Ottawa - Gatineau Auto Insurance

Get the best Auto Insurance rates in Ottawa - Gatineau
Compare. Get the best policy. Save money!
Get a Quote Now
Insurdinary's Lady Shopping for Car image

Ottawa - Gatineau Auto Insurance Overview

Ottawa logo

Ottawa - Gatineau is definitely not as expensive as Brampton and Toronto in terms of auto insurance premiums but that doesn’t mean that you can’t save on your Ottawa - Gatineau auto insurance policy. Auto insurance in Ontario is generally higher than most other provinces and territories in Canada and also different insurers offer different rates even for the same car and same driver. You can save on your policy by comparing several policies to choose what is best for you.

One of the easiest ways to get the best coverage is by shopping around. By shopping around, you can explore your options and find what works best for you. However, you don’t have to call and email several Ottawa - Gatineau auto insurance companies to get the best coverage, contact Insurdinary for auto insurance quotes suitable for Ottawa - Gatineau residents.

At Insurdinary, we aim at making the process entirely easy for you by connecting you to expert insurance advisors who will guide you on the best coverage. Our auto insurance advisors work with some of the most reputable Ottawa - Gatineau auto insurance companies, helping you to get the best rates.

To compare insurance rates click here.

Ottawa - Gatineau Auto Insurance Details

Auto Insurance things that you should know

The auto insurance rate charged on the same car and driver by different auto insurance companies may vary remarkably. In some cases, the difference may be hundreds or even thousands of dollars.

Furthermore, high Ottawa - Gatineau auto insurance rates do not necessarily imply better service. In other words, you need to spend some time to shop around and research policy options available to you in order to save on your coverage. Thankfully, Insurdinary was established to make it super-easy for you.

Our independent insurance advisors compile and compare several Ottawa - Gatineau travel insurance, making it easy for you to choose the coverage that strikes the cord. The advisors will also provide you with the requisite advice and guideline you need to make the most of your coverage.

To read more about Ottawa - Gatineau auto insurance, click here.

Ottawa - Gatineau Auto Insurance Quotes Trends in 2017

  • Average car insurance savings for drivers in Ottawa-Gatineau: $136
  • Average car insurance premiums currently paid by drivers in Ottawa-Gatineau: $1,418
  • The most popular vehicle insured by married couples in Ottawa: 2017 Hyundai Elantra
  • The most popular vehicle insured by singles in Ottawa-Gatineau: Honda Civic.
  • Percentage of Ottawa-Gatineau drivers who have not had accidents in the past 10 years: 87%. 2017 collected completed auto insurance quotes

Best Driving Schools in Ottawa - Gatineau

  • Lets Go Driving School - 1390 Prince of Wales Unit 101, Ottawa, ON K2C 3N6
  • Safe2pass Driving School - 1581 Bank St, Ottawa, ON K1H 7Z3
  • Above The Best Driving School - 1902 Robertson Rd, Nepean, ON K2H 5B8
  • City Drivers Training - 595 Montreal Rd #105, Ottawa, ON K1K 4L2
  • ABC Driver Training - 1129 Wellington St W, Ottawa, ON K1Y 2Y6

To learn more about Ottawa - Gatineau auto insurance, click here.

Ottawa - Gatineau Collision Reporting Centers

Minor collisions that do not involve criminal violations and injuries should be reported to the Collision Reporting Centers (CRC). The drivers involved are required to bring their vehicles to the CRC; in the CRC, a Police Officer will complete a collision report after accessing the damage.

The CRCs are open seven days a week and are located in three of the following police stations in Ottawa:

  • West: 211 Huntmar Drive (Kanata)
  • Downtown: 474 Elgin Street
  • East: 3343 St. Joseph Boulevard (Orleans)

To learn more about the right Ottawa-Gatineau auto insurance collision center, click here.

Ottawa - Gatineau Auto Insurance News

Several factors affect car insurance rates; however, an insurance company must obtain approval from the Financial Services Commission of Ontario (FSCO) before it can change the rate it offers to Ontario residents.

The FSCO publishes approved rate changes on a quarterly basis. The approved rates for auto insurance companies increased on average by 3.35% in the fourth quarter of 2018.

The approved rates vary widely. For some companies, the rates increased by just 1.65% but some other companies increased their rates by up to 34.87%. In its quarterly statement, FSCO advised consumers to shop around for auto insurance. Rates may vary based on the insurance company’s rating system and claims system even for the same coverage.

On the average, rates increased by 2.23% in the first quarter, 1.11% in the second quarter and 2.06% in the third quarter of 2018. According to FSCO, auto insurance rates are changing because insurance companies are reporting an increase in claims related costs which relates to increases in vehicle repairs costs.

Also, the overall cost of direct compensation and collision claims the insurance companies are required to process may be driven up by the increasing number of distracted driving incidents. Generally, insurance companies usually apply for a rate increase in order to compensate for paying out more claims.

To learn more about Ottawa-Gatineau auto insurance news click here.

linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram