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ISP Choice Variable Life Insurance

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ISP Choice Variable Life Insurance – A Unique Foresters Coverage For You

Do you know that you can design a life insurance policy all by yourself and get it to work best for you? ISP Choice variable life insurance is the perfect life insurance that enables you to do this. It is a life insurance plan that gives you the choice of a premium paying period. It provides a permanent life insurance coverage and also makes it possible for you to Accumulate Value or build cash value on a tax-deferred basis using several investment subaccounts managed professionally.

Several features and benefits are offered in the ISP Choice variable life insurance plan. These include fixed premium benefit, fixed premium payment period, guaranteed insurance amount, variable insurance amount, cash value and so forth. The plan also offers tax advantages such as income tax-free death benefits, tax-deferred cash value growth, and tax-free transfers.

Top Features of Foresters ISP Choice Variable Life Insurance Plan

ISP Choice has two variable life premium payment periods ISP Choice 15 and ISP CHOICE – Whole Life (WL). You can also extend your basic protection with the optional riders such as waiver of premium, term insurance rider, accidental death benefit, spouse’s term life insurance rider, guaranteed insurability option rider, children’s term life insurance rider and so forth.

  • ISP Choice is for you if you need a permanent life insurance and also want to build cash value or “Accumulate Value” on a tax-deferred basis in several investment subaccounts managed professionally.
  • Some of the features and benefit of this plan include fixed premium, fixed premium payment period, variable insurance amount, and guaranteed insurance amount.
  • You can benefit from important tax advantages in ISP Choice such as income tax-free death benefits, tax-deferred cash value growth, and tax-free transfers.
  • You can choose from the two variable life premium payment periods such as the ISP Choice 15 and ISP Choice – Whole Life (WL).
  • You can also extend your basic protection with the waiver of waiver of premium, term insurance rider, accidental death benefit, children’s term life insurance rider, spouse’s term life insurance rider, and guaranteed insurability option rider.
  • ISP Choice allows you to potentially build cash value with a fixed account or professionally managed subaccounts.

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