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Compare Top Credit Cards in Canada

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Find the Perfect Credit Cards for Canadians


Find the perfect card for your lifestyle with Insurdinary. The Best credit card comparison website for Canadian like you.

Showing 69 of 69

Tangerine Money-Back Credit Card
Credit Cards in Canada
$0.00

Annual Fee

19.95% (P) / 19.95% (CA)

Interest rates:

19.95% Purchases
19.95% Cash Advances

$N/A

Minimum

Refresh Financial Secured Visa Card
Credit Cards in Canada
$12.95

Annual Fee

17.99% on Purchases

Interest rates:

17.99% Purchases

$N/A

Minimum

Scotiabank Gold American Express Card
Credit Cards in Canada
$120

Annual Fee

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

$5,000

Minimum

Scotia Momentum VISA Infinite Card
Credit Cards in Canada
$120

Annual Fee

20.99% (P) / 22.99% (CA)

Interest rates:

20.99% Purchases
22.99% Cash Advances

$5,000

Minimum

Scotiabank Value VISA* Card
Credit Cards in Canada
$29

Annual Fee

12.99% (P) / 12.99% (CA)

Interest rates:

12.99% Purchases
12.99% Cash Advances

$500

Minimum

American Express Business Gold Rewards Card
Credit Cards in Canada
$250

Annual Fee

30%

Interest rates:

30.00% Purchases

$N/A

Minimum

Scotiabank Platinum American Express Card
Credit Cards in Canada
$399

Annual Fee

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

$10,000

Minimum

Scotiabank VISA Business Card
Credit Cards in Canada
$75
19.8%
$N/A

Minimum

Scotiabank Value No-Fee Visa Card
Credit Cards in Canada
$0.00

Annual Fee

16.99% (P) / 16.99% (CA)

Interest rates:

16.99% Purchases
16.99% Cash Advances

$500

Minimum

Scotia Momentum No-Fee Visa Card
Credit Cards in Canada
$0.00

Annual Fee

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

$500

Minimum

Scotia Momentum Visa Card
Credit Cards in Canada
$39

Annual Fee

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

$500

Minimum

Scotia Momentum Mastercard Credit Card
Credit Cards in Canada
$0.00

Annual Fee

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

$500

Minimum

ScotiaGold Passport Visa Card
Credit Cards in Canada
$110

Annual Fee

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

$5,000

Minimum

Scotiabank GM VISA Infinite Card
Credit Cards in Canada
$79

Annual Fee

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

$5,000

Minimum

Scotiabank GM VISA Card
Credit Cards in Canada
$0.00

Annual Fee

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

$500

Minimum

Scotiabank SCENE Visa Card
Credit Cards in Canada
$0.00

Annual Fee

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

$500

Minimum

Scotiabank American Express Card
Credit Cards in Canada
$0.00

Annual Fee

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

$1,000

Minimum

ManulifeMONEY+ Visa Infinite Card
Credit Cards in Canada
$99

Annual Fee

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

$N/A

Minimum

ManulifeMONEY+ Visa Platinum Card
Credit Cards in Canada
$0.00
19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

$N/A

Minimum

American Express Cobalt Credit Card
Credit Cards in Canada
$120
19.99%/22.99%
$N/A

Minimum

CIBC Tim Hortons Double Double Visa Card
Credit Cards in Canada
$0.00
19.99%/22.99%
$N/A

Minimum

Desjardins Cash Back Mastercard
Credit Cards in Canada
$0.00
19.99%
$N/A

Minimum

Desjardins Classic Visa
Credit Cards in Canada
$30
12.9%
$N/A

Minimum

CIBC Select Visa Card
Credit Cards in Canada
$29
13.99%
$N/A

Minimum

National Bank World Elite® MasterCard®
Credit Cards in Canada
$150
19.99%/22.99%
$N/A

Minimum

VISA Explore Card
Credit Cards in Canada
$110
19.99%/21.99%
$N/A

Minimum

CIBC Dividend Visa Infinite Card
Credit Cards in Canada
$99
19.99%/22.99%
$N/A

Minimum

Visa DOLLARS Card
Credit Cards in Canada
$65
19.99%/21.99%
$N/A

Minimum

Harley-Davidson Mastercard®
Credit Cards in Canada
$0.00
19.99%/24.99%
$N/A

Minimum

CIBC Aerogold Visa Infinite
Credit Cards in Canada
$120
19.99%/22.99%
$N/A

Minimum

Home Trust Preferred Visa
Credit Cards in Canada
$0.00
19.99%
$N/A

Minimum

ECHO® Cashback MasterCard®
Credit Cards in Canada
$30
19.99%/22.99%
$N/A

Minimum

Laurentian Bank Visa Infinite card
Credit Cards in Canada
$130
19.99%/21.99%
$N/A

Minimum

RBC® Cash Back MasterCard
Credit Cards in Canada
$0.00
19.99%/21.90%
$N/A

Minimum

MBNA Platinum Plus® Mastercard® Credit Card
Credit Cards in Canada
$0.00
19.99%/24.99%
$N/A

Minimum

Sony Card MasterCard® credit card
Credit Cards in Canada
$0.00
19.99%/24.99%
$N/A

