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Express Plan: Guaranteed Issue Life Insurance

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Blue Cross Guaranteed Issue Life Insurance with Express Features

The processes involved in life insurance application could be rather tedious. Usually, you have a lot of paper works to do and documents to sign. This makes it not just difficult but increasingly discouraging to opt for life insurance coverage. However, if you really want life insurance coverage with a minimal registration requirement, you need the guaranteed issue life insurance express plan offered by Blue Cross.

Guaranteed Life Insurance implies that the coverage does not involve any questionnaire, medical exam or blood test during the coverage application process.

Furthermore, the coverage benefits are designed in such a way as to assist your dependents with final expense cost.

Features and Benefits of Blue Cross Express Plan

The express life insurance plan has a coverage amount up to $20,000. The coverage amount depends on age. The coverage amount is $2,000 to $20,000 for age 40 to 64, $2,000 to $6,000 for age 65 to 70, and $2,000 for age 71 to 79. Furthermore, Blue Cross will limit its liability to reimbursement of premiums paid for death benefit if death occurs during the first 6 months after the commencement of the insurance contract.

  • The coverage amount for this plan is up to $5,000. The amount depends on the insured’s age.
  • The coverage amount is $2,000 to $20,000 for age 40 to 64, $2,000 to $6,000 for age 65 to 70, and $2,000 for age 71 to 79.
  • Only reimbursement of premiums for death benefits will apply if death occurs during the first six months after the insurance contract is commenced.
  • If the insured commits suicide or attempts to commit suicide within the first 24 months after the effective date of the coverage benefit, the coverage will be deemed null and void. This will hold whether or not the insured is in a sound state of mind at the time of committing the suicide.
  • This is a guaranteed issue life insurance plan. This means that there will be no medical exam, questionnaire or blood test before procuring the plan.

Ask your Broker about Blue Cross Express Plan: Guaranteed Issue Life Insurance Now!

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