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Desjardins Permanent Life Insurance

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Be Protected For a Long Time with Desjardins Permanent Life Insurance

Permanent life insurance is costlier than term life insurance but the overall cost is usually less. If you need sufficient protection for a long time or a cost-effective option, this insurance plan is probably the best option for you. Desjardins provides interesting features in this plan in order to make it highly customizable to suit your needs.


50+ Life Insurance, Savings-Life Insurance, Vision Death Coverage, Vision Paid-up Death Coverage, Participating Life Insurance, and Vision Duo Solution.

Desjardins permanent life insurance has two categories of products namely, without coverage needs analysis and with coverage needs analysis. These options determine the features that would be included in the plan such as no medical exam, advice about the health and disability insurance, financial advisor service, and so forth.

What to Expect From Desjardins Permanent Life Insurance

Desjardins permanent life insurance is the best option for Canadians who want to leave a legacy or an inheritance for their dependents and loved ones. It provides you a sure and effective way to stay insured irrespective of the state of your health. You can even leverage participating life insurance to get dividends paid to you.

  • The permanent life insurance has two categories of products namely, without coverage needs analysis and with coverage needs analysis.
  • In the without coverage needs analysis, you don’t need a medical exam to apply. You only need to answer a few questions.
  • The coverage is also easy to buy and you can purchase the “without coverage needs analysis” product option by caisse or by phone.
  • Depending on the option you choose, you can also get advice for health and disability insurance, financial security advisor service, and an insurance plan that meets your needs.
  • The “without coverage needs analysis” category includes products like 50+ life insurance and savings-life insurance; while the “with coverage needs analysis” includes vision death coverage, vision paid-up death coverage, and participating life insurance.
  • You can leverage the participating life insurance option to receive dividends which will keep growing as long as you live.
  • This is the right insurance plan for those who intend to leave an inheritance for their dependents and to stay insured no matter their health condition.

Ask your Broker about Desjardins Permanent Life Insurance Quotes and Compare!

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Speak to a Customer Services Representative:  1-877-574- 7475

  • Mortgage Representative (Montreal Area): 514-745-9499
  • Mortgage Representative (Elsewhere): 1-844-626-2476
  • Desjardins Advisor (Montreal Area): 514-224-7737
  • Desjardins Advisor (Elsewhere): 1-800-224-7737


Desjardins 995, boulevard Alphonse-Desjardins
Lévis, Québec
Customer Service 1-888-785-5502
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