Companies That Care: How Health Insurance from RBC Can Protect You

Posted on December 31, 2018

With nearly half a million people in Canada uninsured and many other underinsured, it's hard to find companies that really care about your health. A truly holistic and healthy lifestyle includes taking care of your mental health, physical health, and financial health. When you get health insurance from RBC, you get the chance to have a broader sense of health than ever before.

Here is everything you need to know about what RBC provides with health insurance and all of life's foibles.

1. Supplement Your Health Card

With the world-renowned care you get via your province or territory with the Canadian healthcare system, you're covered for all of your necessities. Since you don't have to worry about going to your primary care doctor or an emergency room like the Americans do, you don't need coverage with the basics. However, there are lots of other elements to your health that are overlooked by the Health Card.

One major piece of the puzzle that's missing is your ability to stay protected in case of disability. If you end up disabled or unable to work, you'll find that you're going to have a tough time maintaining your lifestyle and protecting your income. Becoming disabled is traumatic and if you work in a difficult or dangerous job, it's a reality you need to prepare for.

If you end up critically ill, you need to have the same kind of protection. While a short hospital stay might be covered by your current insurance plan, critical illnesses require longer visits, specialists, and medication. These things aren't covered by most national or provincial plans, so be prepared if your family has a history of chronic disease.

In general, you can get coverage to supplement your Health Card that's meant just for hospitals. For a low price, you'll be sure that you have the coverage for hospital and recovery fees that you incur in case of an accident or an illness.

2. They Offer Car and Home Insurance Too

If you want 360-degree coverage that extends to your everyday life, you need to consider getting a car and home insurance from RBC. The kind of insurance that they provide means that you'll be covered in case of an accident and your property will be safe as well. But they both extend much further than that.

When you get car insurance from RBC, you get coverage from one of the best financial institutions in Canada. Their dependable and trustworthy reputation ensures that you get the service you deserve. With their car insurance, you can get the coverage you need at the level you need it, and drive around with peace of mind.

For most people, their home is the biggest asset that they own. If something happens to their home, they lose a large majority of their wealth and their ability to have one of their basic needs met. Gambling with your home isn't worth it, so make sure you're covered by the Royal Bank of Canada's insurance plan.

A home insurance plan usually extends further than the boundaries of your home. Look into the additional features of your plan, because you could be protecting other expensive assets you own. If you're a filmmaker and have expensive film equipment, some homeowners insurance plans even cover these items.

3. Stay Covered When You Travel

When traveling, it's vital to stay protected. Obtaining health care when you're out of town is a challenge, especially if you don't speak the language. If you're on a fairly tight budget, you don't want to sign up for care that you can't afford and have bill collectors from around the world calling you.

RBC travel insurance is available to people who aren't even clients of RBC. However, if you are a client, you get to qualify for programs like the HealthProtector plan, which is exclusive to RBC. However, expect great things no matter which plans you choose.

With an RBC plan, expect unlimited travel medical insurance. While some banks just give you the travel insurance that other companies provide under their own umbrella, RBC is different. Their insurance is underwritten by RBC, meaning that it's fully supported by the power of the bank itself.

They provide 24/7 emergency travel assistance to anyone anywhere in the world. Worldwide travel insurance is rare and usually pretty expensive. However, with RBC, you get the best without any strings attached.

4. Even Insure your Assets

With the help of RBC, you get the ability to protect the assets you have, even including loans, credit cards, and mortgages. When you're protected by RBC, you have the whole bank behind you, ensuring that you have a financial safety net.

With their own patented LoanProtector insurance, you get the chance to have a line of credit with RBC that comes with a financial safety net. Since no one takes out a loan without some serious attachment to those funds, whether business or personal, you want that money protected.

With their HomeProtector insurance, you back up the mortgage you've taken out with RBC. It protects you in case of emergencies, problems, or hiccups along the path to homeownership.

If you just want to protect your credit card and your balance in difficult times, their BalanceProtector Premiere plan ensures that you get it. When things get tough, you'll have insurance around this card to keep afloat.

Health Insurance From RBC Gives You Everything

When you sign up for health insurance from RBC, you get the chance to be covered in ways that other companies don't dare to cover you. RBC offers so many options for coverage that there's no reason to go to any other company.

For more information to compare with the other companies in Canada, check out our latest guide.

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