay Nelson

The service I received was amazing. Karen W. is good at what she does and really helped me out. She was able to provide me with a plan that suited my needs and helped ensure me that the medication and devices I needed were covered under the plan. I was very impressed with the service.

FERDOS COCKAR

Your Agent Dornaz is very knowledgeable and helped us with our Medical InsuranceThank YouDornaz

emma echemendia

Muy buena experience, sobre todo de la Sra Lourdes Chapli, todo fue muy rapido, con mucha eficiencias

Shellie Williams

Eric provided all the information I needed and was very patiient as well

Brock MacLachlan

the process was quick and comprehensive. which was much needed as I was having a busy day.

Andrea Prentice

Dornaz was very friendly and helpful when trying to find medical travel insurance!

Jessica Hue

Stefania was a sweet pleasant informational girl to talk too. Eric followed up with the next steps. Very Patient with me An over all great experience

Chris Edwards

Christine was very helpful with me and helped me get the best plan for me if I didn't understand something she explained it to me again

Kat Evers

Service was fine, but they lack insurance options for those who have mental health conditions. If you need insurance to see a therapist, they offer plans with only minimal coverage, $65 per visit. In Alberta, a psychologist costs $200/visit so it’s not worth it at all.

richard Swyston

Doranz was- knowledgeable, professional very patient, wonderful sense of humor. Easy to talk to. You are fortunate to have her.Give her a big raise in pay.

Frank Fahey

Emil provided excellent service. He was persistent but not aggressive in his approach to providing us with travel insurance

Grant fahlman

Eric was helpful, quick and concise

Kathryn Mcanulty

Mo and Eric were very helpful and accomedating to my schedule. Everything was made clear and well communicated.

Lisa B

I booked a holiday to Mexico on a Sunday afternoon, and e-mailed to get a quote for travel insurance. Eric replied early Monday morning and got everything sorted out asap.

Phil Tomlinson

My dealings with Emil Daniel were very courteous and professional. I would highly recommend him.

Robert Ferguson

Eric was name of the agent who called me. Very professional and polite. Everything was done easily over the phone ie: questionnaire and payment. After determining that I qualified for coverage he quoted me a very reasonable rate for a 10 day vacation.

Will Penner

Excellent service from my Representative Prell Wilkinson

Marcel Garnier

The person I dealt with on the phone was very knowledgeable and very helpful

Randy Bogdan

I found Emile to very helpful. I believe that he did his job effectively and efficiently!

Bea Shumey

Prell at Alliance offered me three quotes for my trip and they were all better than my local BCAA and Blue Cross quotes for travel medical insurance and trip cancellation insurance. prell was delightful to deal with and I will go back to her again.

Vince Mazzei

Very good experience Eric was very helpful.

Mona Lee Currie

Daniel is very easy to talk to and understood what I wanted. He found an amazingly good rate for travel insurance. I tried 4 different companies and 1 refused us because my husband is over 75, another because we took 6 or more prescription drugs and the other 2 had rates so exorbitant you would've had to be extremely wealthy to afford them. Thank you Daniel

Felipe Gonzalez

I dealt with Emil Daniel and he was great. Very patient and informative.

Lorraine Babineau

Theresa was excellent at her job and brief.

Joanne Boissonnault

Theresa was excellent! Friendly and knowledgeable. Made for an easy transaction. No pressure.

Ben m

Marnie Law

Michael Breen with Insurdinary provided excellent service, and responded to me in a timely manner. He also followed up later as he said he would and was generally knowledgeable and pleasant to deal with. I would definately purchase insurance from him again.

