FractureCare Plus Insurance
BMO Fracture Care Plus – The Best Insurance Against Accidents and Fractures
Accidents can’t be wished away. Although traffic rules and improved technologies have gone a long way to minimize accidents, they still do occur. According to Transport Canada, the number of motor vehicle fatalities rose 2% from 1860 in 2015 to 1898 in 2016, however, the number of serious injuries have experienced a downward trend from 10748 in 2015 to 10748 to 10322 in 2016.
The plan will pay you a tax-free cash benefit if you are involved in an accident that caused paralysis, burns, broken bones, or dislocations. The coverage begins to cover you as soon as you pay for your first premium. Furthermore, the plan provides three levels of benefits with each level of the benefits designed to cover accidental death, burns, dislocations, and every fracture.
Key Features and Benefits of Fracture Care Plus
As long as you pay your premium, the plan offers a guaranteed acceptance and protection for life up till the time you receive the Paralysis Benefit. Further, when you turn 81, the benefits amount for this plan will decrease by 50%. In addition, no medical exam or health question is required to apply for the plan and the plan is backed by a 30-day money back guarantee.
- Canadians between the ages of 50 and 75 can enroll in this plan.
- Your coverage becomes effective as soon as you pay your first premium.
- The benefit amount for this plan decreases by 50% when you turn 81.
- The plan provides three levels of benefits which cover accidental paralysis, dislocations, burns, accidental death and all fractures.
- If you are involved in an accident that resulted in dislocations, broken bones, paralysis or burns, you will be eligible for tax-free benefits.
- Your beneficiaries will receive a tax-free lump sum in the event of your accidental death.
- The plan offers a 30-day money back guarantee.
- You don’t need any medical exam and you won’t have to answer any health question to apply for this plan.