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No Medical Whole Life Deferred

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No Medical Whole Life Protection for Unhealthy People

You are not alone if illness or health conditions have prevented you from getting covered by no medical whole life – immediate plan, a lot of other Canadians suffer different illnesses. However, no medical whole life deferred provides an alternative protection for you and it has a lot of similar features to the immediate plan.

The no medical whole life protection offers you the same guarantees and benefits you will obtain from an immediate insurance product, the only exclusion is that the coverage here will be deferred for the first two years of the policy. In addition, the application process here is super-simple and no guesswork in the process. You just have to complete 8 clear questions and there you go.

What Makes No Medical Whole Life Deferred Excellent?

Assumption Life’s no medical whole life deferred coverage is for individuals aged from 20 to 70. The application process for this plan is seamless and simple. You don’t even need a medical exam or blood test to enroll. In addition, in case of a terminal illness, the plan offers a living benefit of 50% of the insured amount.

  • The plan does not require any medical exam or blood test to enroll.
  • Also, it is for individuals between the ages of 20 and 70.
  • The coverage amount for this plan is between the range of $10,000 and $150,000 (both inclusive).
  • The coverage is deferred for the first two years of the policy
  • Cash values are available in this plan.
  • You can get instant approval if you apply online with LIA.
  • A living benefit of 50% of the amount insured will be paid to the insured in the event of a terminal illness.
  • The plan also includes a transportation benefit up to $2,000 for about 200km.
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