Whether you enjoy taking an annual vacation or visiting your loved ones and family in a neighboring province, you may need additional coverage when you leave home. The coverage may come in handy in the event of a medical emergency but it may also be useful for other purposes such as trip cancellation, flight delay, baggage expenses, unexpected trip interruption and so forth.
The out-of-province or out-of-country emergency medical insurance covers several features such as private duty nursing, emergency air transportation or evacuation, emergency dental expenses, as well as emergency hospital, ambulance, and medical expenses. It also provides sufficient assistance for lost luggage assistance, lost document and ticket replacement, emergency cash transfer and so forth.
Further Features of BMO’s Single Trip Travel Medical Insurance
Benefits will not be paid for trips undertaken against a physician’s advice, circumstances you are aware of when you bought the plan, treatments (except emergency ones) without prior approval, a pre-existing condition, and so forth. Furthermore, only Canadian residents covered by the government health insurance plans can apply.