Minimum

Walmart Rewards MasterCard
Credit Cards in Canada
$0.00
19.89%/21.49%
$N/A

Minimum

FIDO MasterCard
Credit Cards in Canada
$0.00
19.99%/21.5%
$N/A

Minimum

Blue Sky Credit Card
Credit Cards in Canada
$0.00
19.99%/22.99%
$N/A

Minimum

BMO Shell AIR MILES MasterCard
Credit Cards in Canada
$0.00
19.99%/22.99%
$N/A

Minimum

Scotia L’Earn Visa Card
Credit Cards in Canada
$0.00
19.99%/21.99%
$N/A

Minimum

BMO SPC AIR MILES MasterCard
Credit Cards in Canada
$0.00
19.99%/22.99%
$N/A

Minimum

BMO AIR MILES No-Fee Business Mastercard
Credit Cards in Canada
$0.00
19.99%/22.99%
$N/A

Minimum

Platinum MasterCard® Business Card
Credit Cards in Canada
$125
19.99%/22.99%
$N/A

Minimum

Home Trust Equityline Visa
Credit Cards in Canada
$0.00
9.99
$N/A

Minimum

MBNA Rewards Mastercard
Credit Cards in Canada
$0.00
19.99%/24.99%
$N/A

Minimum

BMO CashBack Mastercard
Credit Cards in Canada
$0.00
19.99%/22.99%
$N/A

Minimum

Rogers Platinum Mastercard
Credit Cards in Canada
$0.00
19.99%/21.50%
$N/A

Minimum

The NEW SimplyCash Card from American Express
Credit Cards in Canada
$0.00
19.99%/22.99%
$N/A

Minimum

TD Cash Back Visa Infinite Card
Credit Cards in Canada
$120
20.99%/22.99%
$N/A

Minimum

Scotia Momentum Visa Infinite Cash Back
Credit Cards in Canada
$99
19.99%/22.99%
$N/A

Minimum

Desjardins Elegance Gold
Credit Cards in Canada
$30
19.9%
$N/A

Minimum

Scotiabank Passport Visa Infinite Card
Credit Cards in Canada
$139

Annual Fee

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

$5,000

Minimum

TD First Class Travel Visa Infinite* Card
Credit Cards in Canada
$120
19.99%/22.99%
$5,000

Minimum

BMO AIR MILES World Elite Mastercard
Credit Cards in Canada
$120
19.99%/22.99%
$N/A

Minimum

Best Western Rewards Mastercard
Credit Cards in Canada
$0.00
19.99%/24.99%
$N/A

Minimum

PC Financial World Elite MasterCard
Credit Cards in Canada
$0.00
19.97%/22.97%
$N/A

Minimum

RBC Visa Infinite Avion
Credit Cards in Canada
$120
19.99%/22.99%
$N/A

Minimum

Triangleᵀᴹ World Elite Mastercard®
Credit Cards in Canada
$0.00
19.99%/22.99%
$N/A

Minimum

BMO Shell AIR MILES MasterCard
Credit Cards in Canada
$0.00
19.99%/22.99%
$N/A

Minimum

RBC WestJet World Elite Mastercard
Credit Cards in Canada
$119
19.99%/21.99%
$N/A

Minimum

Pick the Best Credit Card for you this 2019


Find the perfect card for your lifestyle with Insurdinary. The Best credit card comparison website for Canadian like you.

Showing 69 of 69

Annual fee

$0.00

Annual Fee

Interest rates

19.95% (P) / 19.95% (CA)

Interest rates:

19.95% Purchases
19.95% Cash Advances

Credit Limit

$N/A

Minimum

Annual fee

$12.95

Annual Fee

Interest rates

17.99% on Purchases

Interest rates:

17.99% Purchases

Credit Limit

$N/A

Minimum

Annual fee

$120

Annual Fee

Interest rates

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

Credit Limit

$5,000

Minimum

Annual fee

$120

Annual Fee

Interest rates

20.99% (P) / 22.99% (CA)

Interest rates:

20.99% Purchases
22.99% Cash Advances

Credit Limit

$5,000

Minimum

Annual fee

$29

Annual Fee

Interest rates

12.99% (P) / 12.99% (CA)

Interest rates:

12.99% Purchases
12.99% Cash Advances

Credit Limit

$500

Minimum

Annual fee

$250

Annual Fee

Interest rates

30%

Interest rates:

30.00% Purchases

Credit Limit

$N/A

Minimum

Annual fee

$399

Annual Fee

Interest rates

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

Credit Limit

$10,000

Minimum

Annual fee

$75

Interest rates

19.8%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Annual Fee

Interest rates

16.99% (P) / 16.99% (CA)

Interest rates:

