Insurdinary Editorial Team

Many Canadians skip life insurance due to myths. The truth? It’s affordable, necessary at any age, and employer coverage isn’t enough. Get your own policy to protect your family—no excuses.

To apply for Canadian citizenship, you must be a permanent resident, have lived in Canada for 3 of the last 5 years, meet language and tax requirements, and pass a citizenship test. Apply online or by paper, then attend your test and take the Oath of Citizenship.

A Canadian citizen can vote, get a passport, and never has to renew their status. A permanent resident can live and work in Canada but must renew their PR card and can’t vote. You must be a PR before becoming a citizen.

Yes, subscription services can ruin your budget. Small monthly fees add up fast, especially when you forget to cancel or subscribe to similar services. Track what you use, cancel what you don’t, and set a limit to avoid overspending.

Canada’s public healthcare doesn’t cover everything. These 6 types—long-term care, disability, critical illness, private plans, travel insurance, and group coverage—fill the gaps and protect you from big out-of-pocket costs.

If your child hates brushing, make it fun—use music, let them pick their toothbrush, and brush together. Stick to a routine, praise their efforts, and avoid pressure. If issues continue, talk to a pediatric dentist.

At 30, health insurance is essential because it protects you from unexpected medical costs, covers emergencies, helps manage chronic conditions, supports mental health care, and secures your financial future as you age.

In your 20s, focus on budgeting, paying off debt, saving for emergencies and retirement, and getting basic insurance. These simple steps help build a strong financial future.

Buying life insurance for your parents in Canada is a smart way to help cover future expenses like funeral costs or unpaid debts, and to ease the financial burden on your family. To do this, you’ll need their consent and proof of insurable interest. It’s important to compare policies, consider their age and health, and ensure the coverage fits your budget and goals.

To get the best motorcycle insurance in Canada, compare quotes, know your coverage options, ask for discounts, bundle policies, and pay upfront to save.