Del Materi

Good friendly service -Thanks Michael Breen!However, after receiving the policy medical wording after the above review that was 5 stars, I found out that Michael had included a part that was not there previously -he filled in a part that was not true as he made some assumptions. Manulife confirmed that this statement would increase the premiums that I had already paid. I was able to cancel the insurance and am now waiting a promised full refund. Michael made an error that I believe to be unintentional but serious never the less. Make sure you read over the wording carefully as errors are made sometimes!

ingrid folkins

Rena George

Dornaz has done an excellent job dealing with our medical insurance requirement . She has done a professional job by selecting the best option for us.RegardsRena

Nancy Dumbrell

Karin Eaton

While looking for travel insurance I found Alliance Income. Jessica followed up quickly and was extremely patient, helpful and quick to respond to all my questions.

Connie Anweiler

David Bratton

Dornaz contacted me regarding health, dental and drug coverage and she advised me of the costs involved for proper coverage. She also offered travel insurance but was a month too late so I will consider it late next year. She did an excellent job making me aware of my options.

John McNamee

Prell has given me absolutely tremendous, friendly service in arranging (what turned out to be) a complicated health insurance policy for my wife and I (due to my recent health issues)! I am very grateful for the time she spent with me on several long phone calls making sure she got everything right. I would highly recommend her to anyone needing this kind of insurance.

Terry Jesty

Very professional and documents received promptly.

Beth Bender

I requested a travel medical insurance quote. Michael Breen was able to give me immediate information and processed my request same day.

Noelle Taylor

Aneka Cleaver

Dave Earle

Hello, I recently retired and lost my health and dental coverages accordingly. I shopped around a little and was contacted directly by Eric Clementi. He was very helpful and patient with all my questions. He answered them all very clearly. He was a great help and now I have health and dental benefits beginning November 1, 2022. Happy day!

Gini Thompson

Really enjoyed dealing with Michael. I talked to several agents and I went with Michael, he was very informative, knew his stuff. He followed up but didn't hound me like some other agents.

Alecia Mcpherson

Eric was very detailed and helpful, he was very patient in giving me the information to complete this process!

Dale Aris

I contacted Insurdinary online and received a callback very quickly from Eric of Alliance. Eric provided a quote for Health and Dental benefits that was better than any other plan I was considering. The process to enroll was quick and easy.

Themadhatters Diane Turner

Helene Marchand

We had excellent service with Eric. You are lucky to have him as an employee. He was very patience with us ( we are seniors) and very helpful.

Klaas Van Wieren

Prell, was there the whole time, made time to get answers and work with me, detail after detail

nwyryha

Michael was extremely helpful and personable, presenting several options. Thanks so much

Elizabeth VanVolkenburg

Very happy with whole outcome...Jessica was very helpful and found the application quite simple to fill out

Heather Harris

Had very good service from Michael Breen of Insurdinary. He was very pleasand and efficient.

JASON PRICE

Rick Bernard

Eric was very professional and explained the application process very well

Marlene Seibold

Jessica was great! Made everything easy to understand.

Wendy Davidson

I spoke to Emil today. He was very personable and got me what I needed. Very happy with results!

Jackie Fredsberg

Very professional and quick!

eric polley

Very easy man to talk to,told him what was looking for he me a couple quotes ,now we ha e health Insurance and dental. Thank you

Volzar

I was helped by an agent named Eric, and he was super helpful! Answered all my questions about what I needed and gave me the best insurance plan based on my needs. Recommend

Rebecca Novak

Great customer service and insured I have the best plan!! Eric helped me out in this!!! Thanks for your help

Jan Fredrik Moe

I dealt with a very knowledgeable agent who not only made it a seamless experience, but who also saved me money.

Michelle Morrison

Friendly servicePrompt call backVery helpfulThanks

Debbie Dagenais

Very friendly and professional

Lynn McBride

I went online to find Emergency Medical coverage for my trip to Calgary and later on Mexico. I usually check out a few policies and pick the one that meets my needs.In this case I filled out the info required and was trying to find out cost etc and wasn’t able to complete it as I have poor wifi often. So I decided to leave it and come back to it another day. I then got a phone call message that Jessica was trying to connect. We spoke the other day and she was very knowledgeable and we were able to get coverage for both trips at a very reasonable price and I was very pleased with it all.Cheers Lynn McB

Jim Pangle

Roy Garner

Great Professional service met all our needs.

