Home-based Business Insurance

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The Right Way to Protect your Home-based Business

With the internet revolution, doing business in the 21st century is a lot different from other centuries. You don’t even need to step out of your home to transact with your customers. Home-based businesses are gradually becoming the order of the day. This also indicates the need to not only insure your home but to also insure your home-based business. This is where the Co-operators home-based business insurance comes in. People who have home insurance in the Co-operators do not really need to go for a home-based business insurance because Co-operators home insurance is very encompassing and includes businesses conducted in the home. However, home-based business insurance also has some interesting features that should be highlighted. Some of which include protection for your business property, liability, business continuation expenses and others.

Features and Benefits

The Co-operators’ home-based business insurance is just an extension of their home insurance. The premium benefits of this insurance plan are mouthwatering. It protects you when you are on or off your premise. On-premise protection has a whopping $30,000 limit while off-premise protection has a limit of $7,500.

  • Home-based business insurance protects all your business properties including filing cabinets, samples, supplies, associated software and computers, tools and even customer goods.
  • The on-premise coverage limit is $30,000 while the off-premise coverage limit is $7,500.
  • You will receive a compensation of $1,000 if you lose cash in your business.
  • The liability coverage of this plan covers any kind of property or bodily injury or damage that may occur relating to your services or products. It also covers your customers or anybody running errands for your business against bodily injury such as fall.
  • In case your home is no longer fit to live because of an uninsured loss, you will be protected up to $10,000. An uninsured loss is a loss that is not covered in the main home insurance coverage.



Additional resources

Learn more about your home insurance options from these informative articles.

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