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7 Tips for Getting the Best Health Insurance for Visitors to Canada

on 25 Dec, 2018

Tourism to Canada has risen steadily since the 1940s and the country now enjoys roughly 20 million visitors each year.

If you’re considering visiting Canada in 2019, the excitement of seeing things like Moraine Lake or Jasper National Park might have you feeling overwhelmed. Despite your enthusiasm, it’s important that you stay as level-headed as possible and get your affairs organized prior to crossing into the country.

Specifically, it’s important to take care of all of your “health insurance for visitors to Canada” needs. 

Health insurance when visiting Canada or “travel insurance” is an important comportment to any successful international excursion.

To make sure that you get the best policy possible, our team shares 7 simple things to consider before buying into insurance.

1. Consider Coverage Over Price

Insurance is available for all budgets. This is especially true for travel insurance policies.

When you’re weighing your health insurance for visitors to Canada options though, you’re going to want to focus more on coverage than on price.

Some low-cost travel insurance policies burden policyholders with high co-pays and low coverage limits. This can cause you a lot of problems if you incurred a serious illness or injury abroad.

To make sure that you’re well covered, we recommend paying a slight premium if it means securing a high-quality policy.

2. Be as Accurate as Possible When Applying

You’ll be asked to disclose a lot of information about yourself and your upcoming trip in order for policy providers to be able to offer you a quote. It’s imperative that you’re accurate during this process.

One misstep when applying and your coverage may end up being voided when filing a claim.

If for any reason your visit to Canada extends beyond the coverage window you initially applied for, you can get in touch with your insurer and extend your coverage to account for any additional days.

3. Ask Questions of Your Provider

Applying for insurance can be a cumbersome process. There are a lot of terms thrown around, a lot of unique situations where your coverage may not apply, and other headaches to navigate.

Despite the potential for confusion, it’s your responsibility to do your best to make sense of the insurance policy you’re buying into.

The best way to do that is to read everything closely and to ask questions of your provider.

Most insurance providers feature outstanding customer support specialists that are available to walk you through scenarios and help bring you peace of mind in regard to your coverage.

Don’t hesitate to give your company a call before, during or after your coverage period if you’re not sure about something.

4. Seek Referrals From Friends and Family

If you’re confused as to where you should start your health insurance for visitors to Canada policy search, try tapping your immediate network for suggestions. 

You might be surprised to learn who has bought travel insurance in the past and what they recommend as far as policy providers are concerned. 

5. Leverage Online Insurance Finding Tools

If your immediate network isn’t turning up any insurance policy leads, you can leverage sophisticated online policy comparison tools to find what you’re looking for. 

Our team at Insurdinary, for example, has hundreds of travel insurance providers that you can compare and contrast at the click of a button. If any of the policies in our network interest you, buying coverage is just as simple as finding it.

You can find, compare, and buy travel insurance for your Canada visit by clicking here.

6. Figure Out What The Claims Process Looks Like

The whole point of carrying insurance is so you can easily access the money you need should a covered event come up. That’s why it’s important to understand what your insurance provider’s claims process looks like before signing up for coverage.

In some cases, your insurance provider will ask that you cover expenses out of pocket and then file a claim for reimbursement later. In other cases, your insurer will allow medical providers to bill them directly.

Furthermore, some travel insurance providers are “secondary” providers as opposed to “primary” providers.

That means that they’ll want you to bill your domestic insurance provider for health-related expenses first and then bill them for anything your domestic provider doesn’t cover.

If you’re confused in regard to any of these details when assessing your policy, give your insurance provider a call to sort things out.

7. Take Advantage of Package Deals

Insurance, like most things, is cheaper when you buy in bulk. To give yourself the most bang for your buck, we recommend that you get your whole family (or travel party) insured under one bulk policy.

Doing so can provide you with a number of discounts that will help line your pockets with a little extra cash for having a blast when you visit Canada!

Wrapping Up Finding Your Best Health Insurance For Visitors to Canada Options

If you’re traveling to Canada, you’re bound to have an incredible time.

To make sure that your fun doesn’t come to a halt if you get ill or injured, be sure to weigh your “health insurance for visitors to Canada” options so you can find a policy that’s right for you and your travel group.

If you’re looking for an assist when it comes to comparing your travel insurance possibilities, our team can help.

Insurdinary hosts an extensive network of insurance providers that you can assess, compare, contrast, and buy from with just a few clicks.

To get started, click here and start on your journey to being covered now!

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