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Industrial Alliance Pacific Life Health Insurance

IA Pacific Life Health Insurance Overview

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Industrial Alliance Pacific Life is a Canadian insurance company. It was founded in 1951 and based in Scottsdale, Arizona. Industrial Alliance provides insurance services, financial products, and services throughout Canada and the United States. It was acquired by Industrial Alliance Insurance and Financial Services (IA Financial Group) on June 30, 2012. IA Pacific offers several insurance products such as permanent life insurance, term life insurance, critical illness insurance, and lots more.

What are the Health Insurance Plans Offered by IA Pacific Life

Industrial Alliance Pacific Life provides robust health coverage. The coverage includes paramedical and medical care as well as dental and vision coverage.

The medical and paramedical care offers reimbursements for hospitalization fees, prescription drugs, medical care, ambulance fees, emergency expense outside the province and paramedical care.

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What Does IA Pacific Life Insurance Group Benefit Cover?

Being a subsidiary of IA Financial Group, Industrial Alliance Pacific Life Insurance offers several group insurance coverage, such as:

  • Medical and paramedical care.
  • Homecare insurance.
  • Vision and dental care.
  • Life insurance and accidental death and dismemberment insurance.
  • Short and long-term disability insurance.
  • Travel insurance.
  • ExtensiA optional insurance, and
  • Transit

Industrial Alliance also provides plans for small and medium-sized businesses as well as for large companies.

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IA Pacific Life Health Insurance News

IA Financial Group, the parent company of Industrial Alliance Pacific Life, has achieved notable milestones both in its first and second quarters in 2018. In its first quarter that ended on March 31, 2018, Industrial Alliance reported a net income due to common share of $139.2 million, the reported diluted EPS (Earnings per Common Share) was $1.29 which is +25% YoY and its return on shareholders’ equity (ROE) for the last 12 months was 11.6%. The core EPS was $1.32 (+26% YoY).

To learn more about IA Pacific Life, click here.

IA Pacific Life Health Insurance Frequently Asked Questions (FAQ)

Are my dependents and I covered when I travel?

Yes, you are covered for any travel outside provide or country. However, your dependents must be eligible for the QPAT’s group insurance plan to be covered.

  • What coverage applies to me when I travel out of the country or province?

IA provides several coverage benefits to the insured when traveling outside Canada or province. These include:

  1. Accommodation in a hospital.
  2. Prescription medication due to a medical emergency.
  3. Physician services.
  4. Diagnostic and laboratory services, medical imaging.
  5. Hospital and outpatient supplies and services. Etc.
How long can I travel outside my province or Canada?

You are expected to spend less than 90 consecutive days when you travel outside your province or Canada. The benefit does not cover you if you spend more than 90 days.

How do I fill out the claims form?

Follow these processes to fill out your claim form.

  1. Verify your personal identification information and make appropriate corrections.
  2. If your public health insurance number does not appear in the form, make sure you indicate it.
  3. Provide detailed answers to every relevant question in the form.
  4. Ensure that the form is properly signed in the appropriate place indicated in the form.
Will the plan cover the cost of refilling my prescription while travelling if I forget my prescription medication at home?

No. Prescription medication may only be covered if it is prescribed as a result of a medical emergency situation that arose outside a province or country.

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