Solution ART Guaranteed Term Life Insurance

A Guaranteed Term Life Plan Designed for You

Whether you are a current smoker who intends to quit smoking and later convert to a longer-term coverage with non-smoker’s benefit, a small business that wants affordable coverage for short-term business loan, or families looking for low-cost insurance but will want to change to a permanent coverage as income increases, Solution ART is the most appropriate option for you. The plan is flexible and affordable. It is designed to cover your needs and accommodate low-budgets. Empire Life Solution ART is a guaranteed annual renewable and convertible term life insurance plan. It is very easy to get Solution ART plan. You just have to find an advisor in your area, meet with the advisor, discuss your needs and buy the products that suit your needs. The rate for this plan is guaranteed and it does not increase for the first three years but after the first three years, it increases every year. The last premium increase occurs when the premium is renewed at age 85.

Features and Benefits

Solution ART plan is easily convertible into Empire Life’s permanent insurance plan. This means that you can adjust the coverage to meet your permanent needs as your needs change. It is the best coverage for those looking for an affordable temporary coverage. You can also add this coverage to some other Empire Life’s Solution series or CI products to make it comprehensive.

  • Solution ART is ideal for current smokers who intend to quit smoking and later convert to a longer-term coverage with non-smoker’s benefit, small businesses that want affordable coverage for a short-term business loan, or families looking for low-cost insurance but will want to change to a permanent coverage as income increases.
  • The premium does not increase for the first three years but after the first three years, it increases every year.
  • Solution ART insurance plan offers guaranteed premium rates.
  • It is easy to get Solution ART: first, find an advisor, meet with the advisor, then discuss your needs and buy the products that suit your needs.
  • You can also add this insurance product to the Empire’s other Solution series or even the CI product to create an all-inclusive insurance product that will allow you to save on the insurance fees.
  • You can convert the coverage to one of the Empire Life’s permanent insurance product if future insurance needs change.

 

 

Additional resources

Learn more about life insurance from these informative articles to help you decide in choosing the best plan for you.

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