Karlee Chagnon

Sylvia Delios

I was extremely impressed by the professionalism and knowledge that Dornez gave me when applying for my travel insurance today. I am confident I can now enjoy my vacation with the right plan.

Ron Becker

Eric was very helpful and informative.

alisha bhatia

bayboy49

Laura Erlam

Carla Cranna

Prompt and efficient service from Theresa @ Alliance!

Elise Losier

Theresa was a very nice person to talk with. She explained very well the travel insurance that I wanted and I took it. Thank you very much for your professionalism.

Constance McCall

Eric was fantastic and had me set up in minutes. 5 stars!

Krista Horton

Very patient with me. Answered all my questions fully. Bought trip cancellation/interruption insurance. Hopefully all goes well. Eric Clementi was out agent. Easy to reach and work with. Very knowledgeable and thorough.

john petersen

Tina Basnett

Gayle Ventures Caga

It was a great experience on the phone with Eric. He was patient and understanding of my needs re: insurance. He speaks clearly, and I felt like he wanted to make sure that I understood the policy. He sent me details about the plan and I’m looking forward to using my insurance soon, hoping there will be no problems with it.

Ashley Goltz

Jessica Munro was Very helpful and made it a very pleasant experience

Lyle Pickering

I enjoyed speaking with Dott . Her sincere discussion of product made my decision easy.

Gerald Moquin

Calvin Isaacs

Patrick Forbes

Rhea Abayan

Kim Boudens

Sheri Trampuh

Jessica was super helpful and quick to answer all of our questions.

Darilyn Engels

DIY Framing Team

Dornaz was very pleasant and helpful. She responded quickly to my many questions and helped co-ordinate 3 different policies, each catered to our individual needs. It was a great experience.

elizabeth bard

Thank you Michael for helping me. You were a pleasure to deal with and made me feel that you really wanted me to have the best plan

Lin Prokopiuk

I talked on the phone to Eric who was very nice and helpful but when I phoned back I talked to a lady with a french accent who was very rude ! She was upset that I didn't have my contract number and yelled at me , so I hung up on her . I didn't get her name as she said it so quiet .

Bernard Ginette

Je suis très satisfaite des conseils obtenus par Theresa Heuser. J’ai obtenu un excellent service en français. Theresa est efficace et a patiemment répondu à toutes mes questions. Merci

walter zorzi

Spoke to Donaz in regards to insurance for my wife and myself, Donaz was very helpful in explaining the different plans and recommending what our needs were. Thank you Donaz job well done.

Matija McLean

Eileen Canning

Jaeda Thurber

Eric was very helpful as it was my first time applying for insurance and he made the process seamless

Jonathan Slade

Had a great experience with Insurdinary and with Dornaz who was super helpful in finding me the best plan and the best coverage for my needs. Awesome service, quick responses, and answered all my questions and then some. Highly recommended.

Bryson Mitchell

Beverley Evans

Great service,Tomas was very helpful.

Gursel Aslan

Alisa Cheung

Eric was very helpful and informative! He sent me the health insurance policy and gave me time to decide. He also provided me with many different options for insurance. The rates I felt were fairly priced. Better to have insurance and not need it than need insurance and not have it (and end up paying an arm and a leg!!!) Medical emergencies are often unexpected! Thanks for making this a seamless process, Eric!

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Manulife FlexCare Health and Dental Insurance Plans

Manulife FlexCare Plans Comparison Table

Drug Coverage(expand for details)

Dental Coverage(expand for details)

Vision Care(expand for details)

Extended Health Care Benefits(expand for details)

Drug Coverage(expand for details)

Vision Care(expand for details)

Extended Health Care Benefits(expand for details)

Dental Coverage(expand for details)

Vision Care(expand for details)

Extended Health Care Benefits(expand for details)