What does the Quebec Health Plan not cover?
The Quebec health insurance plan is managed by the Régie de l'assurance maladie du Québec (health insurance board), popularly known as RAMQ. The health insurance plan does not cover medical services that are considered unnecessary or not required. These include the following:
- Services rendered for cosmetic reasons.
- Consultations by email, regular mail, phone or fax.
- Psychoanalysis not required in an authorized facility
Optometric services not covered by the provincial health plan
Several optometric services are covered by Quebec provincial plan, such as emergency examinations performed by optometrists, but some services are not covered.
These services include:
- Examinations to obtain a driver’s license.
- Optical coherence tomographies.
- Purchasing, fitting and replacement of contact lenses or eyeglasses.
- Necessary treatments following an eye emergency.
- Optomaps or photos of the retina.
To get a vision care quote, click here.
Prescription drugs not covered by the provincial health plan
Residents insured under the Public Prescription Drug insurance plan of the provincial health plan can take advantage of the features available in the prescription drug program.
However, not all pharmaceutical services are covered under the provincial plan. Pharmaceutical services not specified in the regulation regarding the basic prescription drug insurance plan are not covered.
To get Prescription Drug Health quote click here.
Dental coverage not covered by the provincial health plan
The provincial plan caters for some services provided by dentists and denturists, however, not all services are covered.
Basically, services that are not specified in the regulation regarding the application of the health insurance act are not covered. Some of these include:
- Dental implants.
- Pits and fissures sealants.
To get a Dental Health quote click here.