16.99% Purchases
16.99% Cash Advances

Credit Limit

$500

Minimum

Annual fee

$0.00

Annual Fee

Interest rates

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

Credit Limit

$500

Minimum

Annual fee

$39

Annual Fee

Interest rates

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

Credit Limit

$500

Minimum

Annual fee

$0.00

Annual Fee

Interest rates

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

Credit Limit

$500

Minimum

Annual fee

$110

Annual Fee

Interest rates

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

Credit Limit

$5,000

Minimum

Annual fee

$79

Annual Fee

Interest rates

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

Credit Limit

$5,000

Minimum

Annual fee

$0.00

Annual Fee

Interest rates

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

Credit Limit

$500

Minimum

Annual fee

$0.00

Annual Fee

Interest rates

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

Credit Limit

$500

Minimum

Annual fee

$0.00

Annual Fee

Interest rates

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

Credit Limit

$1,000

Minimum

Annual fee

$99

Annual Fee

Interest rates

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

Credit Limit

$N/A

Minimum

Annual fee

$120

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$65

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

8.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%

Credit Limit

$N/A

Minimum

Annual fee

$30

Interest rates

12.9%

Credit Limit

$N/A

Minimum

Annual fee

$30

Interest rates

12.49%

Credit Limit

$N/A

Minimum

Annual fee

$29

Interest rates

13.99%

Credit Limit

$N/A

Minimum

Annual fee

$150

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$110

Interest rates

19.99%/21.99%

Credit Limit

$N/A

Minimum

Annual fee

$99

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$65

Interest rates

19.99%/21.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/24.99%

Credit Limit

$N/A

Minimum

Annual fee

$120

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%

Credit Limit

$N/A

Minimum

Annual fee

$30

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$130

Interest rates

19.99%/21.99%

Credit Limit

$N/A

Minimum

Annual fee

$59

Interest rates

19.80

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/21.90%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.97%/22.97%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/24.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/24.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.89%/21.49%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/21.5%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$39

Interest rates

19.99%/21.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/21.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/24.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$125

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

9.99

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/24.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/21.50%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$120

Interest rates

20.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$99

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$30

Interest rates

19.9%

Credit Limit

$N/A

Minimum

Annual fee

$139

Annual Fee

Interest rates

19.99% (P) / 22.99% (CA)

Interest rates:

19.99% Purchases
22.99% Cash Advances

Credit Limit

$5,000

Minimum

Annual fee

$120

Interest rates

19.99%/22.99%

Credit Limit

$5,000

Minimum

Annual fee

$120

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/24.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.97%/22.97%

Credit Limit

$N/A

Minimum

Annual fee

$120

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$0.00

Interest rates

19.99%/22.99%

Credit Limit

$N/A

Minimum

Annual fee

$119

Interest rates

19.99%/21.99%

Credit Limit

$N/A

Minimum

Getting the right Credit Cards for you


Getting the right credit card to manage your personal or business expenses is an important decision. It’s essential that you have all the information you need to select the best credit card for you.

At Insurdinary, we make the hunt for a credit card easy by comparing Canada’s top credit cards all in one place. Simply compare credit cards in Canada by interest rate, rewards, annual fees, and more.

Learn all about our recommended credit cards, what makes them stand out, and how to get the best rates below.

What to Know Before Choosing a Credit Card


Make sure you know what you’re looking at when you compare credit cards in Canada so there are no surprises. Knowing the fees and processes associated with each card is crucial to making the right choice.

 

Interest Rate

Your interest rate varies by card. This interest is charged on the carried balance, and can usually be avoided if you pay the balance in full before the end of the grace period. Interest is often higher on cash advances, compared to card purchases.

 

Fees

Many cards carry an annual fee. There may also be fees for late payments or one time fees for cash advances. Cash advance fees are in addition to the interest rate charged for the advance.

 

Sign Up Process

Sign up and approval processes vary by card. Some are extensive, with credit rating, assets, and income are all being considered for approval. Other cards have lower requirements and simple approval processes.

 

Whether You Are Pre-Approved

You may have received notices about pre-approval for credit cards in the past. Pre-approval is an estimate, since the company has not yet received permission to pull your credit information.

 

Your Credit Score

Be careful not to apply for too many cards at one time, or for cards that are likely to be denied. Too many inquiries from lenders in a short period can negatively impact your credit rating.

Credit Cards – Frequently Asked Questions


You may have some common questions regarding comparing credit cards in Canada. Hopefully, our answers will make your decision a bit easier.

How can I redeem card rewards points?

One of the biggest differences between rewards cards is the way you can redeem your points. Some can be redeemed as a statement credit toward your balance, while others can be redeemed for airmiles, hotel points, gift cards, or other perks. Some can even be transferred to other rewards programs, like frequent flier or hotel VIP clubs.

Can a credit card help me improve my credit score?

Used responsibly, credit cards can help build your credit. Available credit is a factor in your credit score, and opening a new card can increase that number. Percentage of credit used is another factor, so keeping your balance low will also benefit your credit rating.

Are there cards specifically for those with low or no credit?

Those with little credit history or negative history can use a credit card to help build credit. The most likely cards in this case would be secured or guaranteed cards, since they use your deposit to support your line of credit.

What’s the best way to avoid fees and negative impacts on credit?

Timely payments are the most important factor in avoiding fees and credit damage. Set up automated payments to ensure you never miss a due date. To minimize or eliminate interest, set your auto payment before the end of the grace period each month and set it to cover your balance, not just the minimum due.

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