Learn about Toronto Pet Insurance
Toronto has a population of over 2.9 million people and more than 230,000 dogs. It is not surprising that Toronto has one of the highest dog population in Canada given that it has a lot of pet-loving people. Before purchasing dogs or cats, pet parents in Toronto are expected to get appropriate Toronto pet insurance policy to cover medical expenses related to their pets.
The insurance policy should cover accidents, surgery, emergency care, diagnostic tests, prescription, hospitalization, and illnesses. Depending on the insurer, the plan may also cover optional coverage such as routine procedures that include checkups and vaccination.
The pet insurance coverage offered by most insurers in Canada could differ in features. It is important to research the insurance provider as well as the policy to find out what applies as well as the stipulations, waiting periods, limits and exclusions that apply to the coverage before taking it out. Also, find out what applies as regards the pet’s age or breed and the limits on benefits reimbursements.
It is generally recommended that you take out pet insurance coverage as quickly as possible. Pet insurance providers in Toronto do not cover pre-existing conditions. Conditions the pet was diagnosed with before the start date of the policy are categorized as pre-existing conditions. Such conditions will be excluded from the policy. However, if the pet is diagnosed with the same condition when the policy is already effective, it will be covered under the policy.
To get a quote on Toronto pet insurance, click here.