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SunSpectrum Permanent Life II Insurance

Get Dependable Permanent Insurance with SunSpectrum Permanent Life II

SunSpectrum Permanent Life II is a dependable and simple life insurance that can provide you sufficient and permanent coverage. As its name implies the coverage lasts for a lifetime and also offers a lot of interesting features such as guaranteed cash values, death benefits, premiums and so forth.

This coverage is for people who need a lifetime protection but at the same time affordable premiums. It is a perfect alternative to term or group insurance packages with lots of mouthwatering benefits. The minimum amount for single coverage is between $25,000 and $10,000 and for joint coverage $25,000. The maximum amount is $10 million.

Features Available in the Sun Life SunSpectrum Permanent Life II Insurance

The plan includes four coverage options namely single life; joint first-to-die two lives; joint last-to-die, premiums to second death, two lives; and joint last-to-die, premiums to first death, two lives.

  • The coverage amount range from $25,000 to $10 million.
  • The death plan guarantees the insured a death benefit.
  • You can get cash values as early as the third year.
  • Additional features available in the plan include policy loans, living benefits, automatic survivor benefit on joint first-to-die and so forth.
  • Optional benefits available in the plan include term insurance benefit, owner waiver death benefit, total disability waiver benefit, accidental death benefit, child term insurance benefit, business value protection benefit and many others.

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