Personal Health Insurance Standard Plan

The Right Personal Health Insurance Plan

Most employers’ health insurance plans are never enough especially when critical health conditions are involved. You want a plan that will cover your health needs including catastrophic drug coverage and emergency travel medical care, don’t you? Sun life personal health insurance standard plan is designed for you. The personal health insurance standard plan is a highly popular plan. It covers several features not included in the basic plan as well as features available in the basic plan. However, just like the basic plan, you need to be resident in Canada and have provincial health care coverage to apply.

Features and Benefits

The standard plan includes several features such as vision care, emergency medical travel, semi-private hospital room, prescription drugs, preventive dental care and many others. Just like the basic plan, applicants should be under 70 but the plan is renewable for customers above 70.

  • Applicants that have any of the illnesses listed in the policy are not eligible.
  • If you have a pending surgery or awaiting doctor’s investigation or tests, you are not eligible for the plan.
  • You will be reimbursed 70% of your first $7,000 annual expenses but complete reimbursement for the next $93,000 annual expenses will hold subsequently in prescription drugs.
  • You can also claim up to $100,000 in annual maximum of eligible expenses in prescription drugs
  • You have access to several preventive dental coverage options such as examinations and diagnosis, white fillings, scaling and minor extractions, space maintainers for under 12 children and so forth.
  • You can also have access to emergency medical care on the first 60 days of your trip but you can also access $1 million lifetime maximum claims on emergency travel.

 

 

Additional resources

Learn more about your health insurance options from these informative articles.

Insurdinary provides a comprehensive quotes comparison sends straight to your inbox so you can start comparing health coverage in minutes. See plans from several major Canadian insurers to choose the right option for you. Our customer health specialists are also available to address your questions and concerns.

For more information, you may contact us at 1-877-574-7475, or complete the form below.

By clicking on Get Quotes Now, you agree to our terms and conditions. You provide consent to be contacted for the purpose of being provided information, rates and details on any product from any insurance company or financial institution. You can unsubscribe at any time from this service.

Facebook Rating
4.9
Google Rating
4.8
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram