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GMS Additional Coverage

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GMS Additional Coverage – An Extra Health Insurance For Effective Coverage

There is obviously no one-size-fits-all insurance coverage. Since everyone has unique needs, so does everyone has unique insurance needs. This means that insurance coverage has to be made flexible with optional features in order to serve the insured’s needs as much as possible. Interestingly, GMS Insurance offers additional coverage option to help you improve your plan and make it serve your needs adequately.

GMS additional coverage option provides coverage for basic prescription drug, enhanced prescription drug, dental care, hospital cash, and annual travel. Each of these features can be used to improve your plan and serve your purpose adequately. The feature makes the plan customizable and you can add any of the features to your already existing plan to ramp it up as much as you want.

What Makes GMS Additional Coverage Interesting

The plan covers the cost of basic prescription drug listed under your provincial drug formulary up to $3,500 per person, per year. It also covers enhanced prescription drug up to $5,000 per person per year as well as basic dental care services such as scaling, polishing, oral exams, endodontics, periodontics, oral surgery and so forth.

  • GMS additional coverage provides protection for basic prescription drug, enhanced prescription drug, dental care, hospital cash and annual travel.
  • The plan covers the cost of the prescription drug listed under your provincial drug formulary up to $3,500 per person per year. You are only required to pay $4 for each eligible prescription.
  • It also covers the cost of enhanced prescription drugs under your provincial drug formulary and oral contraceptives up to $5,000 per person per year. It also includes coverage for $800 per person, per year for prescription drugs for medical conditions the insured already has.
  • Dental care basic services cover oral exams, filings, scaling, uncomplicated extractions, polishing, oral surgery, to mention a few.
  • If the insured is hospitalized, the hospital cash coverage will include a daily payment of $100 up to $3,000 per policy year.
  • In the event of a medical emergency, the travel coverage will include in-hospital care, diagnostic services, prescription drugs up to a maximum of 30 days prescription, private duty nursing up to $5,000, road and air ambulance, return of vehicle up to $2,000, return of remains up to $7,000, return of family member up to $1,000, and so forth.

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