Illness, accidents, and injuries related to work can occur in most professions but some jobs are more prone to accidents and injuries than others. People doing a hazardous job are open to high risk of unfortunate accidents. This means that they need to protect themselves with adequate health coverage to cover such hazard. Besides, you still need such coverage even if you are at home. This is why Blue Cross provides this plan to cover medical expenses due to an accident.
A lot of medical expenses are covered by this plan and they attract different kinds of reimbursement. For instance, the purchase or lease of equipment like canes, casts, orthopedic corsets, oxygen systems, respirators, trusses, and walkers attract unlimited reimbursement. Also, unlimited reimbursement applies to ambulance service, costs of laboratory tests, and semi-private room hospitalization.
Features Covered by the Express Plan: Insurance for Medical Expenses
The express plan also covers paramedical services like osteopath, audiologist, speech therapist, psychologists etc with coverage of $20 per treatment and a maximum of $300 per year. It also covers x-rays by a chiropractor for $25 per year, 20 eight-hour periods per year nursing care, and dental care up to $1,000 per accident. The coverage ends on the contract anniversary that coincides or follows your 80th birthday.