Insurdinary logo

Get insurance rates in minutes and compare

GMS ChoicePlan

GMS logo

The Choice is yours with GMS Health Insurance Plan

The perfect choice for your replacement insurance coverage.

When you have a job and have firmly established yourself as a go-to person for certain types of work or projects, the last thing on your mind is getting laid off. But, unfortunately, layoffs do happen, and often when you least expect them.

Adding to the frustration surrounding losing your job is losing your group health insurance benefits. Without those in place, you will have to pay out-of-pocket in order to cover certain medical costs. These add up quickly, especially during emergency situations.

If you’ve recently lost your job and benefits and require coverage for medical expenses you’ve incurred, there is a solution. The ChoicePlan from Group Medical Services provides replacement insurance coverage with guaranteed acceptance so you can manage your family’s health during gaps in your employment. You can apply for this coverage within 60 days of the loss of your group benefits plan.

What are the benefits of having a GMS ChoicePlan?

The ChoicePlan is the intermediate of the three replacement insurance coverage products offered by GMS. Its coverage level is higher than that of the EssentialPlan, but just under the PremierPlan

The benefits of GMS ChoicePlan include:

  • Private duty nursing (80% up to $3,000)
  • Preferred hospital rooms (80% up to $5,000)
  • Coverage for prescription eyewear and eye exams
  • Accidental dental coverage (up to $2,000 per injury)
  • Funeral expenses on accidental death (up to $4,000)
  • Coverage for formulary prescription drugs (80% for up to $1,000)
  • Dental coverage (80% preventative and basic; 50% major; $1,250 combined maximum)
  • Services provided by health practitioners, such as chiropractic treatment, naturopathy and massage therapy.


Where can I get GMS ChoicePlan coverage?

Like GMS’s other replacement insurance coverage products, the ChoicePlan is available from most insurance brokers. You may also want to do some additional research beforehand by comparing insurance online before you make your decision.

Other GMS Products

Learn more about GMS’s other insurance offerings.

  • BasicPlan Health Insurance

    BasicPlan is an affordable GMS health insurance product that is designed to cover for unexpected emergencies, including those fundamental health benefits not covered under your provincial health plan, such as ambulance services, preferred hospital rooms and in-hospital drugs. This plan is upgrade-able if ever you want to add prescription drug and dental coverage, and hospital cash to cover out-of-pocket expenses when you have an extended hospital stay.

  • OmniPlan Health Insurance

    OmniPlan is a superior GMS health insurance product that provides extensive health benefit coverage including health practitioner services like physiotherapy and massage therapy, vision care, and glasses. This plan is upgrade-able if ever you want to add prescription drug and dental coverage, and hospital cash to cover out-of-pocket expenses when you have an extended hospital stay.

  • PremierPlan Replacement Health Insurance

    PremierPlan is the most comprehensive GMS replacement health benefits package that is designed for Canadians who wants greater coverage for prescription drugs, dental, vision, physio, massage and travel emergency medical insurance for longer trips!

  • StudentPlan Travel Insurance

    StudentPlan is a GMS travel insurance product that is designed for Canadian students (available to under age 55) that want to study outside of their province of residence or country of residence. This plan can helps fill those gaps helping you and your family feel safe so you can focus on your education.

  • GMS Immigrants & Visitors to Canada Travel Insurance

    GMS Immigrants & Visitors to Canada is a GMS travel insurance product that is designed for Immigrants & Visitors to Canada that want to have a peace of mind during their entire stay in Canada. You can choose the amount of insurance coverage between $25,000, $50,000, $100,000 or $150,000 in total.

Additional resources

Read more about health insurance from these informative articles to help you decide in choosing the right plan for you.


Need a GMS ChoicePlan Quote?

Insurdinary provides a comprehensive quotes comparison sends straight to your inbox so you can start comparing health coverage in minutes. See plans from several major Canadian insurers to choose the right option for you. Our customer health specialists are also available to address your questions and concerns.

For more information, you may contact us at 1-877-574-7475, or complete the form below.

  • By clicking on Get a quote, you agree to our terms and conditions. You provide consent to be contacted for the purpose of being provided information, rates and details on any product from any insurance company or financial institution. You can unsubscribe at any time from this service.
Google Rating
Facebook Rating