Desjardins Permanent Life Insurance

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Get Protected for a Life Time

Permanent life insurance is costlier than term life insurance but the overall cost is usually less. If you need sufficient protection for a long time or a cost-effective option, this insurance plan is probably the best option for you. Desjardins provides interesting features in this plan in order to make it highly customizable to suit your needs.

Add-ons Included:

50+ Life Insurance, Savings-Life Insurance, Vision Death Coverage, Vision Paid-up Death Coverage, Participating Life Insurance, and Vision Duo Solution. Desjardins permanent life insurance has two categories of products namely, without coverage needs analysis and with coverage needs analysis. These options determine the features that would be included in the plan such as no medical exam, advice about the health and disability insurance, financial advisor service, and so forth.

Features and Benefits

Desjardins permanent life insurance is the best option for Canadians who want to leave a legacy or an inheritance for their dependents and loved ones. It provides you a sure and effective way to stay insured irrespective of the state of your health. You can even leverage participating life insurance to get dividends paid to you.

  • The permanent life insurance has two categories of products namely, without coverage needs analysis and with coverage needs analysis.
  • In the without coverage needs analysis, you don’t need a medical exam to apply. You only need to answer a few questions.
  • The coverage is also easy to buy and you can purchase the “without coverage needs analysis” product option by caisse or by phone.
  • Depending on the option you choose, you can also get advice for health and disability insurance, financial security advisor service, and an insurance plan that meets your needs.
  • The “without coverage needs analysis” category includes products like 50+ life insurance and savings-life insurance; while the “with coverage needs analysis” includes vision death coverage, vision paid-up death coverage, and participating life insurance.
  • You can leverage the participating life insurance option to receive dividends which will keep growing as long as you live.
  • This is the right insurance plan for those who intend to leave an inheritance for their dependents and to stay insured no matter their health condition.

 

 

Additional resources

Learn more about your life insurance options from these informative articles.

Insurdinary provides a comprehensive quotes comparison sends straight to your inbox so you can start comparing health coverage in minutes. See plans from several major Canadian insurers to choose the right option for you. Our customer health specialists are also available to address your questions and concerns.

For more information, you may contact us at 1-877-574-7475, or complete the form below.

Insurance Product Quote Form (#12)
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