Around 67% of Canadians are passport holders and everybody is ready to head abroad as soon as they can. In the meantime, you might be wondering what you can do to prepare and save for your future trip. And that's where a travel credit card comes in handy.
Cards like the TD Aeroplan Visa Infinite Privilege Card provide benefits and savings you can't find anywhere else. Earn free flights and hotels while experiencing great service on flights and included insurance.
Let's learn more about how great travel cards like the Infinite Privilege can be for upgrading your travel. Keep reading to learn more!
TD Aeroplan VISA Infinite Privilege Card Benefits
Overall, despite the larger $599 annual fee, you are getting a lot more bang for your buck than a free or cheaper card. Just take a look at all the great rewards and bonuses you could be eligible for.
However, if you aren't someone who travels frequently then your money may not be best spent on a card that isn't tailored to your lifestyle. In that case, why don't you check out other cards like one of the Scotiabank Partner credit cards?
Limited Bonus Offers
Cards like the TD Aeroplan Infinite Privilege often have some awesome, if limited, introductory offers. Take their current offer for those who sign up for the card before December 5th.
First, you can earn a Buddy Pass. This pass involves being able to book an economy seat going anywhere in North America (including Mexico!) and get a second pass for a friend for free! You're eligible only once for making $1000 in purchases within the first 90 days of opening your account.
You can combine this with an offer for 45,000 points (with a $900 value) at the same time. The rules are the same, spend $1000 within 90 days.
But that's not where the introductory offers end! There is also a welcome bonus for simply making your first purchase that will net you 20,000 Aeroplan Points to use towards your future travel endeavours.
Other bonus offers include shared free checked bags on any round-trip flights you take within your first year on Air Canada. You'll also get access to all Maple Leaf Lounges, which has a $550 value.
Earn Aeroplan Points
The two best ways to earn points are on purchases with Air Canada and through the Aeroplan e-store and partner brands. These will both earn you two points for every $1 spent!
You'll also earn 1.5 points for each $1 on other travel purchases such as filling up the tank, dining, and other travel-related spending. When it comes to everything else, you're still earning! You'll get 1.25 points for every $1 you spend on anything else not yet covered.
You'll also be eligible for regular limited bonus offers, such as the current Starbucks bonus. For every $1 you spend at participating Starbucks locations you'll receive 2.25 points!
Spend Your Aeroplan Points
Of course, the most fun thing you can do with your card is spend all those lovely points you've collected. And this TD card is all about giving you the most flexibility for your lifestyle.
You'll most likely want to spend your points on flights on Air Canada with no blackout dates or restrictions. But you can also make it an entire package by purchasing hotel rooms or car rentals with your points too. But if none of that satisfies then you'll be happy to know that you can spend them on other options such as gift cards, events, and even merchandise.
Air Canada Travel Benefits
This card is perfect for those of you who intend to use Air Canada regularly. You can expect a vast array of features and benefits as a card user.
Everything becomes priority! Priority check-in means that you don't have to spend tons of time waiting in lines. Priority boarding is also included if you want to get on that flight as fast as possible.
Priority baggage handling is an interesting feature that means your luggage will be some of the first available once you land. Priority airport standby is for the adventurous among you who need the next flight available. Finally, priority airport upgrades mean you are automatically a higher priority when it comes to handing out upgrades.
TD Aeroplan Visa Infinite Privilege Card Car Rental Insurance
Some of the best benefits of a travel card beyond saving money show up when you're in the travel process. Accidents happen and it is always good to be covered for as much as possible. And that's why this card offers car rental insurance.
You can expect coverage for up to 48 days to keep any accidents from ruining your vacation.
TD Aeroplan Visa Infinite Privilege Card Travel Insurance
The travel insurance that comes with a travel card is usually a great way to ensure that your coverage is tailored for your average situation. They know travellers and know what they usually need. So let's look at the great list of things you'll be covered for.
Travel Medical Insurance
Having travel medical insurance included in your card means that you don't have to go hunting for another policy to sign up for. Travel already involves enough moving parts so it's always great when you can skip a step.
For the first 31 days of your trip, you can expect coverage up to $5 million. However, if you are 65 years or older you can only expect the initial 4 days to be covered. You can purchase additional coverage if you so desire.
Trip Cancellation/Trip Interruption Insurance
A common inclusion on travel credit cards is no less welcome here. When it comes to trip cancellation you can receive coverage of $2,500 per insured person or up to $5000 total for the party.
When it comes to trip interruption, likely one of the most confusing events of your life, they offer even more. Here, they offer up to $25,000 for the party to help sort out everything while abroad.
Flight/Trip Delay Insurance
Another more common sight, this flight and trip delay insurance is more premium than the average coverage. With this coverage, you can claim after just four hours of delay. Up to $1,000 is offered as compensation for the hassle of a delay which could cause you to miss important events and valuable vacation hours.
Delayed and Lost Baggage Insurance
Similar to the previous coverage, if your baggage is delayed by over 4 hours you can expect compensation. In this case, you can receive up to $1,000 to help you get the essentials while you wait for your baggage to arrive. This can be used to purchase the essentials like new clothes and toiletries to keep you as comfortable as possible.
If your luggage is lost then you will be reimbursed up to $2,500. This money will help you replace the things that you lost.
Common Carrier Travel Accident Insurance
A more unusual addition that adds some great, specific, coverage for those of you who are fond of using public transport like buses, trains, ferries, plains, and auto rentals (AKA common carriers). You can receive up to $500,000 of coverage for any loss experienced while travelling on one of these common carriers.
Hotel and Motel Burglary Insurance
This is a policy that can help you sleep more soundly in your hotel or motel, knowing you're covered. Bad things happen everywhere, but they don't need to affect you as much when you have up to $2,500 of coverage for stolen personal items.
NEXUS is a program that helps you fast-track across the US border and back. Your card will give you a rebate for the bi-annual application fee for you and other cardholders up to $100.
TD Aeroplan Visa Infinite Privilege Card Login
Once you've made your decision to get the Aeroplan Visa Infinite Privilege Card all you'll have to do is make an account and log in on TD bank. Once you've done that all you need to do is apply!
Once you are all set with your points and are ready to spend, it's time to turn your eyes towards your next destination. Check out our list of the best solo travel destinations of 2021!
Now you know everything you could ever need to know about why the TD Aeroplan Visa Infinite Privilege Card might be the best option for you. After reviewing all about rewards and saving money you're probably wondering where else you can do things like this in your life. And that's where Insurdinary comes in.
With great ways to compare rates for everything from mortgages to credit cards, you're sure to be getting the best deal. Check us out today at Insurdinary, and ask for a quote to learn more!