Global Plan: Term to 65

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A Robust Life Coverage Up to Retirement

Everyone wants to live a quality life and also secure his retirement. Retirement could either be a burden or enjoyable depending on the preparations you made for it. Interestingly, you can take advantage of the global insurance plan offered by Blue Cross to protect yourself for life even up to your retirement. Blue Cross Global insurance plan is a term life insurance that can extend to age 65. In addition, this plan can be easily converted to a whole life insurance plan with a coverage amount from $5,000 up to $1 million (in $5,000 increment). The insurance coverage is for individuals from age 16 to age 59.

Benefits and Features

Blue Cross term to 65 life insurance plan has a lot of coverage benefits. Some of the benefits that come with this plan include automatic benefit increase, conversion privilege, accelerated benefit, waiver benefits, end of coverage benefit and so forth.

  • The coverage amount for this plan range from $5,000 to $1,000,000 in $5,000 increment.
  • The eligible age for applying for this plan is between 16 and 59.
  • If the insured chooses the option of level premium, the implication is that the premium will be leveled and the amount of premium he will pay will determine by the insured’s age at the time of issue.
  • You can obtain an individual life insurance policy 31 days after canceling or terminating your insurance policy. However, to do this, you must apply in writing with an application form designated for this purpose.
  • If you are disabled before you reach age 60, you will be qualified for the waiver of premiums from the fourth month of your disability till as long as you remain disabled.
  • This coverage becomes ineffective on the contract anniversary that coincides with your 65th birthday.



Additional resources

Learn more about your life insurance options from these informative articles.

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