GMS ChoicePlan
GMS Choice Plan – The Coverage You Need When You Lose Your Group Insurance Plan
Being employed could be stressful; you have a boss who probably dictates a part of your life. But, you also benefit a lot as an employee. For instance, you automatically qualify for a group or employer insurance plan if your employer offers such a feature. Self-employed folks and people who lose their jobs have to cater for their health insurance needs on their own. The financial involvement could be very high but luckily for you, GMS ChoicePlan is an affordable option for you.
GMS ChoicePlan is an excellent option for you if you are looking for a mix of value and relevance with affordability. This plan offers all the benefits of GMS EssentialPlan with a lot of other interesting features as well. Some of the added features include higher maximums as well as prescription drug, vision care, travel emergency medical coverage, to mention a few.
Benefits of the GMS ChoicePlan
The ChoicePlan offers a lot of interesting benefits that make it easy for you to enjoy every bit of your coverage. For instance, the insured will enjoy a benefit of 80% on formulary prescription drugs up to $1000, $2000 in accidental dental per injury, 80% in private duty nursing up to $3000, $300 in custom-made foot orthopedics and orthopedic shoes, 80% in preferred hospital room up to $5000, 80% in health practitioners up to $600 combined maximum, and so forth.
- GMS Replacement Health coverage ChoicePlan is designed to provide an affordable coverage to you when you lose your employer or group plan.
- It offers guaranteed acceptance and no medical question is required to enroll to the plan but you are required to apply to the plan within 60 days of losing your group plan.
- The plan offers all the benefits of the EssentialPlan as well as some higher maximums. It further includes the benefits of prescription drug, travel emergency medical coverage, and vision care.
- It provides coverage of 80% up to $1,000 for formulary prescription drugs.
- It also provides dental care benefits of 80% preventative and basic, 50% major and $1250 combined maximum.
- The plan provides coverage for accidental dental ($2000/injury), private duty nursing (80% up to $3,000), preferred hospital room (80% up to $5,000), as well as health practitioners, hearing aids, unlimited ground and air ambulance, funeral expenses on accidental death up to $4000, medical equipment and supplies, breast prosthesis, annual travel, to mention a few.