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Adaptable Permanent Life Insurance

UL Mutual Health Insurance Plan

UL Mutual Life Insurance – The Life Time Protection You Definitely Want

Permanent or whole life insurance protects you for life. With UL Mutual whole life insurance, your family can stay protected without any stress. The whole life insurance is designed for people who want to plan for retirement, create an appropriate future for their loved ones, leave an inheritance for their dependents and find an appropriate business after a partner’s death.

Adaptable permanent life insurance is unique for several reasons. It is flexible and offers a 100% guarantee. It includes 8 premium options; this means that you can pay premiums to age 15, 25, 35, 45, 55, 65, 75 or 85. The minimum premium payment that can be made is 20 years. The insurance plan includes very high cash value and offers substantial cash surrender values at a guaranteed premium which can be paid for a limited time.

Features of Adaptable Permanent Life Insurance

Adaptable permanent life insurance offered by UL Mutual allows you to leverage adequate legal protection at no extra cost. It covers 8 legal fields, namely, personal, real estate, assets and property, family, business, labor, consumer protection, and civil liability and litigation. Besides, you can opt for this insurance plan without any proof for insurability.

  • The insurance plan includes two chapters, namely, a basic option (chapter A). This is a term insurance that insures up to $100,000. The second chapter, chapter B, is optional. It is a permanent insurance option.
  • Adaptable permanent life insurance has one of the highest cash values in the industry, you can even borrow against your cash value.
  • The premiums can be paid in 8 premium payment periods namely to age 25, 35, 45, 55, 65, 75, and 85. Only a minimum of 20 years of payments is allowed.
  • Legal assistance is also included in the plan at no extra cost. This covers 8 legal fields namely, personal, real estate, assets and property, family, business, labor, consumer protection, and civil liability and litigation.
  • You can opt for this insurance plan without any proof of insurability.

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