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20-Year Term Life Insurance

TD Insurance health insurance plan

TD Term Life Insurance – An Excellent Coverage for 20-Year Term

It is your responsibility to protect your family. However, when choosing the appropriate coverage for you, you need to consider several factors such as your short-term or long-term needs. If you have a good idea of what your next 20 years will look like and the kind of debts you may have, you might want to consider going for the TD life insurance 20-year term.

This plan is most appropriate for you if you just got married and are planning for your future, buying a new house in a couple of years, recently bought a house, or you have younger children or growing your family. Just like the TD 10-year term, the 20-year term provides affordable coverage up to $5 million and can be easily renewed and converted.

Top Features of TD 20-Year Term Life Insurance

The rates for the 20-Year term are guaranteed not to increase during the 20 years duration, irrespective of your health status and age. However, the premium may increase when you renew the plan. As long as you are under 80, your plan will be automatically renewed when the term expires and you don’t need to answer any medical question or take a medical exam to get this done.

  • The 20-Year term allows you to save up to 10% when you bundle the home and auto insurance coverage.
  • You can protect your loved ones financially with the TD guaranteed acceptance life insurance.
  • The insured’s beneficiaries will be paid a tax-free lump sum in the event the insured passes away.
  • The lump sum payment can be used to maintain their living standard, replace lost income, pay off debts, cater for the children’s education and take care of final expenses.
  • The plan provides coverage up to $5 million.
  • The 20-Year term is automatically renewed up to age 80 at the end of each term. You don’t need to answer any medical question or take a medical exam to get the plan renewed.
  • You can convert the plan to a permanent life insurance coverage before you reach age 69.
  • The rates for the plan are guaranteed not to increase for the length of the term, irrespective of your health status and age.

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