SunUniversalLife II Insurance

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The Perfect Life Protection for both Personal and Business

SunUniveralLife II is a flexible and exceptional insurance plan that provides a comprehensive solution for tax, insurance, and investment needs. It is a complete package that gives you absolute control of your investment as well as several investment account options. This insurance plan is simply a combination of permanent insurance and a flexible coverage to meet changing needs. With the huge optional features and benefits that come along with this plan, the plan can be customized to suit your exact purposes.

Features and Benefits

SunUniversalLife II provides comprehensive coverage. The 5 different death benefits options available in this plan provide an easy way to customize the plan to meet your exact purpose. These include level insurance amount, insurance amount plus policy fund, level insurance amount plus indexing, level insurance amount plus return of payments (ROP) and level insurance amounts plus adjusted cost basis (ACB).

  • Four investment account options are provided in this plan. These include guaranteed interest account, daily interest account, sun life diversified account and managed accounts.
  • If diagnosed with life-threatening conditions, the insured will receive 50% of his death benefit up to $250,000. This is referred to as Living benefit.
  • You can access early death benefit when you select joint last-to-die plus fund death benefit.
  • The coverage options in the plan include single life, joint first-to-die, joint last-to-die with costs payable to the first death, and joint last-to-die with costs payable to the second death.



Additional resources

Learn more about your life insurance options from these informative articles.

Insurdinary provides a comprehensive quotes comparison sends straight to your inbox so you can start comparing health coverage in minutes. See plans from several major Canadian insurers to choose the right option for you. Our customer health specialists are also available to address your questions and concerns.

For more information, you may contact us at 1-877-574-7475, or complete the form below.

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