The leisure travel market is expected to reach $1,737.3 billion by 2027. With more people travelling more people are trying to find ways to earn rewards. And various banks are responding to the call.
The TD Aeroplan VISA Platinum Card is one of the best travel card options available in Canada today. It has a lot of different ways to earn and spend points on travel-related purchases and more.
But it has many other benefits you may not have heard of. Keep reading to learn everything you need to know about this travel card!
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TD Aeroplan Visa Platinum Card Benefits
Before we get into the various benefits of this Visa card, let's talk a bit about the card in general. This card allows you to earn points which you can use primarily towards flight purchases, but you can also use the points towards hotels and other travel-related purchases.
So, every regular purchase you make on this card is earning you rewards! Let's look at the various rewards you can expect.
Limited Bonus Offers
Currently, there is an offer available for those who add an additional cardholder to their account within the timeframe of a year. If you do this before December 5th you will be eligible for three different rewards offers.
The first is the welcome bonus. This bonus entails 10,000 Aeroplan points - and you only have to make one purchase with your new card to receive those points! The value of these points is estimated to be about $200.
The second is a 10,000 point reward by hitting a spending milestone. If you spend $1000 within the first 90 days of opening your new account you get these extra points!
The final offer involves a rebate for the annual fee (which is $89 for a solo cardholder and $124 with two cardholders). In order to be eligible, there are a couple of extra rules to follow. For instance, you have to make your first purchase on your new account within three months and you'll need to add your additional cardholder by December 6th.
But those are the three awesome offers available! Let's look at the general rewards you can expect from this card all the time.
Earn Aeroplan Points
Earning regular Aeroplan points is something you can do every single day, regardless of how much you spend or when. For every single dollar you spend on eligible gas, groceries, and purchases from Air Canada you get a point. This can add up pretty quickly if you regularly commute to work.
You'll even get points for everything else, you just get one point for every $1.50 you spend. That means you can pay for everything you normally would like bills and such and earn extra points all at the same time.
If you want to earn double the points you can check out Aeroplan's partners. Shopping with them will earn you two points for every $1 you spend. It's worth checking if any big-ticket purchases you intend to make are available from one of these partner retailers.
Additionally, TD bank regularly provides offers for bonus points that you can earn. For instance, they are currently running a promotion to earn a bonus point for every $1 you spend at Starbucks. This offer will last until November 7th.
Spend Your Aeroplan Points
Now that you know how to earn them you're probably wondering what you can do with them. Luckily, there are tons of options for you.
The first and most common way to use your points is on flights. You can use your points to purchase seats on Air Canada flights with no restrictions or blackout periods. Every available flight is available for you to purchase with points instead of cash.
But, you are not limited to just flights! You can use your points on purchases for many other things related to travel. Depending on how many points you have earned you could potentially pay for your entire vacation with points, hotels, car rentals, and more.
Finally, if you're not planning to travel that's ok. You can use your points on a variety of other options. Gift certificates, various exciting experiences, and different types of merchandise are all available to purchase with your points.
TD Aeroplan Visa Platinum Card Car Rental Insurance
One of the great things about a card that's geared towards travel is the tangential benefits it offers in addition to rewards. Some, like the Aeroplan Visa, offer various protections like car rental insurance.
When you pay for a car rental with your card you are entitled to up to 48 days of car rental insurance. It includes collision/loss damage. Now you can travel safely and without worry knowing you are covered. You also won't have to pay for extra insurance, saving you money.
TD Aeroplan Visa Platinum Card Login
If you have decided that this card is perfect for you, all you have to do is register and log in to get started. Once you have an account and are ready to apply you can do so online. Remember, they frequently have introductory offers so it's always a good idea to apply when one is available.
Now, if you're worried about your bad credit it's not always the end of the world. After all, you can even get personal loans with bad credit in some cases. So it's worth a shot to apply for the Aeroplan Platinum card.
TD Aeroplan Visa Platinum Card Travel Insurance
If you're someone who travels frequently, then travel insurance is a must - check out why it's vital. So, one of the best reasons to choose a travel credit card is to get the benefits of travel insurance without needing to purchase a separate plan. The TD Aeroplan Visa Platinum Card has a very robust travel insurance policy so let us take a look at everything it covers.
Flight/Trip Delay Insurance
If your flight or entire trip is delayed you can expect some coverage to help you out. If your flight is delayed for more than 12 hours then you are entitled to up to $500 of coverage to alleviate your inconvenience.
Delayed and Lost Baggage Insurance
A common fear many people have when travelling is that their baggage will be lost and they'll need to buy new clothes for their trip. No one wants that stress, and while a card can't prevent baggage from being lost it can help to reimburse you. You can expect to receive up to $1000 of coverage towards alleviating the stress caused by a lost or delayed baggage situation.
This is to be used towards the purchase of things that you need when your baggage is lost. AKA, towards clothes and toiletries and other essentials. You are eligible for this coverage when your baggage has been delayed for more than 6 hours.
Common Carrier Travel Insurance
This is a slightly more unusual type of insurance, so it's nice to see it on this card. When you're travelling on a common carrier such as a bus, train, ferry, or plane, unfortunate things can happen. This is where the insurance can provide up to $500,000 in coverage for losses incurred on these
Emergency Travel Assistance Services
TD Bank offers an excellent toll-free access service for when you are in a bind while travelling. Having another voice to help you through your personal emergency is a great boon - and it's just a short call away when you have your Aeroplan card.
Hotel/Motel Burglary Insurance
Another somewhat unusual insurance offer with this card is protection if you have personal items that are stolen from the place you're staying at. This policy covers up to $2,500 per incident where items are stolen that belong to cardholders on the account (and some family members that are travelling with the cardholder). No longer do you need to worry about bringing your necessary valuables with you on vacation and leaving them behind in your motel or hotel - you're covered.
And, of course, there is the car rental insurance we have already mentioned. Now, if you're not as interested in travel it might be a good idea to choose a card that has different rewards that better suit your lifestyle. For instance, there is a Costco Mastercard that might be of interest to you.
Now that you know all about the TD Aeroplan Visa Platinum Card, you're probably wondering where you can save money elsewhere in your life. That's where Insurdinary comes in.
With us, you can compare rates and get the best prices from everything like your insurance, mortgage, or loans. Get a quick quote today from Insurdinary to start your savings journey.