Rhonda Gary

Yes, a financial advisor can help with insurance decisions by recommending the right coverage, aligning policies with your financial goals, and helping you save money through comparisons and regular reviews.

The Toronto to Quebec City road trip is a popular Canadian travel route offering a mix of urban attractions and natural landscapes. Perfect for a weekend getaway or multi-day adventure, it lets you experience the best of Ontario and Quebec in one drive.

The drive from Calgary to Montana takes about 7 hours and features scenic stops like Writing-on-Stone Park and Glacier National Park. Bring a valid passport and enjoy a mix of nature, culture, and adventure along the way.

Canadian dental codes are standardized five-digit numbers that identify specific dental treatments. They help dentists bill accurately and let patients understand costs and insurance coverage.

You need at least the minimum coverage required by your province, but most drivers should get higher liability limits and optional coverage for better protection.

A Toronto to Buffalo road trip is a quick 1 hr 40 min drive via the QEW, perfect for Niagara Falls, shopping, and dining. Check border wait times, carry travel documents, and stop at Niagara-on-the-Lake or Buffalo’s Canalside for extra fun.

In Ontario, children must use a booster seat if they are under 8 years old, weigh between 18 kg and 36 kg (40–80 lbs), and are less than 145 cm (4'9") tall. The booster seat helps position the adult seatbelt correctly over the child's chest and hips for maximum safety. Failing to follow these laws can result in a $240 fine and 2 demerit points. Always ensure the seat is properly installed and not expired.

Canadians and newcomers can apply for a SIN online, in person, or by mail. You can renew temporary SINs by submitting updated permits, and request replacements if your SIN is lost. Always keep your SIN secure and only share it when legally required.

You’ll receive your CPP payment on the third-to-last business day of each month in 2025. For example, January's payment arrives on January 29, and December's on December 22. If you use direct deposit, the funds will be in your account on these dates. If you receive cheques by mail, expect delivery a few days later.

A TD specimen cheque provides essential banking information like your transit number, institution number, and account number, used for setting up direct deposits and pre-authorized payments. It can be easily obtained through TD EasyWeb, the TD app, or by visiting a branch.