Total Protection

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A Permanent Protection without Medical Exam

Health problems do not give a warning sign before happening and when they occur, they make it even more difficult for you to obtain or purchase insurance. You can take advantage of the simple protection offered by Total Protection to have peace of mind and get the coverage you need.
With Total Protection, you don’t need any medical exam or blood test to qualify for the plan.
Total Protection is for Canadians between the ages of 18 and 80 (both inclusive). The coverage for the plan ranges from $5,000 to $50,000. Furthermore, you can take advantage of deferred coverage for the first two years of the policy. In addition, the plan has a competitive premium and unlike most other plans, there is no waiting period for accidental death coverage.

What makes this product stand out

Assumption Life’s Total Protection is a protection whose value could double in the event of accidental death. The plan includes living benefit at no additional cost. The premium for the plan is reimbursed with 3% interest if death occurs in the first two years of the policy.

  • The plan is for individuals between the ages of 18 and 80.
  • The coverage amount for this plan ranges from $5,000 to $50,000.
  • The plan does not require any blood test or medical exam.
  • Deferred coverage may apply to this policy in the first two years.
  • If death occurs in the first two years of the policy, your premium may be reimbursed with 3% interest.
  • In case of an accidental death, your protection could be doubled.
  • The plan includes cash value and living benefit may be included at no additional cost.
  • Starting from the policy’s third anniversary, the coverage has a guaranteed cash value.



Additional resources

Learn more about other life insurance options from these informative articles.

Insurdinary provides a comprehensive quotes comparison sends straight to your inbox so you can start comparing health coverage in minutes. See plans from several major Canadian insurers to choose the right option for you. Our customer health specialists are also available to address your questions and concerns.

For more information, you may contact us at 1-877-574-7475, or complete the form below.

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