Insurdinary Blog - Money Saving Tips & Articles

In 2025, speech therapy costs in Canada range from $140–$180 per hour with an SLP, and $100–$130 with a CDA. Assessments cost $150–$200. Ontario and BC are the most expensive, while eastern provinces offer lower rates. Teletherapy is widely used and often cheaper by 10–15%.

As of 2025, the average cost of a burial in Canada ranges from $4,000 to $15,000, depending on the type of service chosen. A traditional burial is the most expensive, typically costing $10,000 to $15,000, while direct burial and green burial are more affordable, averaging $3,000 to $7,000. Cremation with ash burial and aquamation are the most cost-effective options, ranging from $2,000 to $5,000. Final costs vary by region, funeral provider, and the level of customization.

To get health insurance with Blue Cross Canada, visit the website of your provincial Blue Cross organization, use the “Get a Quote” tool to compare plans, and choose the coverage that fits your needs. You can apply online or speak with an advisor. Plans are available for individuals, families, retirees, and those without employer coverage, with options for health, dental, travel, and critical illness insurance.

In 2025, Canadians can file their taxes for free using top-rated software like Wealthsimple Tax, TurboTax Free, H&R Block, and UFile Free. These platforms offer easy-to-use interfaces, CRA Auto-fill, and NETFILE certification for fast and secure submissions. Whether you have simple or more complex returns, these options are perfect for saving time and money this tax season.

Yes, you can get a credit card with bad credit in Canada by applying for a secured credit card or a guaranteed approval card. These options require a refundable deposit and are designed to help you rebuild your credit score through responsible use and on-time payments, with most reporting directly to Equifax and TransUnion.

To choose the right funeral insurance in 2025, estimate your end-of-life costs, assess how much coverage you need, and pick a suitable policy type. Compare providers based on price, coverage, and reputation. Consider regional cost differences and consult an advisor to ensure your plan fits your needs.

To choose the right health care plan in 2025, compare basic vs. comprehensive coverage, consider your family’s medical needs, check what’s included (like dental, drugs, vision, and mental health), and review costs like premiums and deductibles. Use comparison tools or talk to a broker to find the best plan for your budget and lifestyle.

Funeral insurance helps Canadians in 2025 save money and reduce stress by (1) locking in prices, (2) preventing overspending, (3) spreading costs, (4) avoiding debt, and (5) offering flexible, tailored policies.

Avoid investing mistakes by diversifying, sticking to long-term goals, understanding your risk tolerance, and being mindful of fees. Don’t let emotions drive decisions, keep an emergency fund, and regularly review your investments to stay on track.

Life insurance does more than cover funeral expenses. In 2025, it offers powerful yet often missed benefits—like tax-free wealth transfer, living benefits, debt protection, and income replacement. These features can help you build wealth and secure your family's future while you're still alive.