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GMS EssentialPlan

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Giving you all the essentials

Losing a job is tough. Not only does curtail your source of income, it also puts an end to your benefits package. The lack of income coupled with the lack of health and dental insurance coverage can leave you and your family in a bind.

With no insurance policy in place, what happens if you or a member of your family experiences a medical emergency? And how do you cover the costs associated with emergency dental procedures? These can be tough questions to answer, but they don’t have to be.

Group Medical Services has the answers you’ve been looking for. The EssentialPlan gives you access to replacement health coverage so you can cover costs and remain insured while you are unemployed. Best of all, your acceptance is guaranteed, and you can apply within 60 days of the loss of your employee benefits. Read on to learn more about what the EssentialPlan can do for you.

What is included in the GMS EssentialPlan?

The EssentialPlan is the first of three GMS Insurance products that provides replacement health coverage while you are unemployed. It includes several features that are often not included in government health plans and is designed to ensure you receive benefits when you need them most.

The plan includes:

  • Prescription glasses and eye exams
  • Private duty nursing (80% up to $1,000)
  • Unlimited emergency medical transport
  • Preferred hospital rooms (80% up to $2,000)
  • Accidental dental coverage (up to $2,000 per injury)
  • Funeral expenses on accidental death (up to $4,000)
  • Guaranteed acceptance and no medical questionnaire required
  • Specialized treatments, such as massage therapy, naturopathy and more
  • Dental coverage (80% preventative and basic; 50% major; $1,000 combined maximum)

Where can I get GMS EssentialPlan Replacement Health Coverage?

If you are interested in purchasing GMS’s EssentialPlan replacement health plan, speak to an insurance broker today. Before you make the call, take some time to consider your budget and explore your options by comparing insurance quotes.

Other GMS Products

GMS offers a complete line of insurance products whose coverage goes above that of government benefits packages. Visit the links below to get informed before you get insured.

  • BasicPlan Health Insurance

    BasicPlan is an affordable GMS health insurance product that is designed to cover for unexpected emergencies, including those fundamental health benefits not covered under your provincial health plan, such as ambulance services, preferred hospital rooms and in-hospital drugs. This plan is upgrade-able if ever you want to add prescription drug and dental coverage, and hospital cash to cover out-of-pocket expenses when you have an extended hospital stay.

  • OmniPlan Health Insurance

    OmniPlan is a superior GMS health insurance product that provides extensive health benefit coverage including health practitioner services like physiotherapy and massage therapy, vision care, and glasses. This plan is upgrade-able if ever you want to add prescription drug and dental coverage, and hospital cash to cover out-of-pocket expenses when you have an extended hospital stay.

  • PremierPlan Replacement Health Insurance

    PremierPlan is the most comprehensive GMS replacement health benefits package that is designed for Canadians who wants greater coverage for prescription drugs, dental, vision, physio, massage and travel emergency medical insurance for longer trips!

  • StudentPlan Travel Insurance

    StudentPlan is a GMS travel insurance product that is designed for Canadian students (available to under age 55) that want to study outside of their province of residence or country of residence. This plan can helps fill those gaps helping you and your family feel safe so you can focus on your education.

  • GMS Immigrants & Visitors to Canada Travel Insurance

    GMS Immigrants & Visitors to Canada is a GMS travel insurance product that is designed for Immigrants & Visitors to Canada that want to have a peace of mind during their entire stay in Canada. You can choose the amount of insurance coverage between $25,000, $50,000, $100,000 or $150,000 in total.

Additional resources

Read more about health insurance from these informative articles to help you decide in choosing the right plan for you.


Need a GMS EssentialPlan Quote?

Insurdinary provides a comprehensive quotes comparison sends straight to your inbox so you can start comparing health plan in minutes. See plans from several major Canadian insurers to choose the right option for you. Our customer health specialists are also available to address your questions and concerns.

For more information, you may contact us at 1-877-574-7475, or complete the form below.

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