Rhonda Gary

You’ll receive your CPP payment on the third-to-last business day of each month in 2025. For example, January's payment arrives on January 29, and December's on December 22. If you use direct deposit, the funds will be in your account on these dates. If you receive cheques by mail, expect delivery a few days later.

A TD specimen cheque provides essential banking information like your transit number, institution number, and account number, used for setting up direct deposits and pre-authorized payments. It can be easily obtained through TD EasyWeb, the TD app, or by visiting a branch.

In 2025, cybersecurity threats like data breaches and ransomware are major risks for the insurance industry. As insurers move online, they must strengthen security measures to protect sensitive data, prevent disruptions, and maintain customer trust. The rise in cyberattacks makes robust security and proactive measures essential.

In Ontario, get your G1 by passing a written test at age 16. After 12 months, take the G2 road test. Hold your G2 for another year, then pass the G test to earn your full driver license.

Start early with the Discover Canada guide, take practice tests, join prep classes, focus on key topics like history and government, and be test-day ready with valid ID and a quiet space.

A Used Vehicle Information Package (UVIP) is a mandatory document in Ontario for private car sales. It includes essential details like ownership history, lien status, and vehicle valuation. Sellers must provide it to buyers to complete the sale legally.

In 2025, speech therapy costs in Canada range from $140–$180 per hour with an SLP, and $100–$130 with a CDA. Assessments cost $150–$200. Ontario and BC are the most expensive, while eastern provinces offer lower rates. Teletherapy is widely used and often cheaper by 10–15%.

In 2025, Canadians can file their taxes for free using top-rated software like Wealthsimple Tax, TurboTax Free, H&R Block, and UFile Free. These platforms offer easy-to-use interfaces, CRA Auto-fill, and NETFILE certification for fast and secure submissions. Whether you have simple or more complex returns, these options are perfect for saving time and money this tax season.

Yes, you can get a credit card with bad credit in Canada by applying for a secured credit card or a guaranteed approval card. These options require a refundable deposit and are designed to help you rebuild your credit score through responsible use and on-time payments, with most reporting directly to Equifax and TransUnion.

To choose the right funeral insurance in 2025, estimate your end-of-life costs, assess how much coverage you need, and pick a suitable policy type. Compare providers based on price, coverage, and reputation. Consider regional cost differences and consult an advisor to ensure your plan fits